Mortgage Lenders and Brokers in Colfax, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Colfax, Indiana mortgage lenders include Regions BankRegions Bank104 W 11th St, Bicknell, IN 47512A+5.0 ★Texas Ratio: 4.37%, Encompass Federal Credit UnionEncompass Federal Credit Union2115 W Holiday Rd, Frankfort, IN 46041 9100A5.0 ★Texas Ratio: 11.86%, Security Federal Savings BankSecurity Federal Savings Bank1260 S Washington St, Delphi, IN 46923A+5.0 ★Texas Ratio: 2.60%, The Home National Bank of ThorntownThe Home National Bank of Thorntown2510 N Lebanon St, Lebanon, IN 46052A+5.0 ★Texas Ratio: 4.55%, Huntington National BankHuntington National Bank101 S Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA29 S Sr 267, Avon, IN 46123A+5.0 ★Texas Ratio: 3.68%, First Farmers Bank & TrustFirst Farmers Bank & Trust103 W National Ave, Brazil, IN 47834A5.0 ★Texas Ratio: 7.53%, Bank of America NABank of America NA6859 E Us Highway 36, Avon, IN 46123A+5.0 ★Texas Ratio: 4.14%, The State Bank & Trust CompanyThe State Bank & Trust Company307 North Wayne Street, Angola, IN 46703A+5.0 ★Texas Ratio: 1.99%, and The Fountain Trust CompanyThe Fountain Trust Company427 E Main St, Attica, IN 47918A+5.0 ★Texas Ratio: 3.40%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Colfax, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Colfax are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Colfax, Indiana
Market share is the lender's share of all home loans closed in Colfax, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 9 +5 HELOCs |
8.7% | 90.9% | $215,000 | View |
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2115 W Holiday Rd, Frankfort, IN 46041 9100 A5.0 ★Texas Ratio: 11.86% |
Conventional | 5 | 4.8% | 100% | $89,000 | View |
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1260 S Washington St, Delphi, IN 46923 A+5.0 ★Texas Ratio: 2.60% |
Conventional, HELOC | 2 +1 HELOCs |
1.9% | 100% | $270,000 | View |
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2510 N Lebanon St, Lebanon, IN 46052 A+5.0 ★Texas Ratio: 4.55% |
Conventional | 2 | 1.9% | 100% | $305,000 | View |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $275,000 | View |
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29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1% | 100% | $435,000 | View |
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103 W National Ave, Brazil, IN 47834 A5.0 ★Texas Ratio: 7.53% |
Conventional | 1 | 1% | 100% | $185,000 | View |
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6859 E Us Highway 36, Avon, IN 46123 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1% | 100% | $105,000 | View |
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307 North Wayne Street, Angola, IN 46703 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 1% | 100% | $135,000 | View |
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427 E Main St, Attica, IN 47918 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 1 | 1% | 100% | $95,000 | View |
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1000 East Main Street, Brownsburg, IN 46112 A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 1% | 100% | $85,000 | View |
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800 Main St Ste 100, Anderson, IN 46016 A+5.0 ★Texas Ratio: 4.12% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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518 N Michigan St, Argos, IN 46501 A+5.0 ★Texas Ratio: 5.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559 A+5.0 ★Texas Ratio: 5.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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104 Linksway, Aurora, IN 47001 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7503 Beechwood Centre Rd, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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11550 N Meridian St, Carmel, IN 46032 A+5.0 ★Texas Ratio: 2.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional | 26 | 25% | 84.4% | $167,307 | View |
Ruoff Mortgage Company
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Conventional, FHA | 7 | 6.7% | 100% | $190,714 | |
Industrial Federal C. U.
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Conventional | 5 | 4.8% | 83.3% | $75,000 | |
Mjw Financial LLC dba Mjw Mortgage
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Conventional | 2 | 1.9% | 100% | $365,000 | |
Elements Financial Federal Cre
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 8 | 7.7% | 80% | $183,750 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 5 | 4.8% | 100% | $259,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 4.8% | 100% | $277,000 | |
Cmg Mortgage Inc
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FHA | 3 | 2.9% | 100% | $241,666 | |
United Wholesale Mortgage
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Conventional, FHA | 2 | 1.9% | 75% | $340,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 2 | 1.9% | 100% | $160,000 | |
Mortgage Research Center
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VA | 2 | 1.9% | 100% | $270,000 | |
Stockton Mortgage Corporation
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FHA, USDA | 2 | 1.9% | 100% | $220,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1% | 100% | $185,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1% | 100% | $115,000 | |
loanDepot.com LLC
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FHA | 1 | 1% | 33.3% | $245,000 | |
Guild Mortgage Company
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VA | 1 | 1% | 33.3% | $225,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1% | 100% | $285,000 | |
Planet Home Lending, LLC
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FHA | 1 | 1% | 100% | $345,000 | |
Nationstar Mortgage
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Conventional | 1 | 1% | 100% | $375,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1% | 100% | $725,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 1% | 100% | $475,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 1% | 100% | $225,000 | |
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | n/a |
Colfax Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Colfax, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Colfax? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Colfax in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Colfax, IN
Use these to narrow the list above. Each category shows how many Colfax, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Colfax, IN
Independent mortgage companies closed 46.2 percent of home loans in Colfax, Indiana in 2025, banks 44.2 percent and credit unions 9.6 percent. Ruoff Mortgage Company was the largest mortgage company, Regions Bank the largest bank and Encompass Federal Credit Union the largest credit union. Among lenders headquartered in Indiana, Encompass Federal Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Colfax, IN
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Colfax, Indiana with 9 loans, about 8.7 percent of the market. The largest lender headquartered in Indiana was Encompass Federal Credit Union with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Colfax, Indiana in 2025, led by Rocket Mortgage with 3. 4 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 4 credit unions closed home loans in Colfax, Indiana in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Colfax, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Colfax, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Colfax. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
