Koontz Lake, Indiana mortgage lenders include 1St Source Bank1St Source Bank518 N Michigan St, Argos, IN 46501A+5.0 ★Texas Ratio: 5.01%, First Federal Savings BankFirst Federal Savings Bank206 W Plymouth St, Bremen, IN 46506A5.0 ★Texas Ratio: 6.90%, Everwise Credit UnionEverwise Credit Union7607 E US Highway 36, Avon, IN 46123A5.0 ★Texas Ratio: 6.81%, Centier BankCentier Bank1000 East Main Street, Brownsburg, IN 46112A5.0 ★Texas Ratio: 6.45%, Interra Credit UnionInterra Credit Union1221 W Plymouth St, Bremen, IN 46506A+5.0 ★Texas Ratio: 1.39%, First Farmers Bank & TrustFirst Farmers Bank & Trust103 W National Ave, Brazil, IN 47834A5.0 ★Texas Ratio: 7.53%, Notre Dame Federal Credit UnionNotre Dame Federal Credit Union14535 State Road 23, Granger, IN 46530A+5.0 ★Texas Ratio: 4.39%, Inova Federal Credit UnionInova Federal Credit Union358 S Elkhart Ave, Elkhart, IN 46516A5.0 ★Texas Ratio: 8.94%, DeMotte State BankDeMotte State Bank9603 W 133rd Ave, Cedar Lake, IN 46303B4.6 ★Texas Ratio: 20.04%, and Tech Credit UnionTech Credit Union9707 W 133rd Ave, Cedar Lake, IN 46303 8544A5.0 ★Texas Ratio: 13.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Koontz Lake, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Koontz Lake are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Koontz Lake, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
518 N Michigan St, Argos, IN 46501 A+5.0 ★Texas Ratio: 5.01% |
Conventional, HELOC | 7 +12 HELOCs |
7.1% | 77.8% | $306,428 | View |
|
206 W Plymouth St, Bremen, IN 46506 A5.0 ★Texas Ratio: 6.90% |
Conventional, HELOC | 7 +9 HELOCs |
7.1% | 100% | $365,000 | View |
|
7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
Conventional, HELOC | 5 +14 HELOCs |
5.1% | 50% | $141,000 | View |
|
1000 East Main Street, Brownsburg, IN 46112 A5.0 ★Texas Ratio: 6.45% |
Conventional, HELOC | 2 +2 HELOCs |
2% | 100% | $245,000 | View |
|
1221 W Plymouth St, Bremen, IN 46506 A+5.0 ★Texas Ratio: 1.39% |
Conventional, HELOC | 2 +1 HELOCs |
2% | 100% | $200,000 | View |
|
103 W National Ave, Brazil, IN 47834 A5.0 ★Texas Ratio: 7.53% |
Conventional | 2 | 2% | 100% | $185,000 | View |
|
14535 State Road 23, Granger, IN 46530 A+5.0 ★Texas Ratio: 4.39% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $195,000 | View |
|
358 S Elkhart Ave, Elkhart, IN 46516 A5.0 ★Texas Ratio: 8.94% |
Conventional | 1 | 1% | 100% | $105,000 | View |
|
9603 W 133rd Ave, Cedar Lake, IN 46303 B4.6 ★Texas Ratio: 20.04% |
Conventional | 1 | 1% | 100% | $265,000 | View |
|
9707 W 133rd Ave, Cedar Lake, IN 46303 8544 A5.0 ★Texas Ratio: 13.37% |
Conventional | 1 | 1% | 100% | $35,000 | View |
|
114 W Rochester St, Akron, IN 46910 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
7503 Beechwood Centre Rd, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
|
Conventional, FHA | 15 | 15.2% | 93.8% | $245,666 | |
Royal United Mortgage LLC
|
Conventional, FHA | 2 | 2% | 100% | $70,000 | |
Gvc Mortgage, Inc.
|
FHA | 1 | 1% | 100% | $275,000 | |
Purdue Federal Cu
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, VA | 9 | 9.1% | 69.2% | $167,222 | |
United Wholesale Mortgage
|
Conventional, FHA | 6 | 6.1% | 85.7% | $241,666 | |
CrossCountry Mortgage, LLC
|
Conventional | 5 | 5.1% | 100% | $235,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 4 | 4% | 83.3% | $177,500 | |
Diamond Residential Mtg Corp
|
Conventional, FHA | 3 | 3% | 100% | $155,000 | |
Farm Credit Mid-America, Aca
|
Conventional | 3 | 3% | 100% | $241,666 | |
Everett Financial, Inc.
|
Conventional, FHA | 2 | 2% | 100% | $140,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 2% | 100% | $40,000 | |
Mortgage Research Center
|
VA | 2 | 2% | 100% | $175,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 1% | 50% | $185,000 | |
Gold Star Mortgage Financial Group, Corporation
|
FHA | 1 | 1% | 100% | $165,000 | |
Newrez LLC
|
VA | 1 | 1% | 50% | $665,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 1% | 16.7% | $175,000 | |
Guild Mortgage Company
|
Conventional | 1 | 1% | 100% | $235,000 | |
VanDyk Mortgage Corporation
|
Conventional | 1 | 1% | 100% | $405,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 1% | 100% | $225,000 | |
Member First Mortgage, LLC
|
Conventional | 1 | 1% | 100% | $15,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 1% | 100% | $285,000 | |
Prosperity Home Mortgage, LLC
|
VA | 1 | 1% | 100% | $395,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 1% | 100% | $365,000 | |
Lower, LLC
|
FHA | 1 | 1% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 0.74% |
Conventional | 1 | 1% | 100% | $175,000 | View |
Navy Federal Credit Union
|
VA | 1 | 1% | 100% | $155,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 1% | 100% | $165,000 | |
|
A5.0 ★Texas Ratio: 6.17% |
Conventional | 1 | 1% | 100% | $185,000 | View |
loanDepot.com LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 1.80% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Koontz Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Koontz Lake in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Koontz Lake, IN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 67.7 percent of home loans in Koontz Lake, Indiana in 2025, banks 21.2 percent and credit unions 11.1 percent. Ruoff Mortgage Company was the largest mortgage company, 1St Source Bank the largest bank and Everwise Credit Union the largest credit union. Among lenders headquartered in Indiana, 1St Source Bank led with 7 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
By home loans closed in 2025, 1St Source Bank was the largest mortgage lender in Koontz Lake, Indiana with 7 loans, about 7.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Koontz Lake, Indiana in 2025, led by Ruoff Mortgage Company with 3. 6 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 8 credit unions closed home loans in Koontz Lake, Indiana in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Koontz Lake, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Koontz Lake, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Koontz Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.