Mortgage Lenders and Brokers in Dixie, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Dixie, Georgia mortgage lenders include The Citizens National Bank of QuitmanThe Citizens National Bank of Quitman100 East Stevens Street, Quitman, GA 31643A+5.0 ★Texas Ratio: 1.22%, Thomasville National BankThomasville National Bank100 Island Professional Park, Saint Simons Island, GA 31522A+5.0 ★Texas Ratio: 2.03%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Capital City Home Loans, LLCCapital City Home Loans, LLC420 N Broad St, Cairo, GA 39828A+5.0 ★Texas Ratio: 2.55%, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, First Federal S&L AssociationFirst Federal S&L AssociationValdosta, GA, Amerisave Mortgage CompanyAmerisave Mortgage CompanySandy Springs, GA, BoxCar Mortgage, LLCBoxCar Mortgage, LLCAtlanta, GA, 21St Mortgage, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dixie, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dixie are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Dixie, Georgia
Market share is the lender's share of all home loans closed in Dixie, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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100 East Stevens Street, Quitman, GA 31643 A+5.0 ★Texas Ratio: 1.22% |
Conventional | 5 | 17.9% | 100% | $149,000 | View |
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100 Island Professional Park, Saint Simons Island, GA 31522 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 3 | 10.7% | 100% | $121,666 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional, FHA | 2 | 7.1% | 100% | $290,000 | |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 2 | 7.1% | 100% | $460,000 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 3.6% | 100% | $105,000 | View |
First Federal S&L Association
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Conventional | 2 | 7.1% | 100% | $285,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 3.6% | 100% | $145,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 3.6% | 100% | $175,000 | |
21St Mortgage
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Conventional | 4 | 14.3% | 36.4% | $140,000 | |
Rocket Mortgage
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Conventional | 2 | 7.1% | 100% | $95,000 | |
Freedom Mortgage Corporation
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VA | 1 | 3.6% | 100% | $265,000 | |
Pennymac Loan Services LLC
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VA | 1 | 3.6% | 50% | $225,000 | |
loanDepot.com LLC
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Conventional | 1 | 3.6% | 100% | $155,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 3.6% | 100% | $555,000 | |
VyStar Credit Union
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Conventional | 1 | 3.6% | 100% | $115,000 |
Dixie Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Dixie, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Dixie? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dixie in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Dixie, GA
Use these to narrow the list above. Each category shows how many Dixie, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Dixie, GA
Independent mortgage companies closed 42.9 percent of home loans in Dixie, Georgia in 2025, banks 53.6 percent and credit unions 3.6 percent. Amerisave Mortgage Company was the largest mortgage company, The Citizens National Bank of Quitman the largest bank and VyStar Credit Union the largest credit union. Among lenders headquartered in Georgia, The Citizens National Bank of Quitman led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Dixie, GA
By home loans closed in 2025, The Citizens National Bank of Quitman was the largest mortgage lender in Dixie, Georgia with 5 loans, about 17.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Dixie, Georgia in 2025, led by BankSouth Mortgage Company LLC with 1. 2 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 1 credit unions closed home loans in Dixie, Georgia in 2025, alongside 8 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dixie, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dixie, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dixie. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
