Mortgage Lenders and Brokers in Hartford City, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hartford City, Indiana mortgage lenders include Citizens State Bank of New CastleCitizens State Bank of New Castle222 W Washington St, Hartford City, IN 47348A+5.0 ★Texas Ratio: 2.45%, First Financial BankFirst Financial Bank117 S Jefferson St, Hartford City, IN 47348A+5.0 ★Texas Ratio: 3.21%, Star Financial BankStar Financial Bank735 Main St, Anderson, IN 46016A+5.0 ★Texas Ratio: 2.87%, First Bank of BerneFirst Bank of Berne1105 Us Highway 27 N, Berne, IN 46711A4.9 ★Texas Ratio: 5.48%, First Merchants BankFirst Merchants Bank800 Main St Ste 100, Anderson, IN 46016A+5.0 ★Texas Ratio: 4.12%, PNC Bank N.A.PNC Bank N.A.111 N Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 4.24%, Horizon BankHorizon Bank307 E Jackson St, Attica, IN 47918A+5.0 ★Texas Ratio: 4.40%, Regions BankRegions Bank104 W 11th St, Bicknell, IN 47512A+5.0 ★Texas Ratio: 4.37%, The Farmers State BankThe Farmers State Bank910 N Meridian St, Portland, IN 47371A+5.0 ★Texas Ratio: 1.79%, and MidWest America Federal Credit UnionMidWest America Federal Credit Union1409 N Wayne St, Angola, IN 46703A+5.0 ★Texas Ratio: 4.56%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hartford City, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hartford City are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hartford City, Indiana
Market share is the lender's share of all home loans closed in Hartford City, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Hartford City 222 W Washington St, Hartford City, IN 47348 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 7 | 4.9% | 80% | $96,428 | View |
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2 offices in Hartford City 117 S Jefferson St, Hartford City, IN 47348 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 6 +5 HELOCs |
4.2% | 75% | $88,333 | View |
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735 Main St, Anderson, IN 46016 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 4 +1 HELOCs |
2.8% | 100% | $122,500 | View |
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★ 4 stars, 1 review 1105 Us Highway 27 N, Berne, IN 46711 A4.9 ★Texas Ratio: 5.48% |
Conventional | 3 | 2.1% | 100% | $198,333 | View |
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800 Main St Ste 100, Anderson, IN 46016 A+5.0 ★Texas Ratio: 4.12% |
Conventional, FHA | 3 | 2.1% | 100% | $215,000 | View |
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★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $115,000 | View |
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307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $125,000 | View |
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104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.7% | 50% | $125,000 | View |
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910 N Meridian St, Portland, IN 47371 A+5.0 ★Texas Ratio: 1.79% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
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1409 N Wayne St, Angola, IN 46703 A+5.0 ★Texas Ratio: 4.56% |
Conventional | 1 | 0.7% | 100% | $195,000 | |
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2410 N Wayne St, Angola, IN 46703 9111 A+5.0 ★Texas Ratio: 2.42% |
Conventional | 1 | 0.7% | 66.7% | $175,000 | View |
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6210 W Jefferson Blvd, Fort Wayne, IN 46804 3073 A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.7% | 100% | $85,000 | View |
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720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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136 W 7th St, Auburn, IN 46706 A+5.0 ★Texas Ratio: 2.46% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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401 W State St, Albany, IN 47320 A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Ruoff Mortgage Company
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Conventional, FHA, VA, USDA | 21 | 14.8% | 100% | $105,476 | |
Gvc Mortgage, Inc.
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Conventional, VA, USDA | 5 | 3.5% | 100% | $111,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 1.4% | 100% | $60,000 | |
Independent Federal Credit Uni
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 10 | 7% | 78.6% | $101,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, HELOC | 9 +2 HELOCs |
6.3% | 90% | $120,555 | |
Newrez LLC
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Conventional, FHA, USDA | 7 | 4.9% | 77.8% | $129,285 | |
Mortgage Research Center
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VA | 7 | 4.9% | 80% | $239,285 | |
Fairway Independent Mort Corp
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Conventional, FHA | 7 | 4.9% | 77.8% | $96,428 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
2.8% | 100% | $210,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional, FHA, USDA | 4 | 2.8% | 100% | $75,000 | |
New American Funding, LLC.
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FHA | 4 | 2.8% | 80% | $82,500 | |
Nations Lending Corporation
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Conventional, USDA | 3 | 2.1% | 100% | $198,333 | |
Polaris Home Funding Corp.
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FHA, USDA | 2 | 1.4% | 100% | $160,000 | |
Stockton Mortgage Corporation
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Conventional, USDA | 2 | 1.4% | 66.7% | $100,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 2 | 1.4% | 100% | $80,000 | |
Farm Credit Mid-America, Aca
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Conventional | 2 | 1.4% | 66.7% | $220,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.4% | 66.7% | $105,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.7% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 4.93% |
VA | 1 | 0.7% | 100% | $95,000 | View |
Movement Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $245,000 | |
United Trust Bank
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FHA | 1 | 0.7% | 100% | $125,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.7% | 33.3% | $155,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.7% | 33.3% | $95,000 | |
Milestone Home Lending, LLC
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Conventional | 1 | 0.7% | 100% | $105,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.7% | 100% | $125,000 | |
American Financing Corporation
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FHA | 1 | 0.7% | 25% | $125,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.7% | 100% | $115,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.7% | 100% | $305,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.7% | 100% | $155,000 | |
Milend, Inc
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FHA | 1 | 0.7% | 100% | $145,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $155,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.7% | 100% | $95,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.7% | 100% | $205,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.7% | 33.3% | $135,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 0.7% | 100% | $305,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.7% | 100% | $205,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +2 HELOCs |
0% | 100% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Hartford City Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hartford City, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Hartford City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hartford City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hartford City, IN
Use these to narrow the list above. Each category shows how many Hartford City, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Hartford City, IN
Independent mortgage companies closed 76.1 percent of home loans in Hartford City, Indiana in 2025, banks 21.8 percent and credit unions 2.1 percent. Ruoff Mortgage Company was the largest mortgage company, Citizens State Bank of New Castle the largest bank and MidWest America Federal Credit Union the largest credit union. Among lenders headquartered in Indiana, Citizens State Bank of New Castle led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hartford City, IN
By home loans closed in 2025, Citizens State Bank of New Castle was the largest mortgage lender in Hartford City, Indiana with 7 loans, about 4.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Hartford City, Indiana in 2025, led by Ruoff Mortgage Company with 10. 6 lenders closed VA loans, led by Mortgage Research Center, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 6 credit unions closed home loans in Hartford City, Indiana in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hartford City, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hartford City, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hartford City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
