Mortgage Lenders and Brokers in Waresboro, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Waresboro, Georgia mortgage lenders include PrimeSouth BankPrimeSouth Bank3473 Us Highway 84, Blackshear, GA 31516A5.0 ★Texas Ratio: 8.84%, Glennville BankGlennville Bank15 W Main St, Claxton, GA 30417A+5.0 ★Texas Ratio: 5.18%, Guardian BankGuardian Bank82 Railroad Ave E, Pearson, GA 31642A+5.0 ★Texas Ratio: 5.47%, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, Georgia'S Own Credit UnionGeorgia'S Own Credit Union2101 Rosebrier Ave, Albany, GA 31705A5.0 ★Texas Ratio: 7.35%, First National Bank of Coffee CountyFirst National Bank of Coffee County420 Madison Ave S, Douglas, GA 31533, First Southern BankFirst Southern Bank221 Ware St, Blackshear, GA 31516A+5.0 ★Texas Ratio: 0.08%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, and United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Waresboro, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Waresboro are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Waresboro, Georgia
Market share is the lender's share of all home loans closed in Waresboro, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3473 Us Highway 84, Blackshear, GA 31516 A5.0 ★Texas Ratio: 8.84% |
Conventional | 4 | 5.2% | 80% | $155,000 | View |
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15 W Main St, Claxton, GA 30417 A+5.0 ★Texas Ratio: 5.18% |
Conventional | 2 | 2.6% | 100% | $125,000 | View |
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82 Railroad Ave E, Pearson, GA 31642 A+5.0 ★Texas Ratio: 5.47% |
Conventional | 2 | 2.6% | 100% | $50,000 | View |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $505,000 | View |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional | 1 | 1.3% | 25% | $65,000 | View |
First National Bank of Coffee County
420 Madison Ave S, Douglas, GA 31533 |
Conventional | 1 | 1.3% | 100% | $145,000 | |
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221 Ware St, Blackshear, GA 31516 A+5.0 ★Texas Ratio: 0.08% |
Conventional | 1 | 1.3% | 50% | $85,000 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1.3% | 100% | $175,000 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
FHA | 1 | 1.3% | 25% | $145,000 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Amerisave Mortgage Company
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Conventional | 1 | 1.3% | 33.3% | $35,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 15 | 19.5% | 89.5% | $233,000 | |
Rocket Mortgage
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Conventional, FHA | 8 | 10.4% | 72.7% | $167,500 | |
Mortgage Research Center
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VA | 5 | 6.5% | 62.5% | $223,000 | |
21St Mortgage
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Conventional | 4 | 5.2% | 57.1% | $77,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 3.9% | 100% | $208,333 | |
loanDepot.com LLC
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Conventional | 2 | 2.6% | 66.7% | $80,000 | |
Evergreen Moneysource Mortgage Company
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Conventional | 2 | 2.6% | 100% | $120,000 | |
Towne Mortgage Company
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FHA | 2 | 2.6% | 100% | $215,000 | |
Southwest Stage Funding LLC
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Conventional | 2 | 2.6% | 100% | $125,000 | |
Kind Lending, LLC
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USDA | 1 | 1.3% | 100% | $155,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 1.3% | 100% | $425,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 1.3% | 100% | $75,000 | |
Resicentral LLC
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Conventional | 1 | 1.3% | 50% | $145,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1.3% | 100% | $265,000 | |
Fortera Federal Credit Union
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Conventional | 1 | 1.3% | 100% | $125,000 | |
Ross Mortgage Corporation
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VA | 1 | 1.3% | 100% | $335,000 | |
Land Home Financial Services,
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Conventional | 1 | 1.3% | 100% | $115,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 1.3% | 100% | $145,000 | |
Nationstar Mortgage
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FHA | 1 | 1.3% | 100% | $55,000 | |
Keystone Funding, Inc
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USDA | 1 | 1.3% | 100% | $155,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.3% | 100% | $125,000 | |
Lower, LLC
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FHA | 1 | 1.3% | 100% | $205,000 | |
Mortgage Investors Group
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FHA | 1 | 1.3% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1.3% | 50% | $95,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 1.3% | 100% | $245,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 1.3% | 50% | $205,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 1.3% | 100% | $105,000 | |
Village Capital & Investment
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VA | 1 | 1.3% | 100% | $205,000 |
Waresboro Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Waresboro, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Waresboro? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Waresboro in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Waresboro, GA
Use these to narrow the list above. Each category shows how many Waresboro, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Waresboro, GA
Independent mortgage companies closed 79.2 percent of home loans in Waresboro, Georgia in 2025, banks 16.9 percent and credit unions 3.9 percent. Amerisave Mortgage Company was the largest mortgage company, PrimeSouth Bank the largest bank and Georgia'S Own Credit Union the largest credit union. Among lenders headquartered in Georgia, PrimeSouth Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Waresboro, GA
By home loans closed in 2025, PrimeSouth Bank was the largest mortgage lender in Waresboro, Georgia with 4 loans, about 5.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Waresboro, Georgia in 2025, led by United Wholesale Mortgage with 6. 5 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 3 credit unions closed home loans in Waresboro, Georgia in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Waresboro, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Waresboro, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Waresboro. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
