Mortgage Lenders and Brokers in Wabash, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wabash, Indiana mortgage lenders include Crossroads BankCrossroads Bank1205 N Cass St, Wabash, IN 46992A5.0 ★Texas Ratio: 12.07%, Beacon Credit UnionBeacon Credit Union586 S Wabash St, Wabash, IN 46992 3328A+5.0 ★Texas Ratio: 2.46%, First Merchants BankFirst Merchants Bank1250 N Cass St, Wabash, IN 46992A+5.0 ★Texas Ratio: 4.12%, Flagstar Bank NAFlagstar Bank NA841 N Cass St, Wabash, IN 46992D3.3 ★Texas Ratio: 35.11%, First Farmers Bank & TrustFirst Farmers Bank & Trust1004 N Cass St, Wabash, IN 46992A5.0 ★Texas Ratio: 7.53%, Huntington National BankHuntington National Bank101 S Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 3.66%, Everwise Credit UnionEverwise Credit Union7607 E US Highway 36, Avon, IN 46123A5.0 ★Texas Ratio: 6.81%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, 1St Source Bank1St Source Bank518 N Michigan St, Argos, IN 46501A+5.0 ★Texas Ratio: 5.01%, and US Bank, N.A.US Bank, N.A.720 W 30th St, Connersville, IN 47331A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wabash, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wabash are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wabash, Indiana
Market share is the lender's share of all home loans closed in Wabash, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1205 N Cass St, Wabash, IN 46992 A5.0 ★Texas Ratio: 12.07% |
Conventional | 27 | 13.2% | 97% | $109,074 | View |
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586 S Wabash St, Wabash, IN 46992 3328 A+5.0 ★Texas Ratio: 2.46% |
Conventional, HELOC | 15 +13 HELOCs |
7.4% | 94.1% | $121,666 | View |
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1 office in Wabash 1250 N Cass St, Wabash, IN 46992 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 6 +11 HELOCs |
2.9% | 85.7% | $103,333 | View |
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1 office in Wabash 841 N Cass St, Wabash, IN 46992 D3.3 ★Texas Ratio: 35.11% |
Conventional, USDA | 5 | 2.5% | 71.4% | $127,000 | View |
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1 office in Wabash 1004 N Cass St, Wabash, IN 46992 A5.0 ★Texas Ratio: 7.53% |
Conventional, HELOC | 1 +4 HELOCs |
0.5% | 75% | $165,000 | View |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 3 | 1.5% | 100% | $515,000 | View |
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7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
Conventional | 2 | 1% | 100% | $125,000 | View |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $265,000 | View |
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518 N Michigan St, Argos, IN 46501 A+5.0 ★Texas Ratio: 5.01% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $95,000 | View |
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720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 33.3% | $125,000 | View |
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29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 50% | $55,000 | View |
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1260 S Washington St, Delphi, IN 46923 A+5.0 ★Texas Ratio: 2.60% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
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1409 N Wayne St, Angola, IN 46703 A+5.0 ★Texas Ratio: 4.56% |
Conventional | 1 | 0.5% | 100% | $45,000 | |
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206 W Plymouth St, Bremen, IN 46506 A5.0 ★Texas Ratio: 6.90% |
Conventional | 1 | 0.5% | 100% | $95,000 | View |
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114 W Rochester St, Akron, IN 46910 A+5.0 ★Texas Ratio: 2.66% |
Conventional | 1 | 0.5% | 100% | $45,000 | View |
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201 E Southway Blvd, Kokomo, IN 46902 3677 A+5.0 ★Texas Ratio: 1.84% |
Conventional | 1 | 0.5% | 100% | $225,000 | |
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401 W State St, Albany, IN 47320 A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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Conventional, FHA, VA, USDA | 48 | 23.5% | 94.7% | $140,208 | |
Royal United Mortgage LLC
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Conventional | 2 | 1% | 100% | $110,000 | |
Gvc Mortgage, Inc.
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Conventional, USDA | 2 | 1% | 100% | $150,000 | |
Mjw Financial LLC dba Mjw Mortgage
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Conventional | 1 | 0.5% | 100% | $115,000 | |
X - Financial Builders FCU - Deconverted
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Conventional | 1 | 0.5% | 100% | $55,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 12 | 5.9% | 76.5% | $113,333 | |
Newrez LLC
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Conventional, FHA, VA, USDA | 12 | 5.9% | 72.2% | $148,333 | |
Mortgage Research Center
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VA | 6 | 2.9% | 100% | $210,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, USDA | 6 | 2.9% | 100% | $145,000 | |
New American Funding, LLC.
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Conventional, FHA, USDA | 5 | 2.5% | 71.4% | $101,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 4 | 2% | 100% | $145,000 | |
loanDepot.com LLC
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Conventional, VA | 3 | 1.5% | 57.1% | $148,333 | |
Fairway Independent Mort Corp
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Conventional, VA | 3 | 1.5% | 100% | $195,000 | |
Polaris Home Funding Corp.
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USDA | 2 | 1% | 100% | $130,000 | |
United Wholesale Mortgage
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FHA, VA | 2 | 1% | 100% | $180,000 | |
Freedom Mortgage Corporation
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VA | 2 | 1% | 100% | $145,000 | |
Pennymac Loan Services LLC
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FHA | 2 | 1% | 100% | $80,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 1% | 40% | $95,000 | |
Nations Lending Corporation
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Conventional, USDA | 2 | 1% | 100% | $80,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 1% | 100% | $290,000 | |
Carrington Mortgage Services LLC
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Conventional | 2 | 1% | 66.7% | $75,000 | |
Goodleap, LLC
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Conventional, HELOC | 1 +4 HELOCs |
0.5% | 100% | $65,000 | |
Lower, LLC
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VA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.5% | 100% | $155,000 | View |
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A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
Guild Mortgage Company
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.5% | 100% | $115,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
Credence Funding Corporation
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VA | 1 | 0.5% | 100% | $275,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $115,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $125,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.5% | 100% | $175,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.5% | 100% | $125,000 | |
Southwest Funding LP
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FHA | 1 | 0.5% | 100% | $145,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Wabash Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wabash, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Wabash? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wabash in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wabash, IN
Use these to narrow the list above. Each category shows how many Wabash, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Wabash, IN
Independent mortgage companies closed 64.7 percent of home loans in Wabash, Indiana in 2025, banks 25 percent and credit unions 10.3 percent. Ruoff Mortgage Company was the largest mortgage company, Crossroads Bank the largest bank and Beacon Credit Union the largest credit union. Among lenders headquartered in Indiana, Crossroads Bank led with 27 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wabash, IN
By home loans closed in 2025, Crossroads Bank was the largest mortgage lender in Wabash, Indiana with 27 loans, about 13.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Wabash, Indiana in 2025, led by Ruoff Mortgage Company with 15. 11 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 6 credit unions closed home loans in Wabash, Indiana in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wabash, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wabash, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wabash. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
