Mortgage Lenders and Brokers in St. Paul, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
St. Paul, Indiana mortgage lenders include First Financial BankFirst Financial Bank104 Linksway, Aurora, IN 47001A+5.0 ★Texas Ratio: 3.21%, Centra Credit UnionCentra Credit Union11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559A+5.0 ★Texas Ratio: 5.34%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, Jackson County BankJackson County Bank2635 16th St, Bedford, IN 47421A5.0 ★Texas Ratio: 7.28%, Horizon BankHorizon Bank307 E Jackson St, Attica, IN 47918A+5.0 ★Texas Ratio: 4.40%, Keybank National AssociationKeybank National Association5457 S Scatterfield Rd, Anderson, IN 46013A+5.0 ★Texas Ratio: 4.81%, FORUM Credit UnionFORUM Credit Union9114 E US Highway 36, Avon, IN 46123 7772A+5.0 ★Texas Ratio: 1.80%, PNC Bank N.A.PNC Bank N.A.111 N Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA29 S Sr 267, Avon, IN 46123A+5.0 ★Texas Ratio: 3.68%, and Financial Center First Credit UnionFinancial Center First Credit Union20 N Emerson Ave, Greenwood, IN 46143 8895A+5.0 ★Texas Ratio: 4.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in St. Paul, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in St. Paul are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in St. Paul, Indiana
Market share is the lender's share of all home loans closed in St. Paul, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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104 Linksway, Aurora, IN 47001 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 19 +10 HELOCs |
14% | 90.5% | $135,526 | View |
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11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559 A+5.0 ★Texas Ratio: 5.34% |
Conventional, HELOC | 10 +17 HELOCs |
7.4% | 100% | $136,000 | View |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA, HELOC | 5 +14 HELOCs |
3.7% | 100% | $185,000 | View |
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2635 16th St, Bedford, IN 47421 A5.0 ★Texas Ratio: 7.28% |
Conventional, HELOC | 4 +3 HELOCs |
2.9% | 80% | $232,500 | View |
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307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40% |
Conventional, HELOC | 3 +2 HELOCs |
2.2% | 100% | $71,666 | View |
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5457 S Scatterfield Rd, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 3 | 2.2% | 100% | $128,333 | View |
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9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80% |
Conventional | 2 | 1.5% | 100% | $110,000 | View |
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★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +4 HELOCs |
0.7% | 100% | $185,000 | View |
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29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 50% | $135,000 | View |
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20 N Emerson Ave, Greenwood, IN 46143 8895 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 1 | 0.7% | 100% | $85,000 | View |
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1124 N Main St, Franklin, IN 46131 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.7% | 100% | $275,000 | View |
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200 W Main St, Cambridge City, IN 47327 A-4.9 ★Texas Ratio: 16.01% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
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★ 1 stars, 1 review 4210 Charlestown Rd, New Albany, IN 47150 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.7% | 100% | $425,000 | View |
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2606 16th St, Bedford, IN 47421 A+5.0 ★Texas Ratio: 1.93% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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7503 Beechwood Centre Rd, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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800 Main St Ste 100, Anderson, IN 46016 A+5.0 ★Texas Ratio: 4.12% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2204 N Wayne St, Angola, IN 46703 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gvc Mortgage, Inc.
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Conventional, FHA, USDA | 10 | 7.4% | 100% | $245,000 | |
Ruoff Mortgage Company
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Conventional | 3 | 2.2% | 100% | $528,333 | |
Royal United Mortgage LLC
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Conventional, FHA | 2 | 1.5% | 100% | $150,000 | |
First Federal Savings and Loan
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Conventional | 2 | 1.5% | 100% | $180,000 | |
Mjw Financial LLC dba Mjw Mortgage
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VA | 1 | 0.7% | 100% | $605,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 7 | 5.1% | 63.6% | $160,714 | |
Mortgage Research Center
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VA | 5 | 3.7% | 100% | $267,000 | |
United Wholesale Mortgage
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FHA, VA, USDA | 4 | 2.9% | 100% | $297,500 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 2.2% | 100% | $135,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 3 | 2.2% | 75% | $191,666 | |
Freedom Mortgage Corporation
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FHA | 2 | 1.5% | 100% | $275,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 1.5% | 40% | $125,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 1.5% | 100% | $100,000 | |
First Option Mortgage, LLC
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Conventional | 2 | 1.5% | 100% | $440,000 | |
Premier Lending Inc.
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Conventional, FHA | 2 | 1.5% | 100% | $175,000 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA | 2 | 1.5% | 100% | $275,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 1.5% | 75% | $120,000 | |
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A+5.0 ★Texas Ratio: 3.86% |
VA | 1 | 0.7% | 100% | $245,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.7% | 100% | $275,000 | View |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.7% | 100% | $105,000 | |
Newrez LLC
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FHA | 1 | 0.7% | 33.3% | $95,000 | |
Milestone Home Lending, LLC
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VA | 1 | 0.7% | 100% | $225,000 | |
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A-5.0 ★Texas Ratio: 15.31% |
Conventional | 1 | 0.7% | 100% | $505,000 | View |
AAFMAA Mortgage Services LLC
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VA | 1 | 0.7% | 100% | $265,000 | |
Discover Bank
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Conventional | 1 | 0.7% | 100% | $105,000 | |
Jlb Corporation dba Golden Oak Lending
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FHA | 1 | 0.7% | 100% | $325,000 | |
Select Lending Services, LLC
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Conventional | 1 | 0.7% | 100% | $385,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $245,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.7% | 100% | $405,000 | |
Provident Funding Associates
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Conventional | 1 | 0.7% | 100% | $575,000 | |
Union Savings Bank
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Conventional | 1 | 0.7% | 100% | $245,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 50% | $115,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.7% | 100% | $325,000 | |
Endeavor Capital, LLC
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Conventional | 1 | 0.7% | 100% | $185,000 | |
Abound Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $335,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.7% | 100% | $195,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $275,000 | |
Lower, LLC
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FHA | 1 | 0.7% | 100% | $305,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.7% | 100% | $715,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.7% | 100% | $205,000 | View |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.7% | 50% | $335,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.7% | 25% | $435,000 | |
Navy Federal Credit Union
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Conventional | 1 | 0.7% | 50% | $455,000 | |
21St Mortgage
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Conventional | 1 | 0.7% | 100% | $45,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.7% | 50% | $185,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.7% | 100% | $415,000 | View |
Loan Simple, Inc.
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USDA | 1 | 0.7% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
St. Paul Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in St. Paul, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in St. Paul? The list below shows the banks, credit unions and mortgage brokers that closed home loans in St. Paul in 2025, with lenders based there listed first.
Types of Mortgage Lenders in St. Paul, IN
Use these to narrow the list above. Each category shows how many St. Paul, IN lenders fit and what that kind of lender is usually best for.
Who Lends in St. Paul, IN
Independent mortgage companies closed 52.9 percent of home loans in St. Paul, Indiana in 2025, banks 36 percent and credit unions 11 percent. Gvc Mortgage, Inc. was the largest mortgage company, First Financial Bank the largest bank and Centra Credit Union the largest credit union. Among lenders headquartered in Indiana, Centra Credit Union led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in St. Paul, IN
By home loans closed in 2025, First Financial Bank was the largest mortgage lender in St. Paul, Indiana with 19 loans, about 14 percent of the market. The largest lender headquartered in Indiana was Centra Credit Union with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in St. Paul, Indiana in 2025, led by Gvc Mortgage, Inc. with 3. 11 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 6 credit unions closed home loans in St. Paul, Indiana in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in St. Paul, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in St. Paul, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up St. Paul. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
