Mortgage Lenders and Brokers in Monroe, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Monroe, Georgia mortgage lenders include Pinnacle BankPinnacle Bank238 S Broad St, Monroe, GA 30655A+5.0 ★Texas Ratio: 3.22%, Truist BankTruist Bank1990 W Spring St, Monroe, GA 30655A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA221 S Broad St, Monroe, GA 30655A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA2020 W Spring St, Monroe, GA 30655A+5.0 ★Texas Ratio: 4.14%, United Community BankUnited Community Bank2160 W Spring St, Monroe, GA 30655A+5.0 ★Texas Ratio: 2.97%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Capital City Home Loans, LLCCapital City Home Loans, LLC420 N Broad St, Cairo, GA 39828A+5.0 ★Texas Ratio: 2.55%, Georgia'S Own Credit UnionGeorgia'S Own Credit Union2101 Rosebrier Ave, Albany, GA 31705A5.0 ★Texas Ratio: 7.35%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Monroe, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Monroe are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Monroe, Georgia
Market share is the lender's share of all home loans closed in Monroe, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Monroe 238 S Broad St, Monroe, GA 30655 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 20 | 4.2% | 81.5% | $147,500 | View |
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★ 1 stars, 1 review 1 office in Monroe 1990 W Spring St, Monroe, GA 30655 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 4 +4 HELOCs |
0.8% | 100% | $335,000 | View |
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1 office in Monroe 221 S Broad St, Monroe, GA 30655 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.4% | 66.7% | $145,000 | View |
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1 office in Monroe 2020 W Spring St, Monroe, GA 30655 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 1 +5 HELOCs |
0.2% | 100% | $1,385,000 | View |
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1 office in Monroe 2160 W Spring St, Monroe, GA 30655 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, VA, HELOC | 15 +2 HELOCs |
3.1% | 81.8% | $313,666 | View |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional, FHA, VA | 6 | 1.2% | 85.7% | $435,000 | View |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional, HELOC | 4 +1 HELOCs |
0.8% | 66.7% | $277,500 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, HELOC | 4 +1 HELOCs |
0.8% | 100% | $292,500 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.6% | 80% | $145,000 | View |
Synovus Bank
140 E Washington St, Monroe, GA 30655 |
Conventional, FHA, HELOC | 2 +12 HELOCs |
0.4% | 66.7% | $265,000 | |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $305,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional, FHA | 2 | 0.4% | 100% | $480,000 | |
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1 Press Pl, Athens, GA 30601 B4.5 ★Texas Ratio: 21.44% |
Conventional | 2 | 0.4% | 100% | $245,000 | View |
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153 N Main St, Madison, GA 30650 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 2 | 0.4% | 66.7% | $355,000 | View |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
Conventional, HELOC | 1 +8 HELOCs |
0.2% | 100% | $155,000 | View |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $535,000 | View |
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400 Galleria Pkwy Se, Atlanta, GA 30339 A+5.0 ★Texas Ratio: 2.98% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
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4306 Gray Hwy, Gray, GA 31032 A+5.0 ★Texas Ratio: 0.24% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
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3891 Cobb Pkwy NW, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Atlanta Postal Credit Union
3916 Tradeport Blvd, Atlanta, GA 30354 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Option Mortgage, LLC
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Conventional, FHA | 4 | 0.8% | 100% | $312,500 | |
Mortgage Assurance Inc
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Conventional | 3 | 0.6% | 100% | $395,000 | |
Acu
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $410,000 | |
Loanunited.Com, LLC
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FHA | 2 | 0.4% | 100% | $330,000 | |
Milend, Inc
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FHA | 2 | 0.4% | 100% | $325,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 2 | 0.4% | 100% | $585,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $245,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 14.3% | $55,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 46 | 9.6% | 82.8% | $175,434 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 38 | 7.9% | 90.5% | $298,684 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, Jumbo | 28 | 5.8% | 96.6% | $361,785 | |
Acopia, LLC
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Conventional, FHA, VA, USDA, HELOC | 25 +1 HELOCs |
5.2% | 100% | $265,400 | |
Pennymac Loan Services LLC
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Conventional, FHA, Jumbo | 14 | 2.9% | 88.9% | $227,142 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 12 +2 HELOCs |
2.5% | 92.3% | $378,333 | |
Acrisure Mortgage, LLC
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Conventional, FHA, VA | 12 | 2.5% | 100% | $406,666 | |
Everett Financial, Inc.
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Conventional, FHA, VA | 11 | 2.3% | 100% | $220,454 | |
Nfm, Inc
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Conventional, FHA | 11 | 2.3% | 91.7% | $339,545 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 9 | 1.9% | 83.3% | $283,888 | |
Eustis Mortgage Corp
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Conventional, FHA, USDA | 9 | 1.9% | 100% | $305,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 8 | 1.7% | 88.9% | $316,250 | |
Mortgage Research Center
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Conventional, VA | 7 | 1.5% | 63.6% | $280,714 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA, VA | 6 | 1.2% | 85.7% | $291,666 | View |
Newrez LLC
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Conventional, FHA, VA | 6 | 1.2% | 54.5% | $221,666 | |
loanDepot.com LLC
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Conventional, FHA | 6 | 1.2% | 66.7% | $145,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 6 | 1.2% | 75% | $220,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +3 HELOCs |
1% | 60% | $151,000 | |
Guaranteed Rate, Inc.
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FHA, VA, USDA | 5 | 1% | 100% | $299,000 | |
Homeowners Financial Group, LLC
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Conventional, FHA | 5 | 1% | 100% | $267,000 | |
Lower, LLC
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Conventional, FHA | 5 | 1% | 100% | $175,000 | |
Village Capital & Investment
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FHA, VA, Jumbo | 5 | 1% | 80% | $471,000 | |
Kind Lending, LLC
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Conventional, FHA | 4 | 0.8% | 100% | $247,500 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 4 | 0.8% | 80% | $300,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 4 | 0.8% | 100% | $265,000 | |
Click n' Close, Inc.
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Conventional, FHA | 4 | 0.8% | 100% | $105,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 4 | 0.8% | 100% | $237,500 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 4 | 0.8% | 50% | $285,000 | |
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A5.0 ★Texas Ratio: 7.12% |
FHA | 3 | 0.6% | 100% | $355,000 | View |
Sun West Mortgage Company, Inc
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FHA, VA | 3 | 0.6% | 100% | $241,666 | |
Zillow Home Loans, LLC
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Conventional, VA | 3 | 0.6% | 100% | $418,333 | |
Spring Eq, LLC
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Conventional | 3 | 0.6% | 50% | $81,666 | |
Union Home Mortgage Corp.
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Conventional, VA, HELOC | 2 +1 HELOCs |
0.4% | 100% | $320,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $200,000 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $290,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional, USDA | 2 | 0.4% | 100% | $220,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $150,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.4% | 66.7% | $160,000 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 2 | 0.4% | 37.5% | $355,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.4% | 100% | $270,000 | |
Movement Mortgage, LLC
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Conventional, VA | 2 | 0.4% | 100% | $430,000 | |
Onward Home Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $250,000 | |
Planet Home Lending, LLC
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Conventional, VA | 2 | 0.4% | 100% | $185,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $240,000 | |
Towne Mortgage Company
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Conventional, FHA | 2 | 0.4% | 100% | $135,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 0.4% | 100% | $730,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.4% | 66.7% | $290,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $285,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.2% | 100% | $175,000 | View |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.2% | 100% | $445,000 | View |
Filo Mortgage, LLC
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VA | 1 | 0.2% | 100% | $495,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $575,000 | |
Emporium Tpo LLC
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Conventional | 1 | 0.2% | 100% | $295,000 | |
AdvantageFirst Lending Inc
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Conventional | 1 | 0.2% | 20% | $205,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.2% | 50% | $235,000 | |
Sanctuary Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $535,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.2% | 50% | $325,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 20% | $65,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.2% | 100% | $675,000 | |
American Financing Corporation
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Conventional | 1 | 0.2% | 25% | $155,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 33.3% | $145,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 50% | $105,000 | View |
Intelliloan, Inc.
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Conventional | 1 | 0.2% | 100% | $375,000 | |
T2 Financial LLC
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USDA | 1 | 0.2% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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A+5.0 ★Texas Ratio: 1.12% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
Pentagon Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Sente Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Iserve Residential Lending
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FHA | 1 | 0.2% | 100% | $285,000 | |
City & County Credit Union
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Conventional | 1 | 0.2% | 100% | $75,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $305,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $265,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Liberty Home Mortgage Corp
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Ussfcu
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Conventional | 1 | 0.2% | 100% | $75,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.2% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.2% | 50% | $505,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.2% | 100% | $515,000 | View |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $265,000 | |
Gershman Investment Corp.
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FHA | 1 | 0.2% | 100% | $295,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.2% | 100% | $205,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.2% | 100% | $405,000 | |
JMAC Lending, Inc.
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USDA | 1 | 0.2% | 100% | $225,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | 100% | ||
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Ozk
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HELOC | 0 +1 HELOCs |
0% | n/a |
Monroe Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Monroe, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Monroe? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Monroe in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Monroe, GA
Use these to narrow the list above. Each category shows how many Monroe, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Monroe, GA
Independent mortgage companies closed 77.3 percent of home loans in Monroe, Georgia in 2025, banks 18.7 percent and credit unions 4 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Pinnacle Bank the largest bank and Georgia'S Own Credit Union the largest credit union. Among lenders headquartered in Georgia, Pinnacle Bank led with 20 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Monroe, GA
By home loans closed in 2025, Pinnacle Bank was the largest mortgage lender in Monroe, Georgia with 20 loans, about 4.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
52 lenders closed FHA loans in Monroe, Georgia in 2025, led by United Wholesale Mortgage with 8. 31 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 11 credit unions closed home loans in Monroe, Georgia in 2025, alongside 82 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Monroe, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Monroe, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Monroe. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
