Gas City, Indiana mortgage lenders include Star Financial BankStar Financial Bank931 E Main St, Gas City, IN 46933A+5.0 ★Texas Ratio: 2.87%, Northwest BankNorthwest Bank1010 E Main St, Gas City, IN 46933A+5.0 ★Texas Ratio: 3.99%, FORUM Credit UnionFORUM Credit Union9114 E US Highway 36, Avon, IN 46123 7772A+5.0 ★Texas Ratio: 1.80%, Old National BankOld National Bank2312 Charles St, Anderson, IN 46013A+5.0 ★Texas Ratio: 4.98%, Indiana Members Credit UnionIndiana Members Credit Union10438 E US Highway 36, Avon, IN 46123 7054A+5.0 ★Texas Ratio: 2.64%, First Farmers Bank & TrustFirst Farmers Bank & Trust103 W National Ave, Brazil, IN 47834A5.0 ★Texas Ratio: 7.53%, Regions BankRegions Bank104 W 11th St, Bicknell, IN 47512A+5.0 ★Texas Ratio: 4.37%, Horizon BankHorizon Bank307 E Jackson St, Attica, IN 47918A+5.0 ★Texas Ratio: 4.40%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA29 S Sr 267, Avon, IN 46123A+5.0 ★Texas Ratio: 3.68%, and Beacon Credit UnionBeacon Credit Union136 W 7th St, Auburn, IN 46706A+5.0 ★Texas Ratio: 2.46%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gas City, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gas City are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Gas City, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Gas City 931 E Main St, Gas City, IN 46933 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 5 +12 HELOCs |
3.2% | 100% | $99,000 | View |
|
1 office in Gas City 1010 E Main St, Gas City, IN 46933 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 2 +7 HELOCs |
1.3% | 66.7% | $115,000 | View |
|
9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80% |
Conventional, FHA | 6 | 3.8% | 100% | $181,666 | View |
|
2312 Charles St, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 3 | 1.9% | 100% | $135,000 | View |
|
10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 2 +6 HELOCs |
1.3% | 100% | $40,000 | View |
|
103 W National Ave, Brazil, IN 47834 A5.0 ★Texas Ratio: 7.53% |
Conventional, HELOC | 2 +5 HELOCs |
1.3% | 100% | $215,000 | View |
|
104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +3 HELOCs |
1.3% | 80% | $70,000 | View |
|
307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40% |
Conventional, HELOC | 2 +3 HELOCs |
1.3% | 66.7% | $80,000 | View |
|
29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.3% | 100% | $250,000 | View |
|
136 W 7th St, Auburn, IN 46706 A+5.0 ★Texas Ratio: 2.46% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $105,000 | View |
|
518 N Michigan St, Argos, IN 46501 A+5.0 ★Texas Ratio: 5.01% |
Conventional | 1 | 0.6% | 100% | $115,000 | View |
|
206 W Plymouth St, Bremen, IN 46506 A5.0 ★Texas Ratio: 6.90% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
|
104 Linksway, Aurora, IN 47001 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.6% | 100% | $45,000 | View |
|
6210 W Jefferson Blvd, Fort Wayne, IN 46804 3073 A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
|
7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
201 E Southway Blvd, Kokomo, IN 46902 3677 A+5.0 ★Texas Ratio: 1.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ruoff Mortgage Company
|
Conventional, FHA, VA, USDA | 37 | 23.7% | 95.5% | $153,378 | |
Royal United Mortgage LLC
|
Conventional | 2 | 1.3% | 66.7% | $105,000 | |
Gvc Mortgage, Inc.
|
Conventional | 1 | 0.6% | 100% | $115,000 | |
Zippy Loans, LLC
|
Conventional | 23 | 14.7% | 45.3% | $23,260 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA | 18 | 11.5% | 94.7% | $123,888 | |
Rocket Mortgage
|
Conventional, FHA | 8 | 5.1% | 64.3% | $157,500 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 7 | 4.5% | 100% | $210,714 | |
Newrez LLC
|
Conventional, FHA, USDA | 6 | 3.8% | 87.5% | $133,333 | |
Mortgage Research Center
|
VA | 4 | 2.6% | 57.1% | $205,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 1.3% | 33.3% | $70,000 | |
Carrington Mortgage Services LLC
|
Conventional | 2 | 1.3% | 40% | $100,000 | |
Spring Eq, LLC
|
Conventional | 2 | 1.3% | 100% | $30,000 | |
United Wholesale Mortgage
|
FHA | 1 | 0.6% | 100% | $195,000 | |
Guaranteed Rate, Inc.
|
VA | 1 | 0.6% | 50% | $135,000 | |
Goodleap, LLC
|
Conventional | 1 | 0.6% | 33.3% | $105,000 | |
loanDepot.com LLC
|
FHA | 1 | 0.6% | 50% | $95,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.6% | 50% | $165,000 | |
Pennymac Loan Services LLC
|
FHA | 1 | 0.6% | 100% | $125,000 | |
Milestone Home Lending, LLC
|
FHA | 1 | 0.6% | 100% | $185,000 | |
Calcon Mutual Mortgage LLC
|
FHA | 1 | 0.6% | 100% | $395,000 | |
Member First Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $115,000 | |
V.I.P. Mortgage, Inc.
|
VA | 1 | 0.6% | 100% | $345,000 | |
Zillow Home Loans, LLC
|
VA | 1 | 0.6% | 100% | $165,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.6% | 50% | $55,000 | |
Reliance First Capital, LLC
|
Conventional | 1 | 0.6% | 100% | $165,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Gas City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gas City in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Gas City, IN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 80.1 percent of home loans in Gas City, Indiana in 2025, banks 13.5 percent and credit unions 6.4 percent. Ruoff Mortgage Company was the largest mortgage company, Star Financial Bank the largest bank and FORUM Credit Union the largest credit union. Among lenders headquartered in Indiana, Star Financial Bank led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
By home loans closed in 2025, Star Financial Bank was the largest mortgage lender in Gas City, Indiana with 5 loans, about 3.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Gas City, Indiana in 2025, led by Ruoff Mortgage Company with 11. 7 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 6 credit unions closed home loans in Gas City, Indiana in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gas City, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gas City, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gas City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.