Mortgage Lenders and Brokers in Heritage Lake, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Heritage Lake, Indiana mortgage lenders include The National Bank of IndianapolisThe National Bank of Indianapolis5760 E Main St, Carmel, IN 46033A+5.0 ★Texas Ratio: 1.37%, North Salem State BankNorth Salem State Bank9 W Kentucky St, Clayton, IN 46118A5.0 ★Texas Ratio: 6.01%, FORUM Credit UnionFORUM Credit Union9114 E US Highway 36, Avon, IN 46123 7772A+5.0 ★Texas Ratio: 1.80%, Huntington National BankHuntington National Bank101 S Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 3.66%, Old National BankOld National Bank2312 Charles St, Anderson, IN 46013A+5.0 ★Texas Ratio: 4.98%, Indiana Members Credit UnionIndiana Members Credit Union10438 E US Highway 36, Avon, IN 46123 7054A+5.0 ★Texas Ratio: 2.64%, Everwise Credit UnionEverwise Credit Union7607 E US Highway 36, Avon, IN 46123A5.0 ★Texas Ratio: 6.81%, Home Bank SBHome Bank SB1472 S State Road 135, Greenwood, IN 46143A+5.0 ★Texas Ratio: 5.61%, Keybank National AssociationKeybank National Association5457 S Scatterfield Rd, Anderson, IN 46013A+5.0 ★Texas Ratio: 4.81%, and PNC Bank N.A.PNC Bank N.A.111 N Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Heritage Lake, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Heritage Lake are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Heritage Lake, Indiana
Market share is the lender's share of all home loans closed in Heritage Lake, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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5760 E Main St, Carmel, IN 46033 A+5.0 ★Texas Ratio: 1.37% |
Conventional, Jumbo | 3 | 1.7% | 100% | $498,333 | View |
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9 W Kentucky St, Clayton, IN 46118 A5.0 ★Texas Ratio: 6.01% |
Conventional | 3 | 1.7% | 100% | $391,666 | View |
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9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80% |
Conventional, FHA | 3 | 1.7% | 100% | $388,333 | View |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +10 HELOCs |
1.1% | 50% | $125,000 | View |
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2312 Charles St, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 2 +2 HELOCs |
1.1% | 100% | $170,000 | View |
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10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 2 +2 HELOCs |
1.1% | 100% | $75,000 | View |
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7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
Conventional, HELOC | 2 +2 HELOCs |
1.1% | 100% | $175,000 | View |
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1472 S State Road 135, Greenwood, IN 46143 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 2 | 1.1% | 100% | $365,000 | View |
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5457 S Scatterfield Rd, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 1.1% | 100% | $530,000 | View |
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★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +4 HELOCs |
0.6% | 100% | $325,000 | View |
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7503 Beechwood Centre Rd, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $155,000 | View |
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2606 16th St, Bedford, IN 47421 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 1 | 0.6% | 100% | $295,000 | View |
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20 N Emerson Ave, Greenwood, IN 46143 8895 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 1 | 0.6% | 100% | $35,000 | View |
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104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.6% | 100% | $95,000 | View |
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200 E Kirkwood Ave, Bloomington, IN 47408 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 1 | 0.6% | 100% | $165,000 | View |
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1201 James Ave, Bedford, IN 47421 A5.0 ★Texas Ratio: 8.44% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
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1627 E Us Highway 40, Clayton, IN 46118 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.6% | 50% | $265,000 | View |
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1037 15th Street, Bedford, IN 47421 A4.9 ★Texas Ratio: 6.28% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
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307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40% |
Conventional | 1 | 0.6% | 100% | $85,000 | View |
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800 Main St Ste 100, Anderson, IN 46016 A+5.0 ★Texas Ratio: 4.12% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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114 W Rochester St, Akron, IN 46910 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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1000 East Main Street, Brownsburg, IN 46112 A5.0 ★Texas Ratio: 6.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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Conventional, FHA, VA | 8 | 4.5% | 90.9% | $275,000 | |
Mjw Financial LLC dba Mjw Mortgage
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Conventional, FHA, VA | 7 | 3.9% | 100% | $323,571 | |
Gvc Mortgage, Inc.
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Conventional, FHA, USDA | 6 | 3.4% | 100% | $286,666 | |
Elements Financial Federal Cre
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Conventional | 3 | 1.7% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.6% | 100% | $35,000 | View |
Three Rivers Federal Crediit U
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Conventional | 1 | 0.6% | 100% | $225,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 16 | 8.9% | 94.1% | $320,625 | |
Rocket Mortgage
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Conventional, FHA, VA | 15 | 8.4% | 78.9% | $257,666 | |
Wolfe Financial Inc
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Conventional, VA | 14 | 7.8% | 100% | $275,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, HELOC | 12 +1 HELOCs |
6.7% | 100% | $380,833 | |
Fairway Independent Mort Corp
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Conventional | 7 | 3.9% | 100% | $225,000 | |
Newrez LLC
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Conventional, FHA, VA | 6 | 3.4% | 66.7% | $245,000 | |
Mortgage Research Center
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Conventional, VA, Jumbo | 6 | 3.4% | 85.7% | $426,666 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 4 | 2.2% | 66.7% | $72,500 | |
loanDepot.com LLC
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Conventional, HELOC | 3 +1 HELOCs |
1.7% | 100% | $365,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.7% | 60% | $238,333 | |
Navy Federal Credit Union
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Conventional, VA | 3 | 1.7% | 100% | $191,666 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 1.1% | 100% | $90,000 | View |
Michigan Mutual, Inc
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FHA, USDA | 2 | 1.1% | 100% | $255,000 | |
Stockton Mortgage Corporation
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Conventional, FHA | 2 | 1.1% | 100% | $270,000 | |
Primelending
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FHA | 1 | 0.6% | 50% | $145,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.6% | 100% | $195,000 | View |
Equity Prime Mortgage LLC
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FHA | 1 | 0.6% | 100% | $145,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $245,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.6% | 100% | $325,000 | |
United Trust Bank
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VA | 1 | 0.6% | 100% | $235,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.6% | 100% | $195,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.6% | 100% | $165,000 | |
Diamond Residential Mtg Corp
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FHA | 1 | 0.6% | 100% | $225,000 | |
Jlb Corporation dba Golden Oak Lending
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Conventional | 1 | 0.6% | 100% | $325,000 | |
Homeowners Financial Group, LLC
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FHA | 1 | 0.6% | 100% | $265,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $245,000 | |
First Option Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $325,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.6% | 100% | $275,000 | |
Provident Funding Associates
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Conventional | 1 | 0.6% | 100% | $525,000 | |
Nations Lending Corporation
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VA | 1 | 0.6% | 100% | $335,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.6% | 100% | $245,000 | View |
Union Savings Bank
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Conventional | 1 | 0.6% | 100% | $225,000 | |
Tjc Mortgage Inc
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VA | 1 | 0.6% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
FHA | 1 | 0.6% | 100% | $255,000 | View |
The Loan Store, Inc
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Conventional | 1 | 0.6% | 100% | $225,000 | |
Lower, LLC
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USDA | 1 | 0.6% | 100% | $305,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.6% | 100% | $585,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.6% | 100% | $765,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.6% | 100% | $245,000 | View |
Top Flite Financial, Inc.
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FHA | 1 | 0.6% | 100% | $165,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.6% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Heritage Lake Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Heritage Lake, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Heritage Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Heritage Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Heritage Lake, IN
Use these to narrow the list above. Each category shows how many Heritage Lake, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Heritage Lake, IN
Independent mortgage companies closed 72.6 percent of home loans in Heritage Lake, Indiana in 2025, banks 18.4 percent and credit unions 8.9 percent. Ruoff Mortgage Company was the largest mortgage company, The National Bank of Indianapolis the largest bank and FORUM Credit Union the largest credit union. Among lenders headquartered in Indiana, The National Bank of Indianapolis led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Heritage Lake, IN
By home loans closed in 2025, The National Bank of Indianapolis was the largest mortgage lender in Heritage Lake, Indiana with 3 loans, about 1.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Heritage Lake, Indiana in 2025, led by Rocket Mortgage with 7. 13 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 8 credit unions closed home loans in Heritage Lake, Indiana in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Heritage Lake, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Heritage Lake, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Heritage Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
