Mortgage Lenders and Brokers in Hoyt, Kansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hoyt, Kansas mortgage lenders include Denison State BankDenison State Bank210 Hwy K 214, Hoyt, KS 66440A+5.0 ★Texas Ratio: 4.40%, Envista Federal Credit UnionEnvista Federal Credit Union1803 N Lorraine St, Hutchinson, KS 67502A+5.0 ★Texas Ratio: 2.13%, New Century BankNew Century Bank1211 28th St, Belleville, KS 66935A+5.0 ★Texas Ratio: 5.98%, The Farmers State BankThe Farmers State Bank209 Montana Ave, Holton, KS 66436A+5.0 ★Texas Ratio: 2.37%, Silver Lake BankSilver Lake Bank4505 W 6th St, Lawrence, KS 66049A+5.0 ★Texas Ratio: 0.02%, US Bank, N.A.US Bank, N.A.13020 W Canaan Dr, Bonner Springs, KS 66012A+5.0 ★Texas Ratio: 2.85%, Andover State BankAndover State Bank511 N Andover Rd, Andover, KS 67002B4.5 ★Texas Ratio: 20.76%, Central National BankCentral National Bank120 E Main St, Beloit, KS 67420A+5.0 ★Texas Ratio: 0.14%, Mid American Credit UnionMid American Credit Union1610 N Summit St, Arkansas City, KS 67005 3917A+5.0 ★Texas Ratio: 4.51%, and Stockgrowers State BankStockgrowers State Bank304 Missouri Ave, Alma, KS 66401A+5.0 ★Texas Ratio: 0.79%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hoyt, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hoyt are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hoyt, Kansas
Market share is the lender's share of all home loans closed in Hoyt, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Hoyt 210 Hwy K 214, Hoyt, KS 66440 A+5.0 ★Texas Ratio: 4.40% |
Conventional | 26 | 25.5% | 90% | $170,769 | View |
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1803 N Lorraine St, Hutchinson, KS 67502 A+5.0 ★Texas Ratio: 2.13% |
Conventional, HELOC | 7 +3 HELOCs |
6.9% | 77.8% | $199,285 | View |
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1211 28th St, Belleville, KS 66935 A+5.0 ★Texas Ratio: 5.98% |
Conventional | 2 | 2% | 100% | $295,000 | View |
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209 Montana Ave, Holton, KS 66436 A+5.0 ★Texas Ratio: 2.37% |
Conventional | 2 | 2% | 75% | $220,000 | View |
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4505 W 6th St, Lawrence, KS 66049 A+5.0 ★Texas Ratio: 0.02% |
Conventional | 2 | 2% | 100% | $275,000 | View |
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13020 W Canaan Dr, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1% | 100% | $555,000 | View |
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511 N Andover Rd, Andover, KS 67002 B4.5 ★Texas Ratio: 20.76% |
Conventional | 1 | 1% | 100% | $445,000 | View |
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120 E Main St, Beloit, KS 67420 A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 1% | 100% | $175,000 | View |
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1610 N Summit St, Arkansas City, KS 67005 3917 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 1 | 1% | 100% | $45,000 | View |
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304 Missouri Ave, Alma, KS 66401 A+5.0 ★Texas Ratio: 0.79% |
Conventional | 1 | 1% | 100% | $475,000 | View |
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418 Nw 3rd St, Abilene, KS 67410 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 1 | 1% | 100% | $55,000 | View |
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620 4th St, Centralia, KS 66415 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1% | 100% | $95,000 | View |
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500 Main St, Almena, KS 67622 A5.0 ★Texas Ratio: 6.60% |
Conventional | 1 | 1% | 100% | $195,000 | View |
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102 E Main St, Anthony, KS 67003 A5.0 ★Texas Ratio: 7.49% |
Conventional | 1 | 1% | 100% | $155,000 | View |
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500 N Franklin Ave, Colby, KS 67701 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 1% | 100% | $75,000 | View |
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501 E Washington St, Arma, KS 66712 A+5.0 ★Texas Ratio: 0.84% |
Conventional | 1 | 1% | 50% | $175,000 | View |
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16201 W 95th St, Lenexa, KS 66219 B+4.1 ★Texas Ratio: 2.49% |
HELOC | 0 +3 HELOCs |
0% | 100% | View | |
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8550 Quivira RD, Lenexa, KS 66215 A+5.0 ★Texas Ratio: 4.29% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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114 E Cloud Ave, Andover, KS 67002 A+5.0 ★Texas Ratio: 5.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Members Mortgage Services, LLC
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Conventional | 1 | 1% | 100% | $145,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 5.9% | 100% | $243,333 | |
Rocket Mortgage
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Conventional, FHA | 6 | 5.9% | 50% | $118,333 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA | 6 | 5.9% | 100% | $220,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 6 | 5.9% | 100% | $276,666 | |
Freedom Mortgage Corporation
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VA | 3 | 2.9% | 75% | $338,333 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 2% | 100% | $275,000 | |
Cmg Mortgage Inc
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Conventional | 2 | 2% | 100% | $295,000 | |
Nationstar Mortgage
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Conventional, VA | 2 | 2% | 66.7% | $250,000 | |
Mortgage Research Center
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VA | 2 | 2% | 100% | $305,000 | |
Farm Credit Mid-America, Aca
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Conventional | 2 | 2% | 100% | $190,000 | |
Newrez LLC
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VA | 1 | 1% | 100% | $385,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 1% | 100% | $715,000 | |
loanDepot.com LLC
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Conventional | 1 | 1% | 50% | $45,000 | |
First State Bank of St Charles
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Conventional | 1 | 1% | 100% | $495,000 | |
Click n' Close, Inc.
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FHA | 1 | 1% | 100% | $165,000 | |
American Financing Corporation
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FHA | 1 | 1% | 100% | $55,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1% | 100% | $85,000 | |
New Day Financial, LLC.
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VA | 1 | 1% | 50% | $225,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1% | 100% | $275,000 | View |
Premier Members Credit Union
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Conventional | 1 | 1% | 100% | $255,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 1% | 100% | $205,000 | |
Endeavor Capital, LLC
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FHA | 1 | 1% | 100% | $275,000 | |
Lower, LLC
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VA | 1 | 1% | 100% | $545,000 | |
Spring Eq, LLC
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Conventional | 1 | 1% | 33.3% | $75,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Hoyt Mortgage Rate Trends
Daily average mortgage rates for Kansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hoyt, Kansas
Looking for mortgage lenders near me or mortgage brokers near me in Hoyt? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hoyt in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hoyt, KS
Use these to narrow the list above. Each category shows how many Hoyt, KS lenders fit and what that kind of lender is usually best for.
Who Lends in Hoyt, KS
Independent mortgage companies closed 48 percent of home loans in Hoyt, Kansas in 2025, banks 43.1 percent and credit unions 8.8 percent. Members Mortgage Services, LLC was the largest mortgage company, Denison State Bank the largest bank and Envista Federal Credit Union the largest credit union. Among lenders headquartered in Kansas, Denison State Bank led with 26 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.
More Kansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hoyt, KS
By home loans closed in 2025, Denison State Bank was the largest mortgage lender in Hoyt, Kansas with 26 loans, about 25.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Hoyt, Kansas in 2025, led by Rocket Mortgage with 3. 9 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 5 credit unions closed home loans in Hoyt, Kansas in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hoyt, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hoyt, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hoyt. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
