Mortgage Lenders and Brokers in Troy, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Troy, Indiana mortgage lenders include Hoosier Hills Credit UnionHoosier Hills Credit Union630 Lincoln Ave, Bedford, IN 47421 2116A5.0 ★Texas Ratio: 7.37%, German American BankGerman American Bank2606 16th St, Bedford, IN 47421A+5.0 ★Texas Ratio: 1.93%, Mortgage Masters of Indiana IncMortgage Masters of Indiana Inc801 S Memorial Dr, New Castle, IN 47362A+5.0 ★Texas Ratio: 3.37%, Peoples Trust and Savings BankPeoples Trust and Savings Bank132 S 3rd St, Boonville, IN 47601A5.0 ★Texas Ratio: 13.24%, FORUM Credit UnionFORUM Credit Union9114 E US Highway 36, Avon, IN 46123 7772A+5.0 ★Texas Ratio: 1.80%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, Old National BankOld National Bank2312 Charles St, Anderson, IN 46013A+5.0 ★Texas Ratio: 4.98%, Gvc Mortgage, Inc.Gvc Mortgage, Inc.Suite 200, IN, Three Rivers Federal Crediit UThree Rivers Federal Crediit UFort Wayne, IN, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Troy, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Troy are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Troy, Indiana
Market share is the lender's share of all home loans closed in Troy, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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630 Lincoln Ave, Bedford, IN 47421 2116 A5.0 ★Texas Ratio: 7.37% |
Conventional, HELOC | 14 +5 HELOCs |
23% | 71.4% | $102,857 | View |
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2606 16th St, Bedford, IN 47421 A+5.0 ★Texas Ratio: 1.93% |
Conventional, FHA, HELOC | 7 +26 HELOCs |
11.5% | 87.5% | $223,571 | View |
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801 S Memorial Dr, New Castle, IN 47362 A+5.0 ★Texas Ratio: 3.37% |
Conventional, FHA, VA, USDA | 7 | 11.5% | 87.5% | $243,571 | View |
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132 S 3rd St, Boonville, IN 47601 A5.0 ★Texas Ratio: 13.24% |
Conventional | 1 | 1.6% | 100% | $105,000 | View |
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9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80% |
Conventional | 1 | 1.6% | 100% | $275,000 | View |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +7 HELOCs |
0% | 0% | View | |
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2312 Charles St, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
Gvc Mortgage, Inc.
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USDA | 1 | 1.6% | 100% | $175,000 | |
Three Rivers Federal Crediit U
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Conventional | 1 | 1.6% | 100% | $165,000 | |
Rocket Mortgage
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Conventional, FHA | 6 | 9.8% | 75% | $258,333 | |
Mortgage Research Center
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Conventional | 2 | 3.3% | 66.7% | $165,000 | |
Farm Credit Mid-America, Aca
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Conventional | 2 | 3.3% | 100% | $230,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 3.3% | 100% | $120,000 | |
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A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +1 HELOCs |
1.6% | 100% | $55,000 | View |
Interlinc Mortgage Services, LLC
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FHA | 1 | 1.6% | 100% | $185,000 | |
United Wholesale Mortgage
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VA | 1 | 1.6% | 100% | $215,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 1.6% | 100% | $185,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1.6% | 100% | $155,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 1.6% | 100% | $255,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1.6% | 100% | $245,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.6% | 100% | $335,000 | View |
Cis Financial Services, Inc.
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Conventional | 1 | 1.6% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.6% | 100% | $195,000 | View |
Pentagon Federal Credit Union
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FHA | 1 | 1.6% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 1.6% | 100% | $435,000 | View |
The Loan Store, Inc
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Conventional | 1 | 1.6% | 100% | $205,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 1.6% | 100% | $95,000 | |
21St Mortgage
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Conventional | 1 | 1.6% | 25% | $75,000 | |
Paramount Residential Mortgage
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USDA | 1 | 1.6% | 100% | $245,000 | |
Village Capital & Investment
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VA | 1 | 1.6% | 100% | $185,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Navy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Troy Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Troy, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Troy? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Troy in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Troy, IN
Use these to narrow the list above. Each category shows how many Troy, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Troy, IN
Independent mortgage companies closed 52.5 percent of home loans in Troy, Indiana in 2025, banks 18 percent and credit unions 29.5 percent. Mortgage Masters of Indiana Inc was the largest mortgage company, German American Bank the largest bank and Hoosier Hills Credit Union the largest credit union. Among lenders headquartered in Indiana, Hoosier Hills Credit Union led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Troy, IN
By home loans closed in 2025, Hoosier Hills Credit Union was the largest mortgage lender in Troy, Indiana with 14 loans, about 23 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Troy, Indiana in 2025, led by German American Bank with 3. 5 lenders closed VA loans, led by Mortgage Masters of Indiana Inc, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 6 credit unions closed home loans in Troy, Indiana in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Troy, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Troy, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Troy. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
