Mortgage Lenders and Brokers in Osgood, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Osgood, Indiana mortgage lenders include Civista BankCivista Bank510 S Buckeye St, Osgood, IN 47037A+5.0 ★Texas Ratio: 4.72%, First Financial BankFirst Financial Bank104 Linksway, Aurora, IN 47001A+5.0 ★Texas Ratio: 3.21%, FCN BankFCN Bank1060 State Road 229, Batesville, IN 47006A+5.0 ★Texas Ratio: 0.13%, The Friendship State BankThe Friendship State Bank1362 State Road 46 E, Batesville, IN 47006A+5.0 ★Texas Ratio: 2.97%, PNC Bank N.A.PNC Bank N.A.111 N Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 4.24%, German American BankGerman American Bank2606 16th St, Bedford, IN 47421A+5.0 ★Texas Ratio: 1.93%, Huntington National BankHuntington National Bank101 S Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 3.66%, Centra Credit UnionCentra Credit Union11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559A+5.0 ★Texas Ratio: 5.34%, Hoosier Hills Credit UnionHoosier Hills Credit Union630 Lincoln Ave, Bedford, IN 47421 2116A5.0 ★Texas Ratio: 7.37%, and Union Savings and Loan AssociationUnion Savings and Loan Association730 N Central Ave, Connersville, IN 47331. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Osgood, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Osgood are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Osgood, Indiana
Market share is the lender's share of all home loans closed in Osgood, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Osgood 510 S Buckeye St, Osgood, IN 47037 A+5.0 ★Texas Ratio: 4.72% |
Conventional, USDA, HELOC | 4 +8 HELOCs |
7.7% | 100% | $302,500 | View |
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104 Linksway, Aurora, IN 47001 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 3 +4 HELOCs |
5.8% | 100% | $128,333 | View |
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1060 State Road 229, Batesville, IN 47006 A+5.0 ★Texas Ratio: 0.13% |
Conventional | 3 | 5.8% | 100% | $215,000 | View |
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1362 State Road 46 E, Batesville, IN 47006 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 3 | 5.8% | 100% | $125,000 | View |
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★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
1.9% | 100% | $165,000 | View |
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2606 16th St, Bedford, IN 47421 A+5.0 ★Texas Ratio: 1.93% |
FHA | 1 | 1.9% | 100% | $235,000 | View |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
VA | 1 | 1.9% | 100% | $245,000 | View |
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11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559 A+5.0 ★Texas Ratio: 5.34% |
Conventional | 1 | 1.9% | 100% | $75,000 | View |
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630 Lincoln Ave, Bedford, IN 47421 2116 A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 1.9% | 50% | $365,000 | View |
Union Savings and Loan Association
730 N Central Ave, Connersville, IN 47331 |
Conventional | 1 | 1.9% | 100% | $1,215,000 | |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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Conventional, FHA | 4 | 7.7% | 100% | $192,500 | |
American Pacific Mortgage Corporation
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Conventional, FHA, USDA | 7 | 13.5% | 100% | $133,571 | |
Rocket Mortgage
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Conventional, FHA | 4 | 7.7% | 100% | $137,500 | |
Union Home Mortgage Corp.
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Conventional | 2 | 3.8% | 100% | $175,000 | |
New Day Financial, LLC.
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VA | 2 | 3.8% | 50% | $325,000 | |
Top Flite Financial, Inc.
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FHA | 2 | 3.8% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.86% |
FHA | 1 | 1.9% | 100% | $205,000 | View |
American Financial Resources LLC
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Conventional | 1 | 1.9% | 100% | $165,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.9% | 100% | $145,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1.9% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
VA | 1 | 1.9% | 100% | $105,000 | View |
Cmg Mortgage Inc
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FHA | 1 | 1.9% | 100% | $335,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 1.9% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.21% |
Conventional | 1 | 1.9% | 100% | $105,000 | View |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.9% | 100% | $425,000 | View |
Pentagon Federal Credit Union
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Conventional | 1 | 1.9% | 100% | $315,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 1.9% | 100% | $125,000 | |
21St Mortgage
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Conventional | 1 | 1.9% | 50% | $75,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a |
Osgood Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Osgood, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Osgood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Osgood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Osgood, IN
Use these to narrow the list above. Each category shows how many Osgood, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Osgood, IN
Independent mortgage companies closed 53.8 percent of home loans in Osgood, Indiana in 2025, banks 38.5 percent and credit unions 7.7 percent. Ruoff Mortgage Company was the largest mortgage company, Civista Bank the largest bank and Centra Credit Union the largest credit union. Among lenders headquartered in Indiana, FCN Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Osgood, IN
By home loans closed in 2025, Civista Bank was the largest mortgage lender in Osgood, Indiana with 4 loans, about 7.7 percent of the market. The largest lender headquartered in Indiana was FCN Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Osgood, Indiana in 2025, led by American Pacific Mortgage Corporation with 3. 4 lenders closed VA loans, led by New Day Financial, LLC., and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 4 credit unions closed home loans in Osgood, Indiana in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Osgood, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Osgood, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Osgood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
