Mortgage Lenders and Brokers in Toomsboro, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Toomsboro, Georgia mortgage lenders include Robins Financial Credit UnionRobins Financial Credit Union2636 Atlanta Hwy, Athens, GA 30606A+5.0 ★Texas Ratio: 1.27%, Bank of DudleyBank of Dudley200 W Jackson St, Dublin, GA 31021A+5.0 ★Texas Ratio: 0.93%, BankSouthBankSouth3290 Northside Pkwy Nw, Atlanta, GA 30327A+5.0 ★Texas Ratio: 4.19%, Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, Georgia United Credit UnionGeorgia United Credit Union190 Gaines School Rd, Athens, GA 30605 3118A+5.0 ★Texas Ratio: 5.53%, Exchange BankExchange Bank4306 Gray Hwy, Gray, GA 31032A+5.0 ★Texas Ratio: 0.24%, AgGeorgia Farm CreditAgGeorgia Farm CreditPerry, GA, Mutual of Omaha Mortgage, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Toomsboro, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Toomsboro are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Toomsboro, Georgia
Market share is the lender's share of all home loans closed in Toomsboro, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27% |
Conventional, HELOC | 2 +2 HELOCs |
7.1% | 100% | $210,000 | View |
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200 W Jackson St, Dublin, GA 31021 A+5.0 ★Texas Ratio: 0.93% |
Conventional | 2 | 7.1% | 100% | $95,000 | View |
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3290 Northside Pkwy Nw, Atlanta, GA 30327 A+5.0 ★Texas Ratio: 4.19% |
Conventional, Jumbo | 1 | 3.6% | 100% | $815,000 | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional | 1 | 3.6% | 100% | $175,000 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
FHA | 1 | 3.6% | 100% | $225,000 | View |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
Conventional | 1 | 3.6% | 100% | $225,000 | View |
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4306 Gray Hwy, Gray, GA 31032 A+5.0 ★Texas Ratio: 0.24% |
Conventional | 1 | 3.6% | 100% | $25,000 | View |
AgGeorgia Farm Credit
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Conventional | 1 | 3.6% | 100% | $105,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 5 | 17.9% | 100% | $155,000 | |
Rocket Mortgage
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Conventional, VA | 2 | 7.1% | 66.7% | $220,000 | |
United Wholesale Mortgage
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Conventional | 1 | 3.6% | 100% | $235,000 | |
Guild Mortgage Company
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FHA | 1 | 3.6% | 100% | $155,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 3.6% | 100% | $395,000 | |
Click n' Close, Inc.
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VA | 1 | 3.6% | 100% | $155,000 | |
Planet Home Lending, LLC
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FHA | 1 | 3.6% | 100% | $125,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 3.6% | 100% | $185,000 | |
Lower, LLC
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Conventional | 1 | 3.6% | 100% | $235,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 3.6% | 100% | $105,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 3.6% | 50% | $85,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 3.6% | 100% | $155,000 | |
| Conventional | 1 | 3.6% | 100% | $295,000 | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Toomsboro Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Toomsboro, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Toomsboro? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Toomsboro in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Toomsboro, GA
Use these to narrow the list above. Each category shows how many Toomsboro, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Toomsboro, GA
Independent mortgage companies closed 67.9 percent of home loans in Toomsboro, Georgia in 2025, banks 14.3 percent and credit unions 17.9 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Bank of Dudley the largest bank and Robins Financial Credit Union the largest credit union. Among lenders headquartered in Georgia, Robins Financial Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Toomsboro, GA
By home loans closed in 2025, Robins Financial Credit Union was the largest mortgage lender in Toomsboro, Georgia with 2 loans, about 7.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Toomsboro, Georgia in 2025, led by Mutual of Omaha Mortgage with 3. 6 lenders closed VA loans, led by Mutual of Omaha Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 3 banks and 4 credit unions closed home loans in Toomsboro, Georgia in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Toomsboro, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Toomsboro, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Toomsboro. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
