Mortgage Lenders and Brokers in North Vernon, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
North Vernon, Indiana mortgage lenders include First Financial BankFirst Financial Bank521 N State St, North Vernon, IN 47265A+5.0 ★Texas Ratio: 3.21%, Jackson County BankJackson County Bank611 A North State Street, North Vernon, IN 47265A5.0 ★Texas Ratio: 7.28%, German American BankGerman American Bank220 N State St, North Vernon, IN 47265A+5.0 ★Texas Ratio: 1.93%, Old National BankOld National Bank1420 N State St, North Vernon, IN 47265A+5.0 ★Texas Ratio: 4.98%, Centra Credit UnionCentra Credit Union975 Veterans Dr, North Vernon, IN 47265 8637A+5.0 ★Texas Ratio: 5.34%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA29 S Sr 267, Avon, IN 46123A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.111 N Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 4.24%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, Gvc Mortgage, Inc.Gvc Mortgage, Inc.Suite 200, IN, and Ruoff Mortgage CompanyRuoff Mortgage CompanyFort Wayne, IN. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in North Vernon, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Vernon are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in North Vernon, Indiana
Market share is the lender's share of all home loans closed in North Vernon, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in North Vernon 521 N State St, North Vernon, IN 47265 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA, USDA, HELOC | 13 +11 HELOCs |
8.4% | 77.8% | $171,153 | View |
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1 office in North Vernon 611 A North State Street, North Vernon, IN 47265 A5.0 ★Texas Ratio: 7.28% |
Conventional, HELOC | 8 +13 HELOCs |
5.2% | 75% | $171,250 | View |
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1 office in North Vernon 220 N State St, North Vernon, IN 47265 A+5.0 ★Texas Ratio: 1.93% |
Conventional, HELOC | 3 +6 HELOCs |
1.9% | 60% | $408,333 | View |
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1 office in North Vernon 1420 N State St, North Vernon, IN 47265 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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975 Veterans Dr, North Vernon, IN 47265 8637 A+5.0 ★Texas Ratio: 5.34% |
Conventional, HELOC | 28 +22 HELOCs |
18.1% | 90.6% | $105,357 | View |
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29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
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★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gvc Mortgage, Inc.
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Conventional, FHA, USDA | 15 | 9.7% | 88.2% | $163,666 | |
Ruoff Mortgage Company
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FHA | 1 | 0.6% | 50% | $215,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 10 | 6.5% | 55.6% | $177,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 2.6% | 100% | $260,000 | |
Newrez LLC
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Conventional, FHA, VA | 4 | 2.6% | 100% | $247,500 | |
Wolfe Financial Inc
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FHA, USDA | 4 | 2.6% | 100% | $187,500 | |
American Pacific Mortgage Corporation
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FHA, USDA | 4 | 2.6% | 100% | $117,500 | |
Mortgage Research Center
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VA | 4 | 2.6% | 66.7% | $215,000 | |
ALCOVA Mortgage, LLC
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FHA | 3 | 1.9% | 100% | $195,000 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 1.9% | 100% | $81,666 | |
Cmg Mortgage Inc
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Conventional, USDA | 3 | 1.9% | 75% | $185,000 | |
Click n' Close, Inc.
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Conventional, FHA | 3 | 1.9% | 100% | $128,333 | |
Geneva Financial LLC
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Conventional, FHA | 3 | 1.9% | 100% | $171,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 1.9% | 100% | $195,000 | |
United Wholesale Mortgage
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Conventional, VA | 2 | 1.3% | 50% | $175,000 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 1.3% | 100% | $195,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 1.3% | 100% | $230,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 2 | 1.3% | 100% | $155,000 | View |
Pennymac Loan Services LLC
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FHA, VA | 2 | 1.3% | 66.7% | $345,000 | |
SIRVA Mortgage, Inc.
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Conventional | 2 | 1.3% | 100% | $300,000 | |
New Day Financial, LLC.
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VA | 2 | 1.3% | 66.7% | $285,000 | |
New American Funding, LLC.
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Conventional, USDA | 2 | 1.3% | 66.7% | $190,000 | |
Lower, LLC
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Conventional, FHA | 2 | 1.3% | 100% | $125,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 1.3% | 60% | $125,000 | |
Village Capital & Investment
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FHA, VA | 2 | 1.3% | 100% | $280,000 | |
Interlinc Mortgage Services, LLC
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Conventional | 1 | 0.6% | 100% | $165,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.6% | 100% | $305,000 | |
Gold Star Mortgage Financial Group, Corporation
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USDA | 1 | 0.6% | 100% | $175,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.6% | 33.3% | $75,000 | |
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A5.0 ★Texas Ratio: 8.47% |
VA | 1 | 0.6% | 100% | $115,000 | View |
Mid-Continent Funding, Inc.
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VA | 1 | 0.6% | 100% | $115,000 | |
First Option Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $155,000 | |
Direct Mortgage Loans, LLC
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FHA | 1 | 0.6% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 100% | $175,000 | View |
Union Savings Bank
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Conventional | 1 | 0.6% | 100% | $245,000 | |
Milend, Inc
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Conventional | 1 | 0.6% | 100% | $125,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $195,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.6% | 100% | $105,000 | |
Navy Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $615,000 | |
21St Mortgage
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Conventional | 1 | 0.6% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.6% | 100% | $225,000 | View |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
North Vernon Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in North Vernon, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in North Vernon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Vernon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in North Vernon, IN
Use these to narrow the list above. Each category shows how many North Vernon, IN lenders fit and what that kind of lender is usually best for.
Who Lends in North Vernon, IN
Independent mortgage companies closed 61.3 percent of home loans in North Vernon, Indiana in 2025, banks 20 percent and credit unions 18.7 percent. Gvc Mortgage, Inc. was the largest mortgage company, First Financial Bank the largest bank and Centra Credit Union the largest credit union. Among lenders headquartered in Indiana, Jackson County Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in North Vernon, IN
By home loans closed in 2025, First Financial Bank was the largest mortgage lender in North Vernon, Indiana with 13 loans, about 8.4 percent of the market. The largest lender headquartered in Indiana was Jackson County Bank with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in North Vernon, Indiana in 2025, led by Gvc Mortgage, Inc. with 8. 12 lenders closed VA loans, led by Mortgage Research Center, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 2 credit unions closed home loans in North Vernon, Indiana in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in North Vernon, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Vernon, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Vernon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
