Mortgage Lenders and Brokers in Middletown, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Middletown, Indiana mortgage lenders include First Merchants BankFirst Merchants Bank790 W Mill St, Middletown, IN 47356A+5.0 ★Texas Ratio: 4.12%, Greenfield Banking CompanyGreenfield Banking Company12140 E Washington St, Cumberland, IN 46229A+5.0 ★Texas Ratio: 5.68%, Indiana Members Credit UnionIndiana Members Credit Union10438 E US Highway 36, Avon, IN 46123 7054A+5.0 ★Texas Ratio: 2.64%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA29 S Sr 267, Avon, IN 46123A+5.0 ★Texas Ratio: 3.68%, Citizens State Bank of New CastleCitizens State Bank of New Castle902 S Rangeline Rd, Carmel, IN 46032A+5.0 ★Texas Ratio: 2.45%, PNC Bank N.A.PNC Bank N.A.111 N Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 4.24%, Financial Center First Credit UnionFinancial Center First Credit Union20 N Emerson Ave, Greenwood, IN 46143 8895A+5.0 ★Texas Ratio: 4.51%, Centier BankCentier Bank1000 East Main Street, Brownsburg, IN 46112A5.0 ★Texas Ratio: 6.45%, Huntington National BankHuntington National Bank101 S Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 3.66%, and BMO Harris Bank NABMO Harris Bank NA7503 Beechwood Centre Rd, Avon, IN 46123A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Middletown, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Middletown are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Middletown, Indiana
Market share is the lender's share of all home loans closed in Middletown, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Middletown 790 W Mill St, Middletown, IN 47356 A+5.0 ★Texas Ratio: 4.12% |
Conventional, USDA, HELOC | 4 +30 HELOCs |
4.5% | 83.3% | $127,500 | View |
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12140 E Washington St, Cumberland, IN 46229 A+5.0 ★Texas Ratio: 5.68% |
Conventional | 3 | 3.4% | 100% | $255,000 | View |
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10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 2 +1 HELOCs |
2.2% | 100% | $45,000 | View |
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29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 2 | 2.2% | 100% | $150,000 | View |
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902 S Rangeline Rd, Carmel, IN 46032 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 2 | 2.2% | 100% | $110,000 | View |
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★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
1.1% | 100% | $55,000 | View |
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20 N Emerson Ave, Greenwood, IN 46143 8895 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 1 | 1.1% | 100% | $25,000 | View |
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1000 East Main Street, Brownsburg, IN 46112 A5.0 ★Texas Ratio: 6.45% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7503 Beechwood Centre Rd, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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Conventional, VA, USDA | 7 | 7.9% | 88.9% | $190,714 | |
Gvc Mortgage, Inc.
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Conventional, FHA | 6 | 6.7% | 100% | $263,333 | |
PrimeTrust Financial Federal C
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Conventional | 1 | 1.1% | 50% | $75,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 7 | 7.9% | 87.5% | $202,142 | |
Union Home Mortgage Corp.
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Conventional, VA, USDA | 7 | 7.9% | 100% | $187,857 | |
Fairway Independent Mort Corp
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Conventional, FHA | 7 | 7.9% | 100% | $130,714 | |
Guild Mortgage Company
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Conventional, FHA | 6 | 6.7% | 100% | $271,666 | |
Calcon Mutual Mortgage LLC
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Conventional, FHA | 4 | 4.5% | 100% | $197,500 | |
Newrez LLC
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Conventional, FHA | 3 | 3.4% | 75% | $105,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 3 | 3.4% | 100% | $205,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 2.2% | 100% | $140,000 | |
Eustis Mortgage Corp
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Conventional | 2 | 2.2% | 100% | $210,000 | |
New American Funding, LLC.
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Conventional | 2 | 2.2% | 100% | $95,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 2.2% | 66.7% | $105,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $155,000 | |
United Wholesale Mortgage
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VA | 1 | 1.1% | 25% | $315,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $365,000 | |
CrossCountry Mortgage, LLC
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USDA | 1 | 1.1% | 100% | $215,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1.1% | 100% | $145,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.1% | 50% | $95,000 | |
Discover Bank
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Conventional | 1 | 1.1% | 50% | $45,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1.1% | 100% | $155,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $145,000 | |
Wolfe Financial Inc
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USDA | 1 | 1.1% | 100% | $135,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.1% | 100% | $105,000 | |
Mortgage Research Center
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VA | 1 | 1.1% | 100% | $185,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 1.1% | 100% | $235,000 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 1 | 1.1% | 100% | $605,000 | |
American Neighborhood Mortgage Acceptance Company
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VA | 1 | 1.1% | 100% | $365,000 | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Middletown Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Middletown, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Middletown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Middletown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Middletown, IN
Use these to narrow the list above. Each category shows how many Middletown, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Middletown, IN
Independent mortgage companies closed 79.8 percent of home loans in Middletown, Indiana in 2025, banks 15.7 percent and credit unions 4.5 percent. Ruoff Mortgage Company was the largest mortgage company, First Merchants Bank the largest bank and Indiana Members Credit Union the largest credit union. Among lenders headquartered in Indiana, First Merchants Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Middletown, IN
By home loans closed in 2025, First Merchants Bank was the largest mortgage lender in Middletown, Indiana with 4 loans, about 4.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Middletown, Indiana in 2025, led by Fairway Independent Mort Corp with 3. 7 lenders closed VA loans, led by Ruoff Mortgage Company, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 4 credit unions closed home loans in Middletown, Indiana in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Middletown, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Middletown, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Middletown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
