Dudley, Georgia mortgage lenders include Capital City Home Loans, LLCCapital City Home Loans, LLC420 N Broad St, Cairo, GA 39828A+5.0 ★Texas Ratio: 2.55%, Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, Bank of DudleyBank of Dudley1448 2nd St, Dudley, GA 31022A+5.0 ★Texas Ratio: 0.93%, Robins Financial Credit UnionRobins Financial Credit Union2636 Atlanta Hwy, Athens, GA 30606A+5.0 ★Texas Ratio: 1.27%, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Morris BankMorris BankDublin, GA, Credit Union Financial Services, LLCCredit Union Financial Services, LLCDecatur, GA, Inspire Home Loans Inc., and Plaza Home Mortgage, Inc. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dudley, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dudley are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Dudley, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
FHA | 2 | 3.7% | 66.7% | $310,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional, FHA | 2 | 3.7% | 100% | $125,000 | |
|
1448 2nd St, Dudley, GA 31022 A+5.0 ★Texas Ratio: 0.93% |
Conventional | 2 | 3.7% | 100% | $100,000 | View |
|
2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27% |
Conventional, HELOC | 1 +3 HELOCs |
1.9% | 100% | $125,000 | View |
|
3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
VA | 1 | 1.9% | 100% | $275,000 | View |
|
★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 1.9% | 33.3% | $185,000 | View |
Morris Bank
|
Conventional | 2 | 3.7% | 100% | $195,000 | |
Credit Union Financial Services, LLC
|
Conventional | 1 | 1.9% | 100% | $365,000 | |
Inspire Home Loans Inc.
|
Conventional, FHA, VA | 14 | 25.9% | 71.4% | $216,428 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA, VA, USDA | 5 | 9.3% | 100% | $333,000 | |
Rocket Mortgage
|
Conventional, VA | 3 | 5.6% | 80% | $178,333 | |
ALCOVA Mortgage, LLC
|
FHA | 2 | 3.7% | 100% | $230,000 | |
Planet Home Lending, LLC
|
FHA | 2 | 3.7% | 100% | $185,000 | |
United Wholesale Mortgage
|
FHA | 1 | 1.9% | 50% | $285,000 | |
Guaranteed Rate, Inc.
|
FHA | 1 | 1.9% | 100% | $295,000 | |
Gold Star Mortgage Financial Group, Corporation
|
FHA | 1 | 1.9% | 100% | $235,000 | |
Everett Financial, Inc.
|
FHA | 1 | 1.9% | 100% | $225,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 1.9% | 100% | $225,000 | View |
Guild Mortgage Company
|
FHA | 1 | 1.9% | 100% | $235,000 | |
AmWest Funding Corp
|
FHA | 1 | 1.9% | 100% | $215,000 | |
|
A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 1.9% | 100% | $135,000 | View |
First Colony Mortgage Corporat
|
Conventional | 1 | 1.9% | 100% | $175,000 | |
Mid-Continent Funding, Inc.
|
VA | 1 | 1.9% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 1.9% | 100% | $185,000 | View |
Mortgage Research Center
|
VA | 1 | 1.9% | 100% | $245,000 | |
Towne Mortgage Company
|
Conventional | 1 | 1.9% | 100% | $285,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 1.9% | 100% | $235,000 | |
New American Funding, LLC.
|
FHA | 1 | 1.9% | 100% | $225,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 1.9% | 20% | $125,000 | |
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% |
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Dudley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dudley in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Dudley, GA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 72.2 percent of home loans in Dudley, Georgia in 2025, banks 24.1 percent and credit unions 3.7 percent. Inspire Home Loans Inc. was the largest mortgage company, Capital City Home Loans, LLC the largest bank and Robins Financial Credit Union the largest credit union. Among lenders headquartered in Georgia, Capital City Home Loans, LLC led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
By home loans closed in 2025, Capital City Home Loans, LLC was the largest mortgage lender in Dudley, Georgia with 2 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Dudley, Georgia in 2025, led by Inspire Home Loans Inc. with 10. 7 lenders closed VA loans, led by Inspire Home Loans Inc., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 3 credit unions closed home loans in Dudley, Georgia in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dudley, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dudley, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dudley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.