Mortgage Lenders and Brokers in Edinburgh, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Edinburgh, Indiana mortgage lenders include Horizon BankHorizon Bank100 West Main Street, Edinburgh, IN 46124A+5.0 ★Texas Ratio: 4.40%, First Financial BankFirst Financial Bank3880 W Presidential Way, Edinburgh, IN 46124A+5.0 ★Texas Ratio: 3.21%, Centra Credit UnionCentra Credit Union15701 North US 31, Edinburgh, IN 46124 9000A+5.0 ★Texas Ratio: 5.34%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, Jackson County BankJackson County Bank2635 16th St, Bedford, IN 47421A5.0 ★Texas Ratio: 7.28%, German American BankGerman American Bank2606 16th St, Bedford, IN 47421A+5.0 ★Texas Ratio: 1.93%, Huntington National BankHuntington National Bank101 S Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 3.66%, US Bank, N.A.US Bank, N.A.720 W 30th St, Connersville, IN 47331A+5.0 ★Texas Ratio: 2.85%, Citizens BankCitizens Bank99 S Dan Jones Rd, Avon, IN 46123A+5.0 ★Texas Ratio: 0.64%, and Hoosier Hills Credit UnionHoosier Hills Credit Union630 Lincoln Ave, Bedford, IN 47421 2116A5.0 ★Texas Ratio: 7.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Edinburgh, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Edinburgh are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Edinburgh, Indiana
Market share is the lender's share of all home loans closed in Edinburgh, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Edinburgh 100 West Main Street, Edinburgh, IN 46124 A+5.0 ★Texas Ratio: 4.40% |
Conventional, FHA, HELOC | 6 +2 HELOCs |
4.4% | 85.7% | $115,000 | View |
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1 office in Edinburgh 3880 W Presidential Way, Edinburgh, IN 46124 A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo, HELOC | 5 +3 HELOCs |
3.6% | 71.4% | $243,000 | View |
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15701 North US 31, Edinburgh, IN 46124 9000 A+5.0 ★Texas Ratio: 5.34% |
Conventional, HELOC | 16 +17 HELOCs |
11.7% | 89.5% | $145,625 | View |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 6 | 4.4% | 66.7% | $186,666 | View |
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2635 16th St, Bedford, IN 47421 A5.0 ★Texas Ratio: 7.28% |
Conventional, HELOC | 4 +7 HELOCs |
2.9% | 100% | $412,500 | View |
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2606 16th St, Bedford, IN 47421 A+5.0 ★Texas Ratio: 1.93% |
Conventional, HELOC | 2 +2 HELOCs |
1.5% | 66.7% | $210,000 | View |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $185,000 | View |
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720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.7% | 100% | $145,000 | View |
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99 S Dan Jones Rd, Avon, IN 46123 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 0.7% | 100% | $165,000 | View |
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630 Lincoln Ave, Bedford, IN 47421 2116 A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 0.7% | 100% | $385,000 | View |
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105 E Winslow Rd, Bloomington, IN 47401 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.7% | 100% | $25,000 | View |
Gvc Mortgage, Inc.
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Conventional, FHA | 8 | 5.8% | 100% | $267,500 | |
Ruoff Mortgage Company
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Conventional, FHA, USDA | 4 | 2.9% | 83.3% | $250,000 | |
Elements Financial Federal Cre
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $145,000 | |
Mjw Financial LLC dba Mjw Mortgage
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FHA | 1 | 0.7% | 100% | $285,000 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 25 | 18.2% | 86.2% | $262,600 | |
Rocket Mortgage
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Conventional, FHA | 9 | 6.6% | 83.3% | $121,666 | |
United Wholesale Mortgage
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Conventional, VA | 5 | 3.6% | 100% | $181,000 | |
Newrez LLC
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Conventional, VA, USDA | 3 | 2.2% | 100% | $205,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, USDA | 3 | 2.2% | 100% | $161,666 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 2 +1 HELOCs |
1.5% | 100% | $160,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 1.5% | 100% | $310,000 | |
CrossCountry Mortgage, LLC
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FHA, VA | 2 | 1.5% | 100% | $225,000 | |
Discover Bank
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Conventional | 2 | 1.5% | 100% | $60,000 | |
Mortgage Research Center
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VA | 2 | 1.5% | 66.7% | $210,000 | |
Park Lane Finance SolutionsLLC
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Conventional | 2 | 1.5% | 50% | $55,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 2 | 1.5% | 100% | $175,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 1.5% | 66.7% | $210,000 | |
Cornerstone First Mortgage, LLC
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VA | 1 | 0.7% | 100% | $255,000 | |
American Financial Resources LLC
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FHA | 1 | 0.7% | 100% | $255,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.7% | 100% | $185,000 | |
Pennymac Loan Services LLC
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VA | 1 | 0.7% | 100% | $335,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 33.3% | $195,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.7% | 100% | $215,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.7% | 100% | $205,000 | |
Michigan Mutual, Inc
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FHA | 1 | 0.7% | 100% | $145,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.7% | 50% | $345,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $115,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $155,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.7% | 100% | $185,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 100% | $165,000 | |
Navy Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $325,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.7% | 100% | $195,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 100% | $55,000 | |
Village Capital & Investment
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VA | 1 | 0.7% | 100% | $195,000 | |
JMAC Lending, Inc.
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USDA | 1 | 0.7% | 100% | $185,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Edinburgh Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Edinburgh, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Edinburgh? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Edinburgh in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Edinburgh, IN
Use these to narrow the list above. Each category shows how many Edinburgh, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Edinburgh, IN
Independent mortgage companies closed 65 percent of home loans in Edinburgh, Indiana in 2025, banks 20.4 percent and credit unions 14.6 percent. Gvc Mortgage, Inc. was the largest mortgage company, Horizon Bank the largest bank and Centra Credit Union the largest credit union. Among lenders headquartered in Indiana, Horizon Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Edinburgh, IN
By home loans closed in 2025, Horizon Bank was the largest mortgage lender in Edinburgh, Indiana with 6 loans, about 4.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Edinburgh, Indiana in 2025, led by Nvr Mortgage Finance, Inc. with 7. 8 lenders closed VA loans, led by Nvr Mortgage Finance, Inc., and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 5 credit unions closed home loans in Edinburgh, Indiana in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Edinburgh, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Edinburgh, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Edinburgh. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
