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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Bismarck, Illinois

Bismarck, Illinois mortgage lenders include Longview BankLongview Bank121 S Pennsylvania St, Chrisman, IL 61924A5.0 ★Texas Ratio: 8.41%, The Fisher National BankThe Fisher National Bank109 E Vermilion St, Catlin, IL 61817A5.0 ★Texas Ratio: 10.85%, First Financial Bank NAFirst Financial Bank NA400 Public Sq, Benton, IL 62812A+5.0 ★Texas Ratio: 3.47%, First Farmers Bank & TrustFirst Farmers Bank & Trust147 W Monroe Ave, Chrisman, IL 61924A5.0 ★Texas Ratio: 7.53%, University of Illinois Community Credit UnionUniversity of Illinois Community Credit Union1722 E Hamilton Rd, Bloomington, IL 61704A+5.0 ★Texas Ratio: 4.34%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, Old National BankOld National Bank11900 S Pulaski Rd, Alsip, IL 60803A+5.0 ★Texas Ratio: 4.98%, Iroquois Federal Savings & Loan AssociationIroquois Federal Savings & Loan AssociationWatseka, IL, The Gifford State BankThe Gifford State BankGifford, IL, and Community Banc Mortgage CorpCommunity Banc Mortgage CorpChatham, IL. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Bismarck, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bismarck are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Bismarck, Illinois

Market share is the lender's share of all home loans closed in Bismarck, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
121 S Pennsylvania St, Chrisman, IL 61924
A5.0 ★Texas Ratio: 8.41%
Conventional 7 21.9% 100% $227,857 View
109 E Vermilion St, Catlin, IL 61817
A5.0 ★Texas Ratio: 10.85%
Conventional 2 6.2% 100% $220,000 View
400 Public Sq, Benton, IL 62812
A+5.0 ★Texas Ratio: 3.47%
Conventional, HELOC 1
+1 HELOCs
3.1% 100% $65,000 View
147 W Monroe Ave, Chrisman, IL 61924
A5.0 ★Texas Ratio: 7.53%
Conventional 1 3.1% 100% $135,000 View
1722 E Hamilton Rd, Bloomington, IL 61704
A+5.0 ★Texas Ratio: 4.34%
Conventional 1 3.1% 100% $165,000 View
233 W Northwest Hwy, Barrington, IL 60010
A+5.0 ★Texas Ratio: 2.20%
Conventional 1 3.1% 100% $125,000 View
11900 S Pulaski Rd, Alsip, IL 60803
A+5.0 ★Texas Ratio: 4.98%
HELOC 0
+1 HELOCs
0% 0% View
Iroquois Federal Savings & Loan Association
Conventional 2 6.2% 100% $135,000
The Gifford State Bank
Conventional 1 3.1% 100% $455,000
Community Banc Mortgage Corp
Conventional 1 3.1% 100% $285,000
Rocket Mortgage
Conventional 2 6.2% 66.7% $70,000
Primelending
Conventional 2 6.2% 100% $150,000
CrossCountry Mortgage, LLC
Conventional 2 6.2% 100% $215,000
Amerisave Mortgage Company
Conventional, FHA 2 6.2% 66.7% $55,000
Mortgage Research Center
VA 2 6.2% 66.7% $160,000
United Wholesale Mortgage
FHA 1 3.1% 100% $185,000
Freedom Mortgage Corporation
VA 1 3.1% 100% $235,000
Flat Branch Mortgage, Inc.
FHA 1 3.1% 100% $125,000
Nationwide Mortgage Bankers, Inc.
FHA 1 3.1% 100% $65,000
A-5.0 ★Texas Ratio: 14.97%
VA 1 3.1% 100% $225,000 View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Bismarck, Illinois

Looking for mortgage lenders near me or mortgage brokers near me in Bismarck? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bismarck in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Bismarck, IL

Use these to narrow the list above. Each category shows how many Bismarck, IL lenders fit and what that kind of lender is usually best for.

Who Lends in Bismarck, IL

Independent mortgage companies closed 37.5 percent of home loans in Bismarck, Illinois in 2025, banks 59.4 percent and credit unions 3.1 percent. Rocket Mortgage was the largest mortgage company, Longview Bank the largest bank and University of Illinois Community Credit Union the largest credit union. Among lenders headquartered in Illinois, Longview Bank led with 7 loans.

37.5%
Mortgage companies
59.4%
Banks
3.1%
Credit unions
13%
FHA loans
13%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.

More Illinois Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Bismarck, IL

Who is the largest mortgage lender in Bismarck, IL?

By home loans closed in 2025, Longview Bank was the largest mortgage lender in Bismarck, Illinois with 7 loans, about 21.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Bismarck, IL mortgage lenders offer FHA, VA and USDA loans?

4 lenders closed FHA loans in Bismarck, Illinois in 2025, led by Amerisave Mortgage Company with 1. 3 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Bismarck, IL lender list?

Yes. 11 banks and 1 credit unions closed home loans in Bismarck, Illinois in 2025, alongside 8 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Bismarck, IL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Bismarck, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bismarck, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bismarck. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.