Mortgage Lenders and Brokers in Oglethorpe, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Oglethorpe, Georgia mortgage lenders include The Peoples Bank of GeorgiaThe Peoples Bank of Georgia103 N Broad St, Buena Vista, GA 31803A+5.0 ★Texas Ratio: 3.41%, Robins Financial Credit UnionRobins Financial Credit Union2636 Atlanta Hwy, Athens, GA 30606A+5.0 ★Texas Ratio: 1.27%, PNC Bank N.A.PNC Bank N.A.3402 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, First State BankFirst State Bank801 E Lamar St, Americus, GA 31709, Colony BankColony Bank2900 Old Dawson Rd, Albany, GA 31721A+5.0 ★Texas Ratio: 4.01%, Peoplessouth BankPeoplessouth Bank701 N Westover Blvd, Albany, GA 31707B+4.5 ★Texas Ratio: 11.31%, Morris BankMorris BankDublin, GA, Amerisave Mortgage CompanyAmerisave Mortgage CompanySandy Springs, GA, and 21St Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oglethorpe, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oglethorpe are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oglethorpe, Georgia
Market share is the lender's share of all home loans closed in Oglethorpe, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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103 N Broad St, Buena Vista, GA 31803 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 3 | 15% | 100% | $115,000 | View |
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2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27% |
Conventional, HELOC | 2 +2 HELOCs |
10% | 100% | $70,000 | View |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
5% | 100% | $75,000 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 5% | 100% | $65,000 | View |
First State Bank
801 E Lamar St, Americus, GA 31709 |
Conventional | 1 | 5% | 100% | $75,000 | |
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2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 5% | 100% | $145,000 | View |
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701 N Westover Blvd, Albany, GA 31707 B+4.5 ★Texas Ratio: 11.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Morris Bank
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Conventional | 1 | 5% | 100% | $395,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 5% | 100% | $65,000 | |
21St Mortgage
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Conventional | 4 | 20% | 50% | $157,500 | |
American Financing Corporation
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Conventional, FHA | 2 | 10% | 66.7% | $90,000 | |
Rocket Mortgage
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Conventional | 1 | 5% | 100% | $85,000 | |
Freedom Mortgage Corporation
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VA | 1 | 5% | 100% | $215,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 5% | 100% | $175,000 | |
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a |
Oglethorpe Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oglethorpe, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Oglethorpe? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oglethorpe in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oglethorpe, GA
Use these to narrow the list above. Each category shows how many Oglethorpe, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Oglethorpe, GA
Independent mortgage companies closed 45 percent of home loans in Oglethorpe, Georgia in 2025, banks 40 percent and credit unions 15 percent. Amerisave Mortgage Company was the largest mortgage company, The Peoples Bank of Georgia the largest bank and Robins Financial Credit Union the largest credit union. Among lenders headquartered in Georgia, The Peoples Bank of Georgia led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oglethorpe, GA
By home loans closed in 2025, The Peoples Bank of Georgia was the largest mortgage lender in Oglethorpe, Georgia with 3 loans, about 15 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Oglethorpe, Georgia in 2025, led by American Financing Corporation with 1. 1 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 2 credit unions closed home loans in Oglethorpe, Georgia in 2025, alongside 5 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oglethorpe, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oglethorpe, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oglethorpe. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
