Mortgage Lenders and Brokers in Independence, Kansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Independence, Kansas mortgage lenders include Community National Bank & TrustCommunity National Bank & Trust124 N Penn Ave, Independence, KS 67301A5.0 ★Texas Ratio: 6.38%, FirstOak BankFirstOak Bank113 N Penn Ave, Independence, KS 67301A+5.0 ★Texas Ratio: 0.00%, Equity BankEquity Bank112 E Myrtle St, Independence, KS 67301A5.0 ★Texas Ratio: 6.60%, Skyward Credit UnionSkyward Credit Union117 S 8th St Unti A, Independence, KS 67301 3503A+5.0 ★Texas Ratio: 3.93%, Bank of America NABank of America NA329 S Andover Rd, Andover, KS 67002A+5.0 ★Texas Ratio: 3.98%, First BankFirst Bank6201 College Blvd, Overland Park, KS 66211A+5.0 ★Texas Ratio: 2.49%, Heartland Credit UnionHeartland Credit Union103 S Kansas St, Haven, KS 67543 9261A5.0 ★Texas Ratio: 9.12%, Wells Fargo Bank NAWells Fargo Bank NA2000 W 103rd St, Leawood, KS 66206A+5.0 ★Texas Ratio: 5.36%, First National Bank of HutchinsonFirst National Bank of Hutchinson6206 N 247th St W, Andale, KS 67001A+5.0 ★Texas Ratio: 2.58%, and Bank of CommerceBank of Commerce333 N Main St, Burden, KS 67019A+5.0 ★Texas Ratio: 0.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Independence, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Independence are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Independence, Kansas
Market share is the lender's share of all home loans closed in Independence, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Independence 124 N Penn Ave, Independence, KS 67301 A5.0 ★Texas Ratio: 6.38% |
Conventional, FHA, USDA, HELOC | 10 +6 HELOCs |
9.6% | 83.3% | $76,000 | View |
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1 office in Independence 113 N Penn Ave, Independence, KS 67301 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 9 | 8.7% | 83.3% | $90,555 | View |
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1 office in Independence 112 E Myrtle St, Independence, KS 67301 A5.0 ★Texas Ratio: 6.60% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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117 S 8th St Unti A, Independence, KS 67301 3503 A+5.0 ★Texas Ratio: 3.93% |
Conventional | 2 | 1.9% | 25% | $105,000 | View |
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329 S Andover Rd, Andover, KS 67002 A+5.0 ★Texas Ratio: 3.98% |
Conventional, HELOC | 1 +3 HELOCs |
1% | 100% | $35,000 | View |
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6201 College Blvd, Overland Park, KS 66211 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 1% | 100% | $255,000 | View |
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103 S Kansas St, Haven, KS 67543 9261 A5.0 ★Texas Ratio: 9.12% |
Conventional | 1 | 1% | 100% | $115,000 | View |
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2000 W 103rd St, Leawood, KS 66206 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1% | 100% | $105,000 | View |
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6206 N 247th St W, Andale, KS 67001 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 1% | 100% | $55,000 | View |
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333 N Main St, Burden, KS 67019 A+5.0 ★Texas Ratio: 0.36% |
Conventional | 1 | 1% | 100% | $45,000 | View |
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329 S Andover Rd, Andover, KS 67002 A+5.0 ★Texas Ratio: 3.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Investment Services Corporation
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USDA | 4 | 3.8% | 85.7% | $110,000 | |
Members Mortgage Services, LLC
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FHA | 1 | 1% | 100% | $235,000 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, USDA | 19 | 18.3% | 100% | $130,789 | |
Rocket Mortgage
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Conventional, FHA, VA | 11 | 10.6% | 68.8% | $156,818 | |
Mortgage Research Center
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VA | 7 | 6.7% | 100% | $207,857 | |
American Financial Network, Inc.
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Conventional, FHA | 5 | 4.8% | 100% | $103,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, Jumbo | 3 | 2.9% | 75% | $401,666 | |
Nationstar Mortgage
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Conventional, FHA, VA | 3 | 2.9% | 75% | $98,333 | |
Freedom Mortgage Corporation
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VA | 2 | 1.9% | 66.7% | $90,000 | |
Towne Mortgage Company
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FHA | 2 | 1.9% | 100% | $145,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.9% | 100% | $115,000 | |
Empeople Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $45,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional | 1 | 1% | 100% | $115,000 | |
Primelending
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Conventional | 1 | 1% | 100% | $235,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 1% | 50% | $155,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 1% | 100% | $105,000 | |
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A5.0 ★Texas Ratio: 8.01% |
Conventional | 1 | 1% | 100% | $345,000 | View |
Synergy One Lending, Inc.
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USDA | 1 | 1% | 100% | $85,000 | |
Guild Mortgage Company
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Conventional | 1 | 1% | 100% | $55,000 | |
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A5.0 ★Texas Ratio: 6.19% |
Conventional | 1 | 1% | 100% | $95,000 | View |
American Financing Corporation
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Conventional | 1 | 1% | 50% | $65,000 | |
Union Home Mortgage Corp.
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USDA | 1 | 1% | 100% | $55,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1% | 100% | $95,000 | View |
Waterstone Mortgage Corporation
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Conventional | 1 | 1% | 100% | $115,000 | |
Premier Members Credit Union
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Conventional | 1 | 1% | 100% | $155,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 1% | 100% | $85,000 | |
New American Funding, LLC.
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FHA | 1 | 1% | 100% | $215,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 1% | 33.3% | $65,000 | |
The Mortgage Link, Inc.
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FHA | 1 | 1% | 100% | $105,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Independence Mortgage Rate Trends
Daily average mortgage rates for Kansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Independence, Kansas
Looking for mortgage lenders near me or mortgage brokers near me in Independence? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Independence in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Independence, KS
Use these to narrow the list above. Each category shows how many Independence, KS lenders fit and what that kind of lender is usually best for.
Who Lends in Independence, KS
Independent mortgage companies closed 67.3 percent of home loans in Independence, Kansas in 2025, banks 26.9 percent and credit unions 5.8 percent. Mortgage Investment Services Corporation was the largest mortgage company, Community National Bank & Trust the largest bank and Skyward Credit Union the largest credit union. Among lenders headquartered in Kansas, Community National Bank & Trust led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.
More Kansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Independence, KS
By home loans closed in 2025, Community National Bank & Trust was the largest mortgage lender in Independence, Kansas with 10 loans, about 9.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Independence, Kansas in 2025, led by Flat Branch Mortgage, Inc. with 7. 6 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 7 credit unions closed home loans in Independence, Kansas in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Independence, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Independence, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Independence. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
