Mortgage Lenders and Brokers in Luthersville, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Luthersville, Georgia mortgage lenders include Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Talbot State BankTalbot State Bank710 Glynn St N, Fayetteville, GA 30214F1.0 ★Texas Ratio: 33.51%, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, Southstate Bank, National AssociationSouthstate Bank, National Association11760 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.27%, First Peoples BankFirst Peoples Bank8188 Frank Houser Ave, Columbus, GA 31909A+5.0 ★Texas Ratio: 0.79%, The Southern Credit UnionThe Southern Credit Union1701 Columbia Ave Ste 135, College Park, GA 30337A5.0 ★Texas Ratio: 8.01%, Colony BankColony Bank2900 Old Dawson Rd, Albany, GA 31721A+5.0 ★Texas Ratio: 4.01%, PNC Bank N.A.PNC Bank N.A.3402 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.24%, and Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Luthersville, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Luthersville are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Luthersville, Georgia
Market share is the lender's share of all home loans closed in Luthersville, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional, HELOC | 4 +1 HELOCs |
5.2% | 100% | $172,500 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA | 3 | 3.9% | 100% | $238,333 | View |
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710 Glynn St N, Fayetteville, GA 30214 F1.0 ★Texas Ratio: 33.51% |
Conventional | 2 | 2.6% | 100% | $50,000 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $275,000 | View |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $375,000 | View |
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8188 Frank Houser Ave, Columbus, GA 31909 A+5.0 ★Texas Ratio: 0.79% |
Conventional | 1 | 1.3% | 100% | $75,000 | View |
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1701 Columbia Ave Ste 135, College Park, GA 30337 A5.0 ★Texas Ratio: 8.01% |
Conventional | 1 | 1.3% | 100% | $145,000 | View |
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2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 1.3% | 100% | $535,000 | View |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 1.3% | 100% | $135,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 7.8% | 85.7% | $286,666 | |
Rocket Mortgage
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Conventional, FHA, VA | 6 | 7.8% | 87.5% | $208,333 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 6.5% | 100% | $365,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 4 | 5.2% | 100% | $310,000 | |
Canopy Mortgage, LLC
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Conventional, FHA, VA | 3 | 3.9% | 100% | $388,333 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 2 | 2.6% | 100% | $265,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 2.6% | 100% | $305,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 2.6% | 100% | $315,000 | |
Prosperity Home Mortgage, LLC
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VA, USDA | 2 | 2.6% | 100% | $295,000 | |
New American Funding, LLC.
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Conventional | 2 | 2.6% | 100% | $335,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA | 2 | 2.6% | 100% | $390,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 2.6% | 100% | $135,000 | |
Ark-La-Tex Financial Services LLC
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FHA, VA | 2 | 2.6% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
FHA | 1 | 1.3% | 100% | $375,000 | View |
Guaranteed Rate, Inc.
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FHA | 1 | 1.3% | 100% | $315,000 | |
Residential Wholesale Mortgage
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VA | 1 | 1.3% | 100% | $375,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 1.3% | 100% | $265,000 | View |
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A+5.0 ★Texas Ratio: 4.31% |
VA | 1 | 1.3% | 100% | $295,000 | View |
loanDepot.com LLC
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FHA | 1 | 1.3% | 100% | $295,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.3% | 100% | $365,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1.3% | 100% | $245,000 | |
Assurance Financial Group, L.L.C.
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FHA | 1 | 1.3% | 100% | $345,000 | |
HomeXpress Mortgage Corp.
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FHA | 1 | 1.3% | 100% | $205,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 1.3% | 100% | $255,000 | |
American Financing Corporation
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FHA | 1 | 1.3% | 25% | $95,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 1.3% | 100% | $325,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 1.3% | 100% | $265,000 | |
CityWorth Mortgage LLC
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VA | 1 | 1.3% | 100% | $335,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.3% | 50% | $115,000 | |
Mortgage Research Center
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VA | 1 | 1.3% | 100% | $305,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 1.3% | 100% | $335,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 1.3% | 100% | $205,000 | |
Lower, LLC
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Conventional | 1 | 1.3% | 100% | $195,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.3% | 100% | $165,000 | |
Village Capital & Investment
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VA | 1 | 1.3% | 33.3% | $345,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Luthersville Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Luthersville, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Luthersville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Luthersville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Luthersville, GA
Use these to narrow the list above. Each category shows how many Luthersville, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Luthersville, GA
Independent mortgage companies closed 71.4 percent of home loans in Luthersville, Georgia in 2025, banks 19.5 percent and credit unions 9.1 percent. United Wholesale Mortgage was the largest mortgage company, Ameris Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Delta Community Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Luthersville, GA
By home loans closed in 2025, Delta Community Credit Union was the largest mortgage lender in Luthersville, Georgia with 4 loans, about 5.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Luthersville, Georgia in 2025, led by United Wholesale Mortgage with 3. 13 lenders closed VA loans, led by Freedom Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 3 credit unions closed home loans in Luthersville, Georgia in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Luthersville, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Luthersville, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Luthersville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
