Mortgage Lenders and Brokers in Lena, Illinois
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Lena, Illinois mortgage lenders include Foresight BankForesight Bank915 S Logan St, Lena, IL 61048A5.0 ★Texas Ratio: 9.91%, Cornerstone Credit UnionCornerstone Credit Union550 W Meadows Dr, Freeport, IL 61032 7610A5.0 ★Texas Ratio: 8.59%, Byron BankByron Bank200 N Walnut St, Byron, IL 61010A5.0 ★Texas Ratio: 10.13%, First State Mortgage ServicesFirst State Mortgage Services825 N Randall Rd, Batavia, IL 60510, BMO Harris Bank NABMO Harris Bank NA625 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.54%, Flanagan State BankFlanagan State Bank403 State St, Benson, IL 61516A4.7 ★Texas Ratio: 2.58%, Fifth Third Bank, National AssociationFifth Third Bank, National Association777 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.22%, United Wholesale Mortgage, Greenstate Credit Union, and First Community Credit Union of Beloit. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lena, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lena are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lena, Illinois
Market share is the lender's share of all home loans closed in Lena, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Lena 915 S Logan St, Lena, IL 61048 A5.0 ★Texas Ratio: 9.91% |
Conventional | 1 | 2.7% | 100% | $75,000 | View |
|
550 W Meadows Dr, Freeport, IL 61032 7610 A5.0 ★Texas Ratio: 8.59% |
Conventional | 2 | 5.4% | 100% | $45,000 | View |
|
200 N Walnut St, Byron, IL 61010 A5.0 ★Texas Ratio: 10.13% |
Conventional | 1 | 2.7% | 100% | $205,000 | View |
First State Mortgage Services
825 N Randall Rd, Batavia, IL 60510 |
Conventional | 1 | 2.7% | 100% | $305,000 | |
|
625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 2.7% | 100% | $175,000 | View |
|
403 State St, Benson, IL 61516 A4.7 ★Texas Ratio: 2.58% |
USDA | 1 | 2.7% | 100% | $135,000 | View |
|
777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 4 | 10.8% | 100% | $315,000 | |
Greenstate Credit Union
|
Conventional, FHA | 3 | 8.1% | 100% | $135,000 | |
First Community Credit Union of Beloit
|
Conventional | 2 | 5.4% | 100% | $105,000 | |
Freedom Mortgage Corporation
|
VA | 2 | 5.4% | 100% | $225,000 | |
Rocket Mortgage
|
Conventional, FHA | 2 | 5.4% | 100% | $55,000 | |
Compeer Financial
|
Conventional | 2 | 5.4% | 100% | $90,000 | |
loanDepot.com LLC
|
Conventional | 2 | 5.4% | 66.7% | $90,000 | |
Planet Home Lending, LLC
|
Conventional, FHA | 2 | 5.4% | 100% | $100,000 | |
Summit Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
2.7% | 100% | $65,000 | |
|
A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 1 +1 HELOCs |
2.7% | 100% | $15,000 | |
First Community Mortgage, Inc.
|
VA | 1 | 2.7% | 100% | $215,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 2.7% | 50% | $145,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
FHA | 1 | 2.7% | 100% | $175,000 | View |
Thompson Kane & Company, Inc
|
Conventional | 1 | 2.7% | 100% | $55,000 | |
|
A-4.3 ★Texas Ratio: 4.34% |
Conventional | 1 | 2.7% | 100% | $115,000 | View |
Mortgage Research Center
|
VA | 1 | 2.7% | 50% | $215,000 | |
Towne Mortgage Company
|
Conventional | 1 | 2.7% | 100% | $165,000 | |
|
A+5.0 ★Texas Ratio: 1.47% |
Conventional | 1 | 2.7% | 100% | $165,000 | View |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 2.7% | 100% | $275,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Lena Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lena, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Lena? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lena in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lena, IL
Use these to narrow the list above. Each category shows how many Lena, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Lena, IL
Independent mortgage companies closed 51.4 percent of home loans in Lena, Illinois in 2025, banks 24.3 percent and credit unions 24.3 percent. United Wholesale Mortgage was the largest mortgage company, Foresight Bank the largest bank and Cornerstone Credit Union the largest credit union. Among lenders headquartered in Illinois, Foresight Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lena, IL
By home loans closed in 2025, Foresight Bank was the largest mortgage lender in Lena, Illinois with 1 loans, about 2.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Lena, Illinois in 2025, led by United Wholesale Mortgage with 2. 4 lenders closed VA loans, led by Freedom Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 5 credit unions closed home loans in Lena, Illinois in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lena, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lena, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lena. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
