Mortgage Lenders and Brokers in Chesterfield, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Chesterfield, Indiana mortgage lenders include First Merchants BankFirst Merchants Bank800 Main St Ste 100, Anderson, IN 46016A+5.0 ★Texas Ratio: 4.12%, PNC Bank N.A.PNC Bank N.A.111 N Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 4.24%, Greenfield Banking CompanyGreenfield Banking Company12140 E Washington St, Cumberland, IN 46229A+5.0 ★Texas Ratio: 5.68%, Thrive FCUThrive FCU2610 N Wheeling Ave, Muncie, IN 47303A+5.0 ★Texas Ratio: 5.88%, Huntington National BankHuntington National Bank101 S Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 3.66%, Indiana Members Credit UnionIndiana Members Credit Union10438 E US Highway 36, Avon, IN 46123 7054A+5.0 ★Texas Ratio: 2.64%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, Ruoff Mortgage CompanyRuoff Mortgage CompanyFort Wayne, IN, Gvc Mortgage, Inc.Gvc Mortgage, Inc.Suite 200, IN, and Mjw Financial LLC dba Mjw MortgageMjw Financial LLC dba Mjw MortgageIndianapolis, IN. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Chesterfield, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chesterfield are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Chesterfield, Indiana
Market share is the lender's share of all home loans closed in Chesterfield, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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800 Main St Ste 100, Anderson, IN 46016 A+5.0 ★Texas Ratio: 4.12% |
Conventional, FHA, HELOC | 7 +2 HELOCs |
10.6% | 100% | $82,142 | View |
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★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +4 HELOCs |
1.5% | 100% | $125,000 | View |
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12140 E Washington St, Cumberland, IN 46229 A+5.0 ★Texas Ratio: 5.68% |
Conventional | 1 | 1.5% | 100% | $85,000 | View |
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2610 N Wheeling Ave, Muncie, IN 47303 A+5.0 ★Texas Ratio: 5.88% |
Conventional | 1 | 1.5% | 100% | $25,000 | View |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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Conventional, FHA | 9 | 13.6% | 100% | $138,333 | |
Gvc Mortgage, Inc.
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Conventional, USDA | 2 | 3% | 100% | $155,000 | |
Mjw Financial LLC dba Mjw Mortgage
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Conventional | 1 | 1.5% | 100% | $115,000 | |
Independent Federal Credit Uni
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Madison County Federal Credit
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 8 | 12.1% | 81.8% | $142,500 | |
Newrez LLC
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Conventional, FHA, VA, USDA | 8 | 12.1% | 100% | $180,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 4.5% | 100% | $145,000 | |
Calcon Mutual Mortgage LLC
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FHA | 3 | 4.5% | 100% | $125,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 4.5% | 75% | $78,333 | |
Fairway Independent Mort Corp
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FHA | 3 | 4.5% | 100% | $138,333 | |
Goodleap, LLC
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FHA | 2 | 3% | 100% | $120,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 2 | 3% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 3.86% |
VA | 1 | 1.5% | 100% | $145,000 | View |
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A+5.0 ★Texas Ratio: 4.14% |
USDA | 1 | 1.5% | 100% | $135,000 | View |
United Wholesale Mortgage
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Conventional | 1 | 1.5% | 100% | $135,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1.5% | 100% | $125,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1.5% | 100% | $145,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1.5% | 100% | $115,000 | |
loanDepot.com LLC
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VA | 1 | 1.5% | 100% | $125,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.5% | 100% | $155,000 | |
Nations Lending Corporation
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Conventional | 1 | 1.5% | 100% | $235,000 | |
Mortgage Research Center
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VA | 1 | 1.5% | 100% | $115,000 | |
Prosperity Home Mortgage, LLC
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USDA | 1 | 1.5% | 100% | $135,000 | |
Lower, LLC
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Conventional | 1 | 1.5% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View |
Chesterfield Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Chesterfield, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Chesterfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chesterfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Chesterfield, IN
Use these to narrow the list above. Each category shows how many Chesterfield, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Chesterfield, IN
Independent mortgage companies closed 81.8 percent of home loans in Chesterfield, Indiana in 2025, banks 16.7 percent and credit unions 1.5 percent. Ruoff Mortgage Company was the largest mortgage company, First Merchants Bank the largest bank and Thrive FCU the largest credit union. Among lenders headquartered in Indiana, First Merchants Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Chesterfield, IN
By home loans closed in 2025, First Merchants Bank was the largest mortgage lender in Chesterfield, Indiana with 7 loans, about 10.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Chesterfield, Indiana in 2025, led by Rocket Mortgage with 4. 4 lenders closed VA loans, led by Newrez LLC, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 4 credit unions closed home loans in Chesterfield, Indiana in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Chesterfield, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chesterfield, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chesterfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
