Hull, Georgia mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust10865 Haynes Bridge Rd, Alpharetta, GA 30022A5.0 ★Texas Ratio: 7.72%, First American BankFirst American Bank300 College Ave, Athens, GA 30601A+5.0 ★Texas Ratio: 0.01%, Colony BankColony Bank2900 Old Dawson Rd, Albany, GA 31721A+5.0 ★Texas Ratio: 4.01%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, BankSouthBankSouth3290 Northside Pkwy Nw, Atlanta, GA 30327A+5.0 ★Texas Ratio: 4.19%, Oconee State BankOconee State Bank1 Press Pl, Athens, GA 30601B4.5 ★Texas Ratio: 21.44%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, Pinnacle BankPinnacle Bank1081 Parkway Blvd, Athens, GA 30606A+5.0 ★Texas Ratio: 3.22%, Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, and Robins Financial Credit UnionRobins Financial Credit Union2636 Atlanta Hwy, Athens, GA 30606A+5.0 ★Texas Ratio: 1.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hull, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hull are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Hull, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 5 +3 HELOCs |
6.2% | 83.3% | $155,000 | View |
|
300 College Ave, Athens, GA 30601 A+5.0 ★Texas Ratio: 0.01% |
Conventional | 3 | 3.8% | 100% | $295,000 | View |
|
2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01% |
Conventional, FHA, VA | 3 | 3.8% | 100% | $218,333 | View |
|
4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
VA, HELOC | 1 +1 HELOCs |
1.2% | 100% | $365,000 | View |
|
3290 Northside Pkwy Nw, Atlanta, GA 30327 A+5.0 ★Texas Ratio: 4.19% |
Conventional | 1 | 1.2% | 100% | $385,000 | View |
|
1 Press Pl, Athens, GA 30601 B4.5 ★Texas Ratio: 21.44% |
Conventional | 1 | 1.2% | 100% | $135,000 | View |
|
5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
VA | 1 | 1.2% | 100% | $335,000 | View |
|
1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 1.2% | 100% | $155,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
VA | 1 | 1.2% | 100% | $665,000 | |
|
2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27% |
Conventional | 1 | 1.2% | 100% | $295,000 | View |
|
35 N 4th St, Colbert, GA 30628 A+5.0 ★Texas Ratio: 1.44% |
Conventional | 1 | 1.2% | 100% | $115,000 | View |
|
★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 1.2% | 100% | $355,000 | View |
|
7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
205 Collins Industrial Blvd, Athens, GA 30601 A+5.0 ★Texas Ratio: 2.90% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Equity Prime Mortgage LLC
|
FHA, VA | 2 | 2.5% | 100% | $345,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 1.2% | 100% | $335,000 | |
First Option Mortgage, LLC
|
FHA | 1 | 1.2% | 100% | $305,000 | |
Milend, Inc
|
FHA | 1 | 1.2% | 100% | $275,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 1.2% | 100% | $555,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 10 | 12.5% | 90.9% | $204,000 | |
United Wholesale Mortgage
|
Conventional, FHA | 5 | 6.2% | 71.4% | $363,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA | 4 | 5% | 100% | $262,500 | View |
loanDepot.com LLC
|
Conventional | 3 | 3.8% | 100% | $41,666 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 3 | 3.8% | 100% | $205,000 | |
Liberty Federal Credit Union
|
Conventional, HELOC | 2 +1 HELOCs |
2.5% | 100% | $60,000 | |
Canopy Mortgage, LLC
|
Conventional, FHA | 2 | 2.5% | 100% | $380,000 | |
|
A5.0 ★Texas Ratio: 7.12% |
Conventional, VA | 2 | 2.5% | 100% | $335,000 | View |
Fairway Independent Mort Corp
|
Conventional, FHA | 2 | 2.5% | 100% | $135,000 | |
21St Mortgage
|
Conventional | 2 | 2.5% | 44.4% | $125,000 | |
Carrington Mortgage Services LLC
|
VA | 2 | 2.5% | 50% | $285,000 | |
Kind Lending, LLC
|
FHA | 1 | 1.2% | 100% | $295,000 | |
Allied Mortgage Group, Inc
|
VA | 1 | 1.2% | 100% | $345,000 | |
Absolute Home Mortgage
|
Conventional | 1 | 1.2% | 100% | $285,000 | |
Union Home Mortgage Corp.
|
USDA | 1 | 1.2% | 100% | $255,000 | |
Homeowners Financial Group, LLC
|
FHA | 1 | 1.2% | 100% | $285,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.2% | 100% | $585,000 | View |
|
A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 1.2% | 100% | $285,000 | View |
Saygo Home Loans, LLC
|
Conventional | 1 | 1.2% | 100% | $245,000 | |
Stockton Mortgage Corporation
|
Conventional | 1 | 1.2% | 100% | $135,000 | |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 1.2% | 100% | $465,000 | View |
New American Funding, LLC.
|
Conventional | 1 | 1.2% | 100% | $435,000 | |
Lower, LLC
|
Conventional | 1 | 1.2% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.2% | 100% | $105,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 1.2% | 33.3% | $175,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 1.2% | 100% | $375,000 | View |
Loan Simple, Inc.
|
Conventional | 1 | 1.2% | 100% | $195,000 | |
Geneva Financial LLC
|
USDA | 1 | 1.2% | 100% | $255,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Ozk
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Hull? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hull in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Hull, GA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 62.5 percent of home loans in Hull, Georgia in 2025, banks 33.8 percent and credit unions 3.8 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and Robins Financial Credit Union the largest credit union. Among lenders headquartered in Georgia, First American Bank led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Hull, Georgia with 5 loans, about 6.2 percent of the market. The largest lender headquartered in Georgia was First American Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Hull, Georgia in 2025, led by Rocket Mortgage with 3. 10 lenders closed VA loans, led by Rocket Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 4 credit unions closed home loans in Hull, Georgia in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hull, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hull, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hull. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.