Mortgage Lenders and Brokers in Cambridge, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cambridge, Illinois mortgage lenders include BankORIONBankORION112 South West Street, Cambridge, IL 61238A5.0 ★Texas Ratio: 9.12%, Farmers National BankFarmers National Bank700 Us Highway 6 E, Geneseo, IL 61254A+5.0 ★Texas Ratio: 0.91%, I H Mississippi Valley Credit UnionI H Mississippi Valley Credit Union358 17th Ave, East Moline, IL 61244A5.0 ★Texas Ratio: 6.34%, Central Bank IllinoisCentral Bank Illinois440 Mulberry St, Andover, IL 61233A-5.0 ★Texas Ratio: 15.39%, Empeople Credit UnionEmpeople Credit Union1100 13th Ave, East Moline, IL 61244 1455A+5.0 ★Texas Ratio: 5.75%, Blackhawk Bank & TrustBlackhawk Bank & Trust1308 Se 4th St, Aledo, IL 61231A5.0 ★Texas Ratio: 9.66%, Bank of SpringfieldBank of Springfield1015 W Windsor Rd, Champaign, IL 61821A5.0 ★Texas Ratio: 13.68%, Union Savings BankUnion Savings Bank1320 N State St, Belvidere, IL 61008A+5.0 ★Texas Ratio: 2.18%, Wells Fargo Bank NAWells Fargo Bank NA245 N Main St, Canton, IL 61520A+5.0 ★Texas Ratio: 5.36%, and American B&T C, N.A.American B&T C, N.A.8 S Main St, Elburn, IL 60119A5.0 ★Texas Ratio: 7.06%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cambridge, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cambridge are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cambridge, Illinois
Market share is the lender's share of all home loans closed in Cambridge, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Cambridge 112 South West Street, Cambridge, IL 61238 A5.0 ★Texas Ratio: 9.12% |
Conventional | 12 | 21.1% | 85.7% | $75,833 | View |
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700 Us Highway 6 E, Geneseo, IL 61254 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 3 | 5.3% | 100% | $158,333 | View |
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358 17th Ave, East Moline, IL 61244 A5.0 ★Texas Ratio: 6.34% |
Conventional | 3 | 5.3% | 60% | $108,333 | View |
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440 Mulberry St, Andover, IL 61233 A-5.0 ★Texas Ratio: 15.39% |
Conventional | 3 | 5.3% | 100% | $65,000 | View |
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1100 13th Ave, East Moline, IL 61244 1455 A+5.0 ★Texas Ratio: 5.75% |
Conventional, HELOC | 2 +2 HELOCs |
3.5% | 50% | $95,000 | View |
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1308 Se 4th St, Aledo, IL 61231 A5.0 ★Texas Ratio: 9.66% |
Conventional | 2 | 3.5% | 100% | $170,000 | View |
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1015 W Windsor Rd, Champaign, IL 61821 A5.0 ★Texas Ratio: 13.68% |
Conventional | 1 | 1.8% | 100% | $185,000 | View |
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1320 N State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 2.18% |
Conventional | 1 | 1.8% | 100% | $115,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.8% | 100% | $65,000 | View |
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8 S Main St, Elburn, IL 60119 A5.0 ★Texas Ratio: 7.06% |
VA | 1 | 1.8% | 50% | $435,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 7% | 100% | $122,500 | |
Greenstate Credit Union
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Conventional, HELOC | 3 +2 HELOCs |
5.3% | 100% | $188,333 | |
United Wholesale Mortgage
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Conventional, VA | 3 | 5.3% | 100% | $135,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 3.5% | 100% | $120,000 | |
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A+5.0 ★Texas Ratio: 4.99% |
Conventional | 2 | 3.5% | 66.7% | $175,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, FHA | 2 | 3.5% | 100% | $120,000 | View |
New American Funding, LLC.
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FHA | 2 | 3.5% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 4.68% |
Conventional, HELOC | 1 +1 HELOCs |
1.8% | 100% | $75,000 | |
Rocket Mortgage
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Conventional | 1 | 1.8% | 100% | $45,000 | |
loanDepot.com LLC
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FHA | 1 | 1.8% | 100% | $105,000 | |
Guild Mortgage Company
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FHA | 1 | 1.8% | 100% | $145,000 | |
Michigan Mutual, Inc
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FHA | 1 | 1.8% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 4.87% |
Conventional | 1 | 1.8% | 100% | $165,000 | |
Mortgage Research Center
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Conventional | 1 | 1.8% | 100% | $85,000 | |
Lower, LLC
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Conventional | 1 | 1.8% | 100% | $125,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 1.8% | 100% | $55,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.8% | 100% | $175,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Cambridge Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cambridge, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Cambridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cambridge in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cambridge, IL
Use these to narrow the list above. Each category shows how many Cambridge, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Cambridge, IL
Independent mortgage companies closed 31.6 percent of home loans in Cambridge, Illinois in 2025, banks 45.6 percent and credit unions 22.8 percent. Guaranteed Rate, Inc. was the largest mortgage company, BankORION the largest bank and I H Mississippi Valley Credit Union the largest credit union. Among lenders headquartered in Illinois, BankORION led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cambridge, IL
By home loans closed in 2025, BankORION was the largest mortgage lender in Cambridge, Illinois with 12 loans, about 21.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Cambridge, Illinois in 2025, led by Guaranteed Rate, Inc. with 3. 2 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 9 credit unions closed home loans in Cambridge, Illinois in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cambridge, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cambridge, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cambridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
