Mortgage Lenders and Brokers in Peru, Indiana
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Peru, Indiana mortgage lenders include Crossroads BankCrossroads Bank855 N Broadway, Peru, IN 46970A5.0 ★Texas Ratio: 12.07%, First Bank of BerneFirst Bank of Berne915 W Main St, Peru, IN 46970A4.9 ★Texas Ratio: 5.48%, First Farmers Bank & TrustFirst Farmers Bank & Trust120 S Broadway, Peru, IN 46970A5.0 ★Texas Ratio: 7.53%, First Merchants BankFirst Merchants Bank990 W Main St, Peru, IN 46970A+5.0 ★Texas Ratio: 4.12%, Flagstar Bank NAFlagstar Bank NA12 N Broadway, Peru, IN 46970D3.3 ★Texas Ratio: 35.11%, PNC Bank N.A.PNC Bank N.A.5 S Miami St, Peru, IN 46970A+5.0 ★Texas Ratio: 4.24%, Beacon Credit UnionBeacon Credit Union820 N Broadway, Peru, IN 46970A+5.0 ★Texas Ratio: 2.46%, Security Federal Savings BankSecurity Federal Savings Bank1260 S Washington St, Delphi, IN 46923A+5.0 ★Texas Ratio: 2.60%, First Federal Savings BankFirst Federal Savings Bank206 W Plymouth St, Bremen, IN 46506A5.0 ★Texas Ratio: 6.90%, and Everwise Credit UnionEverwise Credit Union7607 E US Highway 36, Avon, IN 46123A5.0 ★Texas Ratio: 6.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Peru, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Peru are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Peru, Indiana
Market share is the lender's share of all home loans closed in Peru, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Peru 855 N Broadway, Peru, IN 46970 A5.0 ★Texas Ratio: 12.07% |
Conventional | 10 | 4% | 90.9% | $93,000 | View |
|
★ 4 stars, 1 review 1 office in Peru 915 W Main St, Peru, IN 46970 A4.9 ★Texas Ratio: 5.48% |
Conventional | 10 | 4% | 90.9% | $84,000 | View |
|
2 offices in Peru 120 S Broadway, Peru, IN 46970 A5.0 ★Texas Ratio: 7.53% |
Conventional, HELOC | 9 +19 HELOCs |
3.6% | 85.7% | $130,555 | View |
|
1 office in Peru 990 W Main St, Peru, IN 46970 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 7 +4 HELOCs |
2.8% | 77.8% | $83,571 | View |
|
1 office in Peru 12 N Broadway, Peru, IN 46970 D3.3 ★Texas Ratio: 35.11% |
Conventional, VA, HELOC | 6 +3 HELOCs |
2.4% | 70% | $128,333 | View |
|
★ 1.7 stars, 3 reviews 1 office in Peru 5 S Miami St, Peru, IN 46970 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +15 HELOCs |
0.8% | 66.7% | $105,000 | View |
|
820 N Broadway, Peru, IN 46970 A+5.0 ★Texas Ratio: 2.46% |
Conventional, HELOC | 14 +16 HELOCs |
5.6% | 73.9% | $102,857 | View |
|
1260 S Washington St, Delphi, IN 46923 A+5.0 ★Texas Ratio: 2.60% |
Conventional, HELOC | 6 +1 HELOCs |
2.4% | 100% | $161,666 | View |
|
206 W Plymouth St, Bremen, IN 46506 A5.0 ★Texas Ratio: 6.90% |
Conventional | 4 | 1.6% | 100% | $210,000 | View |
|
7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $165,000 | View |
|
5317 S Bend Dr, Fort Wayne, IN 46804 A5.0 ★Texas Ratio: 12.96% |
Conventional | 2 | 0.8% | 100% | $80,000 | View |
|
100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA | 2 | 0.8% | 66.7% | $110,000 | View |
|
518 N Michigan St, Argos, IN 46501 A+5.0 ★Texas Ratio: 5.01% |
Conventional, HELOC | 1 +5 HELOCs |
0.4% | 100% | $125,000 | View |
|
101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
|
1221 W Plymouth St, Bremen, IN 46506 A+5.0 ★Texas Ratio: 1.39% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
|
307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
|
104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
114 W Rochester St, Akron, IN 46910 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
|
7503 Beechwood Centre Rd, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
201 E Southway Blvd, Kokomo, IN 46902 3677 A+5.0 ★Texas Ratio: 1.84% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Ruoff Mortgage Company
|
Conventional, FHA, VA, USDA | 40 | 16.1% | 97.6% | $148,750 | |
Gvc Mortgage, Inc.
|
FHA, VA | 4 | 1.6% | 100% | $167,500 | |
Royal United Mortgage LLC
|
Conventional, FHA | 2 | 0.8% | 100% | $135,000 | |
Mjw Financial LLC dba Mjw Mortgage
|
Conventional, FHA | 2 | 0.8% | 100% | $115,000 | |
Three Rivers Federal Crediit U
|
Conventional | 2 | 0.8% | 75% | $150,000 | |
X - Financial Builders FCU - Deconverted
|
Conventional | 1 | 0.4% | 100% | $35,000 | |
Industrial Federal C. U.
|
Conventional | 1 | 0.4% | 100% | $15,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 28 | 11.2% | 82.9% | $121,785 | |
Mortgage Research Center
|
Conventional, FHA, VA | 12 | 4.8% | 70.6% | $197,500 | |
Freedom Mortgage Corporation
|
FHA, VA | 7 | 2.8% | 88.9% | $189,285 | |
United Wholesale Mortgage
|
FHA, VA | 7 | 2.8% | 100% | $240,714 | |
Newrez LLC
|
Conventional, FHA | 5 | 2% | 100% | $115,000 | |
Pennymac Loan Services LLC
|
FHA, VA | 5 | 2% | 85.7% | $243,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 4 | 1.6% | 100% | $142,500 | View |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional, VA, USDA | 4 | 1.6% | 100% | $147,500 | View |
Plaza Home Mortgage, Inc
|
FHA, USDA | 4 | 1.6% | 100% | $170,000 | |
Amerisave Mortgage Company
|
Conventional | 3 | 1.2% | 42.9% | $91,666 | |
Cmg Mortgage Inc
|
Conventional, FHA, USDA | 3 | 1.2% | 100% | $98,333 | |
New Day Financial, LLC.
|
VA | 3 | 1.2% | 75% | $101,666 | |
Goodleap, LLC
|
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.8% | 100% | $100,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 2 | 0.8% | 75% | $235,000 | |
Flat Branch Mortgage, Inc.
|
Conventional | 2 | 0.8% | 100% | $115,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.8% | 100% | $180,000 | View |
Navy Federal Credit Union
|
VA | 2 | 0.8% | 50% | $185,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.8% | 100% | $285,000 | View |
Carrington Mortgage Services LLC
|
FHA | 2 | 0.8% | 50% | $90,000 | |
loanDepot.com LLC
|
FHA, HELOC | 1 +1 HELOCs |
0.4% | 50% | $75,000 | |
Guaranteed Rate, Inc.
|
FHA | 1 | 0.4% | 50% | $105,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 0.4% | 50% | $315,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
FHA | 1 | 0.4% | 100% | $195,000 | View |
Plus Relocation Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $415,000 | |
Bayshore Mortgage Funding
|
VA | 1 | 0.4% | 100% | $155,000 | |
VanDyk Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $115,000 | |
American Financing Corporation
|
Conventional | 1 | 0.4% | 50% | $55,000 | |
Nations Lending Corporation
|
FHA | 1 | 0.4% | 100% | $105,000 | |
Direct Mortgage Loans, LLC
|
VA | 1 | 0.4% | 100% | $215,000 | |
Wolfe Financial Inc
|
FHA | 1 | 0.4% | 100% | $145,000 | |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.4% | 100% | $145,000 | View |
Mortgage Solutions of Colorado
|
VA | 1 | 0.4% | 100% | $225,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.4% | 100% | $105,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.4% | 100% | $165,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.4% | 100% | $285,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.4% | 100% | $45,000 | |
American Neighborhood Mortgage Acceptance Company
|
FHA | 1 | 0.4% | 100% | $85,000 | |
JMAC Lending, Inc.
|
FHA | 1 | 0.4% | 100% | $135,000 | |
Valon Mortgage
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | 100% | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Peru Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Peru, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Peru? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Peru in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Peru, IN
Use these to narrow the list above. Each category shows how many Peru, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Peru, IN
Independent mortgage companies closed 59.8 percent of home loans in Peru, Indiana in 2025, banks 30.9 percent and credit unions 9.2 percent. Ruoff Mortgage Company was the largest mortgage company, Crossroads Bank the largest bank and Beacon Credit Union the largest credit union. Among lenders headquartered in Indiana, Crossroads Bank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Peru, IN
By home loans closed in 2025, Crossroads Bank was the largest mortgage lender in Peru, Indiana with 10 loans, about 4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Peru, Indiana in 2025, led by Rocket Mortgage with 14. 18 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 9 credit unions closed home loans in Peru, Indiana in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Peru, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Peru, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Peru. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
