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Mortgage Lenders and Brokers in Milton, Georgia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Milton, Georgia mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA15800 Birmingham Hwy, Milton, GA 30004A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association13794 Highway 9, Milton, GA 30004A+5.0 ★Texas Ratio: 3.22%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Georgia'S Own Credit UnionGeorgia'S Own Credit Union2101 Rosebrier Ave, Albany, GA 31705A5.0 ★Texas Ratio: 7.35%, First Horizon BankFirst Horizon Bank2970 Peachtree Rd Nw, Atlanta, GA 30305A+5.0 ★Texas Ratio: 5.76%, and Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Milton, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Milton are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Milton, Georgia

Market share is the lender's share of all home loans closed in Milton, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Milton 15800 Birmingham Hwy, Milton, GA 30004 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	12 +3 HELOCs	1.6%	92.3%	$919,166	View
Fifth Third Bank, National Association 1 office in Milton 13794 Highway 9, Milton, GA 30004 A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +3 HELOCs	0%	0%		View
Ameris Bank ★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, Jumbo, HELOC	34 +6 HELOCs	4.5%	94.4%	$686,176	View
Truist Bank ★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	32 +31 HELOCs	4.2%	91.7%	$1,417,500	View
Wells Fargo Bank NA 3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	14	1.8%	100%	$930,000	View
Bank of America NA 4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	13 +40 HELOCs	1.7%	81.2%	$1,105,769	View
Regions Bank 4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	11 +12 HELOCs	1.4%	92.3%	$991,363	View
Georgia'S Own Credit Union 2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35%	Conventional, Jumbo, HELOC	7 +15 HELOCs	0.9%	72.7%	$370,714	View
First Horizon Bank ★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	7 +1 HELOCs	0.9%	100%	$1,045,000	View
Delta Community Credit Union 11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24%	Conventional, HELOC	5 +20 HELOCs	0.7%	71.4%	$363,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo, HELOC	5 +3 HELOCs	0.7%	83.3%	$1,339,000	View
Capital City Home Loans, LLC 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	Conventional, Jumbo	5	0.7%	100%	$953,000	View
Synovus Bank 2102 E Oglethorpe Blvd, Albany, GA 31705	Conventional, Jumbo, HELOC	4 +22 HELOCs	0.5%	100%	$745,000
BankSouth Mortgage Company LLC 3290 Northside Pkwy Nw, Atlanta, GA 30327	Conventional, Jumbo	4	0.5%	100%	$1,112,500
Credit Union of Georgia 140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49%	Conventional, Jumbo, HELOC	3 +4 HELOCs	0.4%	100%	$435,000	View
Oconee State Bank 1 Press Pl, Athens, GA 30601 B4.5 ★Texas Ratio: 21.44%	Conventional, Jumbo	3	0.4%	100%	$775,000	View
Southeast Mortgage of Georgia, Inc. 5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06%	Conventional, Jumbo	3	0.4%	100%	$645,000	View
Peach State Bank and Trust 1502 Friendship Rd, Braselton, GA 30517	Conventional, Jumbo	3	0.4%	100%	$1,438,333
LGE Community Credit Union 3891 Cobb Pkwy NW, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.70%	Conventional	3	0.4%	60%	$408,333	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	2 +12 HELOCs	0.3%	100%	$1,165,000	View
United Community Bank 7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97%	Conventional, HELOC	2 +4 HELOCs	0.3%	66.7%	$750,000	View
First Ciitizens Bank and Trust 10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	2 +3 HELOCs	0.3%	66.7%	$1,270,000	View
Renasant Bank 301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72%	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.3%	66.7%	$1,180,000	View
Atlanta Postal Credit Union 3916 Tradeport Blvd, Atlanta, GA 30354	Conventional, HELOC	2 +2 HELOCs	0.3%	100%	$540,000
Georgia United Credit Union 190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53%	Conventional, Jumbo, HELOC	1 +10 HELOCs	0.1%	100%	$965,000	View
BankSouth 3290 Northside Pkwy Nw, Atlanta, GA 30327 A+5.0 ★Texas Ratio: 4.19%	Conventional, Jumbo	1	0.1%	100%	$525,000	View
United Bank Va 2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$605,000	View
Southern First Bank 309 E Paces Ferry Rd Ne, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 3.08%	Conventional, Jumbo	1	0.1%	100%	$1,575,000	View
The Northern Trust Co 3282 Northside Pkwy Nw, Atlanta, GA 30327 A4.7 ★Texas Ratio: 0.83%	Conventional, Jumbo	1	0.1%	100%	$965,000	View
City National Bank 3333 Piedmont Rd Ne, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	1	0.1%	100%	$2,845,000	View
Capital City Bank 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	HELOC	0 +1 HELOCs	0%	n/a		View
Pinnacle Bank 2102 E Oglethorpe Blvd, Albany, GA 31705 A+5.0 ★Texas Ratio: 3.04%	HELOC	0 +1 HELOCs	0%	n/a		View
Coca-Cola Federal Credit Union 1 Coca Cola Plz NW, Atlanta, GA 30313 2420	HELOC	0 +1 HELOCs	0%	n/a		View
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	11 +9 HELOCs	1.4%	84.6%	$551,363	View
BoxCar Mortgage, LLC	Conventional, Jumbo	9	1.2%	100%	$736,111
Acu	Conventional, Jumbo, HELOC	8 +1 HELOCs	1%	100%	$805,000
Loanunited.Com, LLC	Conventional, FHA	2	0.3%	100%	$750,000
Amerisave Mortgage Company	Conventional, Jumbo	2	0.3%	25%	$260,000
Direct Lenders, LLC.	Conventional, Jumbo	2	0.3%	100%	$1,645,000
Mortgage Assurance Inc	Conventional	2	0.3%	100%	$550,000
United Premier Funding LLC	Conventional	1	0.1%	100%	$805,000
First Option Mortgage, LLC	Conventional	1	0.1%	100%	$445,000
Milend, Inc	Conventional, Jumbo	1	0.1%	100%	$1,165,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	85 +6 HELOCs	11.1%	91.7%	$682,764
Rocket Mortgage	Conventional, FHA, VA, Jumbo	75	9.8%	86.3%	$378,733
Pennymac Loan Services LLC	Conventional, VA, Jumbo	28	3.7%	93.3%	$801,785
CrossCountry Mortgage, LLC	Conventional, FHA, Jumbo, HELOC	20 +2 HELOCs	2.6%	95.2%	$979,500
Fairway Independent Mort Corp	Conventional, VA, Jumbo	17	2.2%	94.4%	$866,764
Onward Home Mortgage, LLC	Conventional, VA, Jumbo	13	1.7%	92.9%	$1,106,538
Spring Eq, LLC	Conventional, Jumbo, HELOC	8 +1 HELOCs	1%	53.3%	$222,500
Newrez LLC	Conventional	8	1%	66.7%	$301,250
loanDepot.com LLC	Conventional, Jumbo	8	1%	100%	$553,750
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	8	1%	100%	$1,152,500	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	8	1%	81.8%	$247,500	View
Provident Funding Associates	Conventional	7	0.9%	100%	$476,428
Prosperity Home Mortgage, LLC	Conventional, FHA, Jumbo	7	0.9%	87.5%	$1,100,714
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	6 +16 HELOCs	0.8%	100%	$700,000
Everett Financial, Inc.	Conventional, Jumbo	6	0.8%	85.7%	$675,000
Freedom Mortgage Corporation	Conventional, FHA, VA	6	0.8%	87.5%	$475,000
Sage Home Loans Corporation	Conventional	6	0.8%	100%	$561,666
AmeriHome Mortgage Company, LLC	Conventional, FHA	6	0.8%	100%	$431,666
Paramount Residential Mortgage	Conventional, Jumbo	6	0.8%	100%	$826,666
Movement Mortgage, LLC	Conventional, Jumbo, HELOC	5 +1 HELOCs	0.7%	100%	$869,000
Nationstar Mortgage	Conventional, Jumbo	5	0.7%	63.6%	$523,000
Stockton Mortgage Corporation	Conventional, VA	5	0.7%	83.3%	$549,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	5	0.7%	71.4%	$693,000	View
The Loan Store, Inc	Conventional, Jumbo, HELOC	4 +4 HELOCs	0.5%	100%	$685,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional, Jumbo	4	0.5%	100%	$617,500	View
Guaranteed Rate Affinity, LLC	Conventional, Jumbo	4	0.5%	80%	$647,500
Kind Lending, LLC	Conventional, Jumbo	4	0.5%	66.7%	$807,500
Union Home Mortgage Corp.	Conventional	4	0.5%	80%	$667,500
Homeowners Financial Group, LLC	Conventional, Jumbo	4	0.5%	100%	$860,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA	4	0.5%	100%	$427,500	View
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional, VA, Jumbo	4	0.5%	100%	$1,177,500	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	4	0.5%	100%	$1,232,500	View
Nexera Holding LLC	Conventional, Jumbo	4	0.5%	100%	$1,390,000
Vanderbilt Mortgage and Finance, Inc	Conventional, Jumbo	4	0.5%	80%	$760,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	3 +17 HELOCs	0.4%	33.3%	$138,333	View
New American Funding, LLC.	Conventional, Jumbo, HELOC	3 +2 HELOCs	0.4%	75%	$695,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.4%	100%	$491,666	View
Guaranteed Rate, Inc.	Conventional, Jumbo	3	0.4%	100%	$958,333
Nbkc Bank	Conventional	3	0.4%	100%	$455,000
United Trust Bank	Conventional, Jumbo	3	0.4%	75%	$1,011,666
VyStar Credit Union	Conventional, Jumbo	3	0.4%	60%	$838,333
Ark-La-Tex Financial Services LLC	Conventional, VA, Jumbo	3	0.4%	100%	$848,333
Better Mortgage Corporation	Conventional, HELOC	2 +5 HELOCs	0.3%	33.3%	$100,000
Mission Loans, LLC	Conventional, FHA, HELOC	2 +1 HELOCs	0.3%	100%	$735,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, FHA	2	0.3%	100%	$545,000	View
Guidance Residential, LLC	Conventional	2	0.3%	100%	$575,000
PHH Mortgage Corporation	Conventional	2	0.3%	100%	$730,000
Deephaven Mortgage LLC	Conventional, Jumbo	2	0.3%	66.7%	$1,940,000
General Mortgage Capital Corporation	Conventional	2	0.3%	100%	$180,000
Assurance Financial Group, L.L.C.	Conventional	2	0.3%	66.7%	$520,000
HomeXpress Mortgage Corp.	Conventional, Jumbo	2	0.3%	100%	$1,390,000
Cmg Mortgage Inc	Conventional, Jumbo	2	0.3%	100%	$685,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, Jumbo	2	0.3%	66.7%	$1,730,000	View
Discover Bank	Conventional	2	0.3%	18.2%	$70,000
New Wave Lending Group Inc	Conventional, Jumbo	2	0.3%	100%	$1,075,000
Planet Home Lending, LLC	Conventional, FHA	2	0.3%	100%	$675,000
T2 Financial LLC	Conventional	2	0.3%	100%	$445,000
South Carolina Federal Credit	Conventional, Jumbo	2	0.3%	100%	$1,275,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	2	0.3%	100%	$790,000	View
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	2	0.3%	100%	$1,005,000	View
Mutual of Omaha Mortgage	Conventional	2	0.3%	66.7%	$325,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA, Jumbo	2	0.3%	100%	$945,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, Jumbo	2	0.3%	66.7%	$890,000	View
Plaza Home Mortgage, Inc	Conventional, FHA	2	0.3%	100%	$655,000
Top Flite Financial, Inc.	Conventional, FHA	2	0.3%	100%	$700,000
Champions Funding, LLC	Conventional	2	0.3%	66.7%	$705,000
Pentagon Federal Credit Union	VA, HELOC	1 +8 HELOCs	0.1%	100%	$515,000
Bank Ozk	Conventional, HELOC	1 +5 HELOCs	0.1%	100%	$515,000
Digital Federal Credit Union	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$335,000
Goodleap, LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$255,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$625,000	View
AmWest Funding Corp	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$425,000
Eastman Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$445,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$275,000
Arc Home LLC	Conventional	1	0.1%	100%	$565,000
EMM Loans LLC	Conventional	1	0.1%	100%	$755,000
Liberty Federal Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,055,000
Primelending	Conventional	1	0.1%	100%	$455,000
Fundloans Capital	Conventional, Jumbo	1	0.1%	100%	$1,395,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$405,000	View
SWBC Mortgage Corporation	FHA	1	0.1%	100%	$395,000
Lakeview Loan Servicing, LLC	Conventional	1	0.1%	33.3%	$65,000
Canopy Mortgage, LLC	Conventional, Jumbo	1	0.1%	100%	$875,000
All Credit Considered Mortgage, Inc.	Conventional, Jumbo	1	0.1%	100%	$1,395,000
Hancock Whitney Bank ★ 4 stars, 3 reviews A+5.0 ★Texas Ratio: 3.41%	Conventional, Jumbo	1	0.1%	100%	$1,075,000	View
ALCOVA Mortgage, LLC	Conventional	1	0.1%	100%	$375,000
Amerant Mortgage LLC B+4.7 ★Texas Ratio: 18.65%	Conventional, Jumbo	1	0.1%	100%	$1,255,000	View
Toll Brothers Mortgage Company	Conventional, Jumbo	1	0.1%	100%	$1,035,000
Pilgrim Mortgage LLC	Conventional	1	0.1%	100%	$785,000
Advancial Federal Credit Union	Conventional, Jumbo	1	0.1%	100%	$2,045,000
Filo Mortgage, LLC	FHA	1	0.1%	100%	$265,000
Resicentral LLC	Conventional	1	0.1%	100%	$555,000
Usalliance Federal Credit Union	Conventional	1	0.1%	100%	$375,000
Oaktree Funding Corp	Conventional, Jumbo	1	0.1%	100%	$1,105,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$405,000	View
Guild Mortgage Company	Conventional	1	0.1%	50%	$295,000
AdvantageFirst Lending Inc	Conventional, Jumbo	1	0.1%	100%	$1,345,000
American Financial Network, Inc.	Conventional	1	0.1%	100%	$505,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$655,000	View
Sanctuary Home Mortgage, LLC	Conventional, Jumbo	1	0.1%	100%	$835,000
Shelter Home Mortgage, LLC	Conventional	1	0.1%	100%	$345,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	1	0.1%	100%	$965,000	View
Nqm Funding, LLC	Conventional	1	0.1%	100%	$505,000
Goldwater Bank, N.A. C+4.1 ★Texas Ratio: 26.20%	Conventional	1	0.1%	100%	$265,000	View
Sun West Mortgage Company, Inc	FHA	1	0.1%	100%	$435,000
Credit Union 1	Conventional	1	0.1%	100%	$325,000
Publix Employees Federal Credit Union	Conventional	1	0.1%	100%	$335,000
American Financing Corporation	FHA	1	0.1%	33.3%	$615,000
Flat Branch Mortgage, Inc.	Conventional, Jumbo	1	0.1%	100%	$2,005,000
Bay Equity LLC	Conventional	1	0.1%	100%	$545,000
First Colony Mortgage Corporat	Conventional, Jumbo	1	0.1%	100%	$1,615,000
Weichert Financial Services	Conventional, Jumbo	1	0.1%	100%	$1,105,000
First Heritage Mortgage, LLC	Conventional	1	0.1%	100%	$415,000
Cardinal Financial Company, Li	Conventional, Jumbo	1	0.1%	100%	$1,115,000
Stg Mortgage Inc	Conventional	1	0.1%	100%	$365,000
Ony Glo, Inc.	Conventional	1	0.1%	100%	$385,000
Atlantic Bay Mortgage Group	Conventional	1	0.1%	100%	$425,000
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo	1	0.1%	100%	$1,115,000	View
UNMB Home Loans Inc	FHA	1	0.1%	100%	$375,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	33.3%	$125,000
Lendsure Mortgage Corp.	Conventional, Jumbo	1	0.1%	100%	$2,065,000
Bridgewater Bank A+5.0 ★Texas Ratio: 3.43%	Conventional, Jumbo	1	0.1%	100%	$3,145,000	View
American Pacific Mortgage Corporation	FHA	1	0.1%	33.3%	$415,000
Union Savings Bank	Conventional	1	0.1%	100%	$495,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	1	0.1%	50%	$825,000	View
Acopia, LLC	Conventional	1	0.1%	100%	$185,000
SRP Federal Credit Union	Conventional	1	0.1%	100%	$445,000
Citadel Servicing Corporation	Conventional, Jumbo	1	0.1%	100%	$2,215,000
First Reliance Bank A+5.0 ★Texas Ratio: 0.55%	Conventional, Jumbo	1	0.1%	100%	$875,000	View
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$555,000	View
ClearEdge Lending LLC	Conventional, Jumbo	1	0.1%	50%	$1,055,000
WSFS bank A+5.0 ★Texas Ratio: 3.10%	Conventional	1	0.1%	100%	$705,000	View
Lower, LLC	Conventional	1	0.1%	100%	$805,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, Jumbo	1	0.1%	100%	$1,075,000	View
Pulte Mortgage LLC	Conventional, Jumbo	1	0.1%	100%	$1,025,000
Consumers Credit Union	Conventional	1	0.1%	100%	$215,000
Carrington Mortgage Services LLC	Conventional	1	0.1%	50%	$705,000
Vista Point Mortgage, LLC	Conventional	1	0.1%	100%	$245,000
Cake Mortgage Corp.	Conventional	1	0.1%	100%	$515,000
Village Capital & Investment	FHA	1	0.1%	100%	$375,000
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.1%	100%	$805,000
JMAC Lending, Inc.	Conventional, Jumbo	1	0.1%	100%	$1,175,000
Figure Lending LLC	HELOC	0 +14 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +9 HELOCs	0%	n/a		View
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +6 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +5 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +3 HELOCs	0%	n/a		View
First American Bank A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +2 HELOCs	0%	n/a		View
Cadence Bank	HELOC	0 +1 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union A+5.0 ★Texas Ratio: 4.27%	HELOC	0 +1 HELOCs	0%	n/a		View
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Ithink Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Nasa Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Empeople Credit Union A+5.0 ★Texas Ratio: 5.75%	HELOC	0 +1 HELOCs	0%	n/a
Allegacy Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
BMO Harris Bank NA A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +1 HELOCs	0%	n/a		View
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Milton Mortgage Rate Trends

Daily average mortgage rates for Georgia compared with the national average, updated every evening.

30-Year Fixed GA Avg

7.447%

▲ 0.116 vs 7 days ago

15-Year Fixed GA Avg

7.042%

▲ 0.088 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Milton, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Milton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Milton in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Milton, GA

Use these to narrow the list above. Each category shows how many Milton, GA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 109 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 63 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 32 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 21 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 13 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 96 lenders. Loans above the conforming limit for higher priced homes Local lenders based in GA 25 lenders headquartered in Georgia, the closest thing to a mortgage lender near you

Who Lends in Milton, GA

Independent mortgage companies closed 61.2 percent of home loans in Milton, Georgia in 2025, banks 32.1 percent and credit unions 6.7 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Georgia'S Own Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 34 loans.

61.2%

Mortgage companies

32.1%

Banks

6.7%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

All Georgia lenders 951 lenders Atlanta 389 lenders Savannah 272 lenders Augusta-Richmond County consolidated government 200 lenders Columbus 191 lenders Warner Robins 205 lenders South Fulton 212 lenders Macon-Bibb County 224 lenders Woodstock 221 lenders Marietta 234 lenders Roswell 225 lenders McDonough 187 lenders Smyrna 220 lenders

Frequently Asked Questions About Mortgage Lenders in Milton, GA

Who is the largest mortgage lender in Milton, GA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Milton, Georgia with 12 loans, about 1.6 percent of the market. The largest lender headquartered in Georgia was Ameris Bank with 34 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Milton, GA have the highest approval rates?

Among lenders with meaningful volume in Milton, Georgia, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 91.7 percent, against a 86.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Milton, GA mortgage lenders offer FHA, VA and USDA loans?

21 lenders closed FHA loans in Milton, Georgia in 2025, led by United Wholesale Mortgage with 4. 13 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Milton, GA lender list?

Yes. 63 banks and 32 credit unions closed home loans in Milton, Georgia in 2025, alongside 109 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Milton, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Milton, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Milton, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Milton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.