Mortgage Lenders and Brokers in Alma, Kansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Alma, Kansas mortgage lenders include Bank of the Flint HillsBank of the Flint Hills408 Missouri Ave, Alma, KS 66401A+5.0 ★Texas Ratio: 0.96%, Stockgrowers State BankStockgrowers State Bank304 Missouri Ave, Alma, KS 66401A+5.0 ★Texas Ratio: 0.79%, Kaw Valley State Bank & TrustKaw Valley State Bank & Trust103 E Parallel St, Clifton, KS 66937A+5.0 ★Texas Ratio: 0.48%, Farmers and Drovers BankFarmers and Drovers Bank619 Main St, Alta Vista, KS 66834A+5.0 ★Texas Ratio: 0.90%, Landmark National BankLandmark National Bank1741 North Washington Street, Auburn, KS 66402A+5.0 ★Texas Ratio: 5.97%, Kansas State University Federal Credit UnionKansas State University Federal Credit Union109 E 1st St, Enterprise, KS 67441 9100A+5.0 ★Texas Ratio: 4.65%, Community First National BankCommunity First National Bank210 Tuttle Creek Blvd, Manhattan, KS 66502A+5.0 ★Texas Ratio: 1.41%, US Bank, N.A.US Bank, N.A.13020 W Canaan Dr, Bonner Springs, KS 66012A+5.0 ★Texas Ratio: 2.85%, Silver Lake BankSilver Lake Bank4505 W 6th St, Lawrence, KS 66049A+5.0 ★Texas Ratio: 0.02%, and KS StateBankKS StateBank539 W 6th St, Junction City, KS 66441B+4.8 ★Texas Ratio: 16.89%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Alma, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Alma are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Alma, Kansas
Market share is the lender's share of all home loans closed in Alma, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Alma 408 Missouri Ave, Alma, KS 66401 A+5.0 ★Texas Ratio: 0.96% |
Conventional | 19 | 18.4% | 100% | $255,526 | View |
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1 office in Alma 304 Missouri Ave, Alma, KS 66401 A+5.0 ★Texas Ratio: 0.79% |
Conventional | 11 | 10.7% | 100% | $135,000 | View |
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103 E Parallel St, Clifton, KS 66937 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 11 | 10.7% | 91.7% | $173,181 | View |
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619 Main St, Alta Vista, KS 66834 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 4 | 3.9% | 100% | $100,000 | View |
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1741 North Washington Street, Auburn, KS 66402 A+5.0 ★Texas Ratio: 5.97% |
Conventional, VA | 4 | 3.9% | 100% | $220,000 | View |
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109 E 1st St, Enterprise, KS 67441 9100 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 3 | 2.9% | 100% | $201,666 | View |
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210 Tuttle Creek Blvd, Manhattan, KS 66502 A+5.0 ★Texas Ratio: 1.41% |
Conventional, FHA | 3 | 2.9% | 100% | $288,333 | View |
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13020 W Canaan Dr, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.9% | 100% | $215,000 | View |
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4505 W 6th St, Lawrence, KS 66049 A+5.0 ★Texas Ratio: 0.02% |
Conventional | 2 | 1.9% | 100% | $105,000 | View |
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539 W 6th St, Junction City, KS 66441 B+4.8 ★Texas Ratio: 16.89% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $95,000 | View |
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16201 W 95th St, Lenexa, KS 66219 B+4.1 ★Texas Ratio: 2.49% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $155,000 | View |
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1803 N Lorraine St, Hutchinson, KS 67502 A+5.0 ★Texas Ratio: 2.13% |
Conventional | 1 | 1% | 100% | $95,000 | View |
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209 Montana Ave, Holton, KS 66436 A+5.0 ★Texas Ratio: 2.37% |
Conventional | 1 | 1% | 100% | $145,000 | View |
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110 S 4th St, Edwardsville, KS 66111 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 1% | 100% | $125,000 | View |
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100 S Range Ave, Colby, KS 67701 C-3.7 ★Texas Ratio: 30.67% |
Conventional | 1 | 1% | 100% | $125,000 | View |
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5431 Sw 29th St, Topeka, KS 66614 A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 1% | 100% | $155,000 | View |
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8550 Quivira RD, Lenexa, KS 66215 A+5.0 ★Texas Ratio: 4.29% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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137 W Maple St, Columbus, KS 66725 A+5.0 ★Texas Ratio: 0.89% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Leaderone Financial Corp.
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FHA | 2 | 1.9% | 100% | $275,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 4 | 3.9% | 100% | $272,500 | |
Rocket Mortgage
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Conventional, FHA, VA | 4 | 3.9% | 57.1% | $227,500 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 2.9% | 80% | $191,666 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 2.9% | 100% | $125,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 1.9% | 66.7% | $200,000 | |
Amerisave Mortgage Company
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FHA | 2 | 1.9% | 40% | $145,000 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA | 2 | 1.9% | 100% | $230,000 | |
Mortgage Research Center
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VA | 2 | 1.9% | 50% | $275,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 1.9% | 66.7% | $385,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $35,000 | |
Primelending
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Conventional | 1 | 1% | 100% | $85,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 1% | 100% | $155,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1% | 100% | $295,000 | |
Planet Home Lending, LLC
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FHA | 1 | 1% | 100% | $535,000 | |
T2 Financial LLC
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FHA | 1 | 1% | 100% | $535,000 | |
Nationstar Mortgage
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VA | 1 | 1% | 100% | $255,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1% | 100% | $565,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1% | 100% | $485,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1% | 100% | $305,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 1% | 100% | $445,000 | View |
Alma Mortgage Rate Trends
Daily average mortgage rates for Kansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Alma, Kansas
Looking for mortgage lenders near me or mortgage brokers near me in Alma? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Alma in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Alma, KS
Use these to narrow the list above. Each category shows how many Alma, KS lenders fit and what that kind of lender is usually best for.
Who Lends in Alma, KS
Independent mortgage companies closed 31.1 percent of home loans in Alma, Kansas in 2025, banks 63.1 percent and credit unions 5.8 percent. Leaderone Financial Corp. was the largest mortgage company, Bank of the Flint Hills the largest bank and Kansas State University Federal Credit Union the largest credit union. Among lenders headquartered in Kansas, Bank of the Flint Hills led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.
More Kansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Alma, KS
By home loans closed in 2025, Bank of the Flint Hills was the largest mortgage lender in Alma, Kansas with 19 loans, about 18.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Alma, Kansas in 2025, led by Leaderone Financial Corp. with 2. 9 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 4 credit unions closed home loans in Alma, Kansas in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Alma, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Alma, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Alma. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
