Mortgage Lenders and Brokers in Social Circle, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Social Circle, Georgia mortgage lenders include Pinnacle BankPinnacle Bank112 N Cherokee Rd, Social Circle, GA 30025A+5.0 ★Texas Ratio: 3.22%, United BankUnited Bank2775 Old Milton Parkway, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.15%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Capital City Home Loans, LLCCapital City Home Loans, LLC420 N Broad St, Cairo, GA 39828A+5.0 ★Texas Ratio: 2.55%, Peach State Federal Credit UnionPeach State Federal Credit Union155 Hawthorne Park, Athens, GA 30606A+5.0 ★Texas Ratio: 2.27%, Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Georgia'S Own Credit UnionGeorgia'S Own Credit Union2101 Rosebrier Ave, Albany, GA 31705A5.0 ★Texas Ratio: 7.35%, and BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Social Circle, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Social Circle are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Social Circle, Georgia
Market share is the lender's share of all home loans closed in Social Circle, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Social Circle 112 N Cherokee Rd, Social Circle, GA 30025 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 7 | 4% | 58.3% | $123,571 | View |
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2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 3 +3 HELOCs |
1.7% | 100% | $385,000 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA | 3 | 1.7% | 100% | $331,666 | View |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional, FHA | 3 | 1.7% | 100% | $368,333 | View |
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155 Hawthorne Park, Athens, GA 30606 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 2 | 1.1% | 100% | $235,000 | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $175,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
VA, HELOC | 1 +1 HELOCs |
0.6% | 100% | $75,000 | |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
FHA, HELOC | 1 +1 HELOCs |
0.6% | 100% | $275,000 | View |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional | 1 | 0.6% | 100% | $45,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
VA | 1 | 0.6% | 100% | $415,000 | |
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1 Press Pl, Athens, GA 30601 B4.5 ★Texas Ratio: 21.44% |
Conventional | 1 | 0.6% | 100% | $265,000 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
VA | 1 | 0.6% | 100% | $395,000 | View |
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1281 N Cherokee Rd, Social Circle, GA 30025 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Option Mortgage, LLC
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Conventional, FHA | 2 | 1.1% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
Loanunited.Com, LLC
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VA | 1 | 0.6% | 100% | $325,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 20% | $105,000 | |
Acu
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Conventional | 1 | 0.6% | 100% | $295,000 | |
Milend, Inc
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Conventional | 1 | 0.6% | 100% | $555,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.6% | 100% | $615,000 | |
Rocket Mortgage
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Conventional, FHA | 19 | 10.8% | 73.1% | $160,789 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 6.2% | 92.9% | $310,454 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 11 | 6.2% | 100% | $294,090 | |
Nfm, Inc
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Conventional, FHA, VA | 7 | 4% | 87.5% | $333,571 | |
Acopia, LLC
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Conventional | 7 | 4% | 100% | $407,857 | |
Pennymac Loan Services LLC
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Conventional | 5 | 2.8% | 100% | $249,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA | 4 | 2.3% | 100% | $350,000 | View |
Kind Lending, LLC
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Conventional, FHA, VA | 4 | 2.3% | 100% | $402,500 | |
Lower, LLC
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Conventional, FHA | 4 | 2.3% | 80% | $360,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, VA | 4 | 2.3% | 100% | $325,000 | View |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.7% | 100% | $305,000 | |
Newrez LLC
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Conventional, FHA | 3 | 1.7% | 100% | $318,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 3 | 1.7% | 100% | $525,000 | |
Eustis Mortgage Corp
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Conventional | 3 | 1.7% | 100% | $361,666 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 1.7% | 100% | $221,666 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, Jumbo | 3 | 1.7% | 100% | $421,666 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA | 3 | 1.7% | 75% | $175,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 1.7% | 100% | $131,666 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
1.1% | 50% | $65,000 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 2 | 1.1% | 100% | $145,000 | |
loanDepot.com LLC
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Conventional, VA | 2 | 1.1% | 50% | $210,000 | |
Homeowners Financial Group, LLC
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Conventional | 2 | 1.1% | 100% | $355,000 | |
Village Capital & Investment
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VA | 2 | 1.1% | 100% | $345,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $135,000 | |
Primelending
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Conventional | 1 | 0.6% | 100% | $445,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $135,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.6% | 50% | $45,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $675,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.6% | 100% | $365,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.6% | 33.3% | $245,000 | |
Assurance Financial Group, L.L.C.
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FHA | 1 | 0.6% | 100% | $275,000 | |
Guaranty Mortgage Services, LLC
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Redwood Residential Acquisition Corporation
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,055,000 | |
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A5.0 ★Texas Ratio: 7.12% |
FHA | 1 | 0.6% | 100% | $215,000 | View |
Jet HomeLoans, LP
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VA | 1 | 0.6% | 40% | $385,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.6% | 100% | $245,000 | |
New Day Financial, LLC.
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VA | 1 | 0.6% | 25% | $315,000 | |
CityWorth Mortgage LLC
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VA | 1 | 0.6% | 100% | $665,000 | |
T2 Financial LLC
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FHA | 1 | 0.6% | 100% | $585,000 | |
Mortgage Research Center
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VA | 1 | 0.6% | 50% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 0.6% | 100% | $375,000 | View |
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A+5.0 ★Texas Ratio: 1.12% |
Conventional | 1 | 0.6% | 50% | $75,000 | View |
Stockton Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Towne Mortgage Company
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VA | 1 | 0.6% | 100% | $315,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.6% | 100% | $425,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $175,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.6% | 100% | $225,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.6% | 100% | $165,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.6% | 100% | $655,000 | |
Summit Funding.Inc
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VA | 1 | 0.6% | 100% | $275,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.6% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.6% | 100% | $85,000 | |
21St Mortgage
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Conventional | 1 | 0.6% | 100% | $275,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.6% | 100% | $175,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a |
Social Circle Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Social Circle, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Social Circle? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Social Circle in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Social Circle, GA
Use these to narrow the list above. Each category shows how many Social Circle, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Social Circle, GA
Independent mortgage companies closed 76.7 percent of home loans in Social Circle, Georgia in 2025, banks 19.3 percent and credit unions 4 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Pinnacle Bank the largest bank and Peach State Federal Credit Union the largest credit union. Among lenders headquartered in Georgia, Pinnacle Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Social Circle, GA
By home loans closed in 2025, Pinnacle Bank was the largest mortgage lender in Social Circle, Georgia with 7 loans, about 4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Social Circle, Georgia in 2025, led by United Wholesale Mortgage with 6. 21 lenders closed VA loans, led by Village Capital & Investment. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 8 credit unions closed home loans in Social Circle, Georgia in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Social Circle, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Social Circle, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Social Circle. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
