Mortgage Lenders and Brokers in Creal Springs, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Creal Springs, Illinois mortgage lenders include US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, Peoples National Bank, N.A.Peoples National Bank, N.A.208 Public Sq, Benton, IL 62812A5.0 ★Texas Ratio: 9.39%, SIU Credit UnionSIU Credit Union1175 E Main St, Carbondale, IL 62901 3126A+5.0 ★Texas Ratio: 4.91%, First Mid Bank and Trust, NAFirst Mid Bank and Trust, NA101 W Washington Ave, Altamont, IL 62411A+5.0 ★Texas Ratio: 3.88%, The Bank of HerrinThe Bank of Herrin501 S Maple St, Cambria, IL 62915B+4.2 ★Texas Ratio: 8.88%, Iaa Credit UnionIaa Credit Union1711 General Electric Rd, Bloomington, IL 61704 2286A+5.0 ★Texas Ratio: 1.90%, Banterra BankBanterra Bank1500 W Main St, Carbondale, IL 62901A4.7 ★Texas Ratio: 4.32%, Fifth Third Bank, National AssociationFifth Third Bank, National Association777 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.22%, Farmers State Bank of Alto PassFarmers State Bank of Alto PassHarrisburg, ILB-4.4 ★Texas Ratio: 22.22%, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Creal Springs, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Creal Springs are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Creal Springs, Illinois
Market share is the lender's share of all home loans closed in Creal Springs, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
6.8% | 100% | $108,333 | View |
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208 Public Sq, Benton, IL 62812 A5.0 ★Texas Ratio: 9.39% |
Conventional | 3 | 6.8% | 60% | $488,333 | View |
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1175 E Main St, Carbondale, IL 62901 3126 A+5.0 ★Texas Ratio: 4.91% |
Conventional | 2 | 4.5% | 100% | $280,000 | View |
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101 W Washington Ave, Altamont, IL 62411 A+5.0 ★Texas Ratio: 3.88% |
FHA, HELOC | 1 +1 HELOCs |
2.3% | 100% | $135,000 | View |
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501 S Maple St, Cambria, IL 62915 B+4.2 ★Texas Ratio: 8.88% |
Conventional | 1 | 2.3% | 100% | $155,000 | View |
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1711 General Electric Rd, Bloomington, IL 61704 2286 A+5.0 ★Texas Ratio: 1.90% |
Conventional | 1 | 2.3% | 100% | $275,000 | View |
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1500 W Main St, Carbondale, IL 62901 A4.7 ★Texas Ratio: 4.32% |
Conventional | 1 | 2.3% | 50% | $95,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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B-4.4 ★Texas Ratio: 22.22% |
Conventional | 8 | 18.2% | 100% | $237,500 | View |
Rocket Mortgage
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Conventional, FHA | 5 | 11.4% | 83.3% | $87,000 | |
FirstTrust Home Loans
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Conventional, FHA, USDA | 4 | 9.1% | 100% | $167,500 | |
Mortgage Research Center
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Conventional, VA | 4 | 9.1% | 100% | $147,500 | |
Guild Mortgage Company
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Conventional | 2 | 4.5% | 100% | $255,000 | |
Nations Direct Mortgage, LLC
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Conventional, VA | 2 | 4.5% | 100% | $200,000 | |
Premier Mortgage Resources, LLC
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FHA | 1 | 2.3% | 100% | $125,000 | |
Freedom Mortgage Corporation
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VA | 1 | 2.3% | 100% | $235,000 | |
Amerisave Mortgage Company
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FHA | 1 | 2.3% | 50% | $65,000 | |
Nationstar Mortgage
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Conventional | 1 | 2.3% | 50% | $105,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 2.3% | 100% | $145,000 | |
21St Mortgage
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Conventional | 1 | 2.3% | 50% | $205,000 | |
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A5.0 ★Texas Ratio: 12.35% |
FHA | 1 | 2.3% | 100% | $195,000 | View |
Creal Springs Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Creal Springs, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Creal Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Creal Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Creal Springs, IL
Use these to narrow the list above. Each category shows how many Creal Springs, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Creal Springs, IL
Independent mortgage companies closed 54.5 percent of home loans in Creal Springs, Illinois in 2025, banks 38.6 percent and credit unions 6.8 percent. Rocket Mortgage was the largest mortgage company, US Bank, N.A. the largest bank and SIU Credit Union the largest credit union. Among lenders headquartered in Illinois, Peoples National Bank, N.A. led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Creal Springs, IL
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Creal Springs, Illinois with 3 loans, about 6.8 percent of the market. The largest lender headquartered in Illinois was Peoples National Bank, N.A. with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Creal Springs, Illinois in 2025, led by FirstTrust Home Loans with 2. 3 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 2 credit unions closed home loans in Creal Springs, Illinois in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Creal Springs, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Creal Springs, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Creal Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
