Mortgage Lenders and Brokers in Whiting, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Whiting, Indiana mortgage lenders include Centier BankCentier Bank1500 119th St, Whiting, IN 46394A5.0 ★Texas Ratio: 6.45%, Horizon BankHorizon Bank1321 119th St, Whiting, IN 46394A+5.0 ★Texas Ratio: 4.40%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA29 S Sr 267, Avon, IN 46123A+5.0 ★Texas Ratio: 3.68%, Tech Credit UnionTech Credit Union9707 W 133rd Ave, Cedar Lake, IN 46303 8544A5.0 ★Texas Ratio: 13.37%, Notre Dame Federal Credit UnionNotre Dame Federal Credit Union1200 119th St, Whiting, IN 46394 1620A+5.0 ★Texas Ratio: 4.39%, Bank of America NABank of America NA6859 E Us Highway 36, Avon, IN 46123A+5.0 ★Texas Ratio: 4.14%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, Ruoff Mortgage CompanyRuoff Mortgage CompanyFort Wayne, IN, Rocket Mortgage, and CrossCountry Mortgage, LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Whiting, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Whiting are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Whiting, Indiana
Market share is the lender's share of all home loans closed in Whiting, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Whiting 1500 119th St, Whiting, IN 46394 A5.0 ★Texas Ratio: 6.45% |
Conventional, HELOC | 7 +4 HELOCs |
13.7% | 100% | $279,285 | View |
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2 offices in Whiting 1321 119th St, Whiting, IN 46394 A+5.0 ★Texas Ratio: 4.40% |
Conventional, HELOC | 1 +1 HELOCs |
2% | 66.7% | $65,000 | View |
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29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 9.8% | 71.4% | $121,000 | View |
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9707 W 133rd Ave, Cedar Lake, IN 46303 8544 A5.0 ★Texas Ratio: 13.37% |
Conventional | 2 | 3.9% | 100% | $105,000 | View |
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1200 119th St, Whiting, IN 46394 1620 A+5.0 ★Texas Ratio: 4.39% |
Conventional | 1 | 2% | 100% | $415,000 | View |
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6859 E Us Highway 36, Avon, IN 46123 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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FHA | 1 | 2% | 50% | $195,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 5 | 9.8% | 100% | $183,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 5.9% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, VA | 3 | 5.9% | 100% | $245,000 | View |
United Wholesale Mortgage
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Conventional, HELOC | 2 +1 HELOCs |
3.9% | 100% | $90,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 3.9% | 100% | $130,000 | |
First Secure Bank and Trust Co.
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Conventional | 2 | 3.9% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA | 2 | 3.9% | 100% | $120,000 | View |
American Portfolio Mortgage Corporation
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FHA | 1 | 2% | 100% | $185,000 | |
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B+4.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 2% | 100% | $185,000 | View |
Guidance Residential, LLC
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Conventional | 1 | 2% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 2% | 100% | $195,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 2% | 100% | $65,000 | |
Guild Mortgage Company
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FHA | 1 | 2% | 100% | $215,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 2% | 100% | $415,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 2% | 100% | $145,000 | |
T2 Financial LLC
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FHA | 1 | 2% | 100% | $435,000 | |
First Savings Bank of Hegewisch
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Conventional | 1 | 2% | 100% | $255,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 2% | 100% | $135,000 | |
Mortgage Research Center
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VA | 1 | 2% | 100% | $255,000 | |
Towne Mortgage Company
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FHA | 1 | 2% | 100% | $175,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 2% | 100% | $265,000 | |
Spring Eq, LLC
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Conventional | 1 | 2% | 50% | $35,000 | |
Navy Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Guaranteed Rate, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mutual of Omaha Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Whiting Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Whiting, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Whiting? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Whiting in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Whiting, IN
Use these to narrow the list above. Each category shows how many Whiting, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Whiting, IN
Independent mortgage companies closed 49 percent of home loans in Whiting, Indiana in 2025, banks 45.1 percent and credit unions 5.9 percent. Ruoff Mortgage Company was the largest mortgage company, Centier Bank the largest bank and Tech Credit Union the largest credit union. Among lenders headquartered in Indiana, Centier Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Whiting, IN
By home loans closed in 2025, Centier Bank was the largest mortgage lender in Whiting, Indiana with 7 loans, about 13.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Whiting, Indiana in 2025, led by Rocket Mortgage with 3. 3 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 4 credit unions closed home loans in Whiting, Indiana in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Whiting, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Whiting, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Whiting. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
