Mortgage Lenders and Brokers in Cheney, Kansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cheney, Kansas mortgage lenders include Citizens State Bank of CheneyCitizens State Bank of CheneyCheney, KS, Garden Plain State BankGarden Plain State Bank525 N Main St, Garden Plain, KS 67050A+5.0 ★Texas Ratio: 1.94%, Capitol Federal Savings BankCapitol Federal Savings Bank114 E Cloud Ave, Andover, KS 67002A+5.0 ★Texas Ratio: 5.21%, Vintage Bank KansasVintage Bank Kansas234 N Main St, Benton, KS 67017A+5.0 ★Texas Ratio: 3.78%, Peoples Bank and Trust CoPeoples Bank and Trust Co102 E Main St, Anthony, KS 67003A5.0 ★Texas Ratio: 7.49%, First National Bank of HutchinsonFirst National Bank of Hutchinson6206 N 247th St W, Andale, KS 67001A+5.0 ★Texas Ratio: 2.58%, Credit Union of AmericaCredit Union of America329 S Andover Rd, Andover, KS 67002A+5.0 ★Texas Ratio: 3.98%, Emprise BankEmprise Bank406 S Andover Rd, Andover, KS 67002A+5.0 ★Texas Ratio: 3.11%, Fidelity BankFidelity Bank2542 N Rock Rd, Derby, KS 67037A5.0 ★Texas Ratio: 12.33%, and The Bennington State BankThe Bennington State Bank418 Nw 3rd St, Abilene, KS 67410A+5.0 ★Texas Ratio: 1.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cheney, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cheney are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cheney, Kansas
Market share is the lender's share of all home loans closed in Cheney, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Citizens State Bank of Cheney
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Conventional | 13 | 16.9% | 100% | $174,230 | |
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525 N Main St, Garden Plain, KS 67050 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 6 | 7.8% | 100% | $255,000 | View |
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114 E Cloud Ave, Andover, KS 67002 A+5.0 ★Texas Ratio: 5.21% |
Conventional | 3 | 3.9% | 100% | $108,333 | View |
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234 N Main St, Benton, KS 67017 A+5.0 ★Texas Ratio: 3.78% |
Conventional | 2 | 2.6% | 100% | $105,000 | View |
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102 E Main St, Anthony, KS 67003 A5.0 ★Texas Ratio: 7.49% |
Conventional | 2 | 2.6% | 100% | $70,000 | View |
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6206 N 247th St W, Andale, KS 67001 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 2 | 2.6% | 100% | $145,000 | View |
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329 S Andover Rd, Andover, KS 67002 A+5.0 ★Texas Ratio: 3.98% |
Conventional, HELOC | 1 +3 HELOCs |
1.3% | 75% | $155,000 | View |
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406 S Andover Rd, Andover, KS 67002 A+5.0 ★Texas Ratio: 3.11% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $505,000 | View |
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2542 N Rock Rd, Derby, KS 67037 A5.0 ★Texas Ratio: 12.33% |
Conventional | 1 | 1.3% | 100% | $175,000 | View |
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418 Nw 3rd St, Abilene, KS 67410 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 1 | 1.3% | 100% | $245,000 | View |
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610 E Cloud Ave, Andover, KS 67002 8952 A+5.0 ★Texas Ratio: 4.29% |
Conventional | 1 | 1.3% | 50% | $165,000 | View |
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103 S Kansas St, Haven, KS 67543 9261 A5.0 ★Texas Ratio: 9.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Leaderone Financial Corp.
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FHA, VA | 2 | 2.6% | 100% | $255,000 | |
Conway Bank
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Conventional | 1 | 1.3% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 10.16% |
Conventional | 1 | 1.3% | 100% | $235,000 | View |
Members Mortgage Services, LLC
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USDA | 1 | 1.3% | 100% | $95,000 | |
United Wholesale Mortgage
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VA | 4 | 5.2% | 80% | $397,500 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 3 | 3.9% | 100% | $171,666 | View |
Mortgage Research Center
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Conventional, VA | 3 | 3.9% | 75% | $245,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 3.9% | 100% | $178,333 | |
Rocket Mortgage
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Conventional | 2 | 2.6% | 66.7% | $125,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 2.6% | 66.7% | $355,000 | |
Nationstar Mortgage
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Conventional | 2 | 2.6% | 100% | $125,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 2.6% | 100% | $210,000 | |
American Financial Resources LLC
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Conventional | 1 | 1.3% | 100% | $205,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.3% | 50% | $35,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 1.3% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 3.61% |
VA | 1 | 1.3% | 100% | $475,000 | View |
Regent Financial Group
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VA | 1 | 1.3% | 100% | $275,000 | |
loanDepot.com LLC
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FHA | 1 | 1.3% | 100% | $435,000 | |
Pennymac Loan Services LLC
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VA | 1 | 1.3% | 100% | $285,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 1.3% | 100% | $135,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 1.3% | 100% | $255,000 | |
Jlb Corporation dba Golden Oak Lending
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FHA | 1 | 1.3% | 100% | $95,000 | |
Click n' Close, Inc.
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FHA | 1 | 1.3% | 100% | $115,000 | |
Sierra Pacific Mortgage Co. Inc
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USDA | 1 | 1.3% | 100% | $185,000 | |
Premier Members Credit Union
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Conventional | 1 | 1.3% | 100% | $75,000 | |
Pentagon Federal Credit Union
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FHA | 1 | 1.3% | 100% | $235,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1.3% | 100% | $155,000 | |
Geneva Financial LLC
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FHA | 1 | 1.3% | 100% | $175,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1.3% | 100% | $395,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 1.3% | 100% | $295,000 |
Cheney Mortgage Rate Trends
Daily average mortgage rates for Kansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cheney, Kansas
Looking for mortgage lenders near me or mortgage brokers near me in Cheney? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cheney in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cheney, KS
Use these to narrow the list above. Each category shows how many Cheney, KS lenders fit and what that kind of lender is usually best for.
Who Lends in Cheney, KS
Independent mortgage companies closed 44.2 percent of home loans in Cheney, Kansas in 2025, banks 48.1 percent and credit unions 7.8 percent. Leaderone Financial Corp. was the largest mortgage company, Citizens State Bank of Cheney the largest bank and Credit Union of America the largest credit union. Among lenders headquartered in Kansas, Citizens State Bank of Cheney led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.
More Kansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cheney, KS
By home loans closed in 2025, Citizens State Bank of Cheney was the largest mortgage lender in Cheney, Kansas with 13 loans, about 16.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Cheney, Kansas in 2025, led by New American Funding, LLC. with 2. 8 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 6 credit unions closed home loans in Cheney, Kansas in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cheney, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cheney, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cheney. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
