Mortgage Lenders and Brokers in Nappanee, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Nappanee, Indiana mortgage lenders include Lake City BankLake City Bank202 W Market St, Nappanee, IN 46550A+5.0 ★Texas Ratio: 2.66%, 1St Source Bank1St Source Bank1600 E Market St, Nappanee, IN 46550A+5.0 ★Texas Ratio: 5.01%, Keybank National AssociationKeybank National Association161 E Market St, Nappanee, IN 46550A+5.0 ★Texas Ratio: 4.81%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA351 W Market St, Nappanee, IN 46550A+5.0 ★Texas Ratio: 3.68%, First Federal Savings BankFirst Federal Savings Bank206 W Plymouth St, Bremen, IN 46506A5.0 ★Texas Ratio: 6.90%, Interra Credit UnionInterra Credit Union151 N Oakland Ave, Nappanee, IN 46550A+5.0 ★Texas Ratio: 1.39%, Everwise Credit UnionEverwise Credit Union7607 E US Highway 36, Avon, IN 46123A5.0 ★Texas Ratio: 6.81%, Notre Dame Federal Credit UnionNotre Dame Federal Credit Union14535 State Road 23, Granger, IN 46530A+5.0 ★Texas Ratio: 4.39%, First State Bank of MiddleburyFirst State Bank of Middlebury1515 Cobblestone Boulevlard, Elkhart, IN 46516A5.0 ★Texas Ratio: 10.52%, and The Campbell & Fetter BankThe Campbell & Fetter Bank304 S Orange St, Albion, IN 46701A+5.0 ★Texas Ratio: 0.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Nappanee, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Nappanee are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Nappanee, Indiana
Market share is the lender's share of all home loans closed in Nappanee, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Nappanee 202 W Market St, Nappanee, IN 46550 A+5.0 ★Texas Ratio: 2.66% |
Conventional, Jumbo, HELOC | 4 +47 HELOCs |
2.8% | 100% | $420,000 | View |
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1 office in Nappanee 1600 E Market St, Nappanee, IN 46550 A+5.0 ★Texas Ratio: 5.01% |
Conventional, HELOC | 4 +11 HELOCs |
2.8% | 100% | $187,500 | View |
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1 office in Nappanee 161 E Market St, Nappanee, IN 46550 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 2 +1 HELOCs |
1.4% | 50% | $130,000 | View |
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1 office in Nappanee 351 W Market St, Nappanee, IN 46550 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $175,000 | View |
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206 W Plymouth St, Bremen, IN 46506 A5.0 ★Texas Ratio: 6.90% |
Conventional, FHA, HELOC | 10 +1 HELOCs |
7.1% | 100% | $272,000 | View |
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151 N Oakland Ave, Nappanee, IN 46550 A+5.0 ★Texas Ratio: 1.39% |
Conventional, HELOC | 9 +34 HELOCs |
6.4% | 56.2% | $180,555 | View |
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7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
Conventional, HELOC | 4 +2 HELOCs |
2.8% | 100% | $240,000 | View |
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14535 State Road 23, Granger, IN 46530 A+5.0 ★Texas Ratio: 4.39% |
Conventional | 3 | 2.1% | 100% | $221,666 | View |
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1515 Cobblestone Boulevlard, Elkhart, IN 46516 A5.0 ★Texas Ratio: 10.52% |
Conventional | 3 | 2.1% | 100% | $335,000 | View |
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304 S Orange St, Albion, IN 46701 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 1.4% | 100% | $495,000 | View |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $185,000 | View |
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★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $255,000 | View |
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526 W Connexion Way, Columbia City, IN 46725 A5.0 ★Texas Ratio: 12.07% |
Conventional | 1 | 0.7% | 100% | $95,000 | View |
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800 Main St Ste 100, Anderson, IN 46016 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.7% | 100% | $135,000 | View |
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2204 N Wayne St, Angola, IN 46703 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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Conventional, FHA | 13 | 9.2% | 100% | $212,692 | |
Cardinal Financial Company, Li
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Conventional, FHA, VA | 24 | 17% | 96.2% | $221,250 | |
Rocket Mortgage
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Conventional, FHA, VA | 13 | 9.2% | 100% | $145,769 | |
Union Home Mortgage Corp.
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Conventional, FHA | 5 | 3.5% | 100% | $167,000 | |
Farm Credit Mid-America, Aca
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Conventional | 5 | 3.5% | 85.7% | $223,000 | |
United Wholesale Mortgage
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FHA, USDA, HELOC | 3 +1 HELOCs |
2.1% | 100% | $195,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 3 | 2.1% | 83.3% | $185,000 | |
Triad Financial Services, Inc.
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Conventional | 3 | 2.1% | 100% | $35,000 | |
Point Mortgage Corp
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Conventional, VA, USDA | 3 | 2.1% | 100% | $251,666 | |
Everett Financial, Inc.
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Conventional | 2 | 1.4% | 100% | $130,000 | |
Newrez LLC
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VA | 2 | 1.4% | 66.7% | $235,000 | |
Mortgage Research Center
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Conventional, VA | 2 | 1.4% | 100% | $200,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 1.4% | 100% | $230,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 1.4% | 75% | $105,000 | |
EMM Loans LLC
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FHA | 1 | 0.7% | 100% | $195,000 | |
Goodleap, LLC
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Conventional | 1 | 0.7% | 100% | $75,000 | |
Equity Prime Mortgage LLC
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USDA | 1 | 0.7% | 100% | $205,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $125,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $205,000 | |
Mortgage Assurance Inc
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USDA | 1 | 0.7% | 100% | $265,000 | |
New Day Financial, LLC.
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VA | 1 | 0.7% | 100% | $135,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.7% | 100% | $245,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 100% | $165,000 | |
Member First Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $255,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $85,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.7% | 100% | $175,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 50% | $55,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
HELOC | 0 +2 HELOCs |
0% | n/a | View |
Nappanee Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Nappanee, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Nappanee? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Nappanee in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Nappanee, IN
Use these to narrow the list above. Each category shows how many Nappanee, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Nappanee, IN
Independent mortgage companies closed 67.4 percent of home loans in Nappanee, Indiana in 2025, banks 21.3 percent and credit unions 11.3 percent. Ruoff Mortgage Company was the largest mortgage company, Lake City Bank the largest bank and Interra Credit Union the largest credit union. Among lenders headquartered in Indiana, Lake City Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Nappanee, IN
By home loans closed in 2025, Lake City Bank was the largest mortgage lender in Nappanee, Indiana with 4 loans, about 2.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Nappanee, Indiana in 2025, led by Cardinal Financial Company, Li with 7. 8 lenders closed VA loans, led by Cardinal Financial Company, Li, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 4 credit unions closed home loans in Nappanee, Indiana in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Nappanee, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Nappanee, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Nappanee. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
