Mortgage Lenders and Brokers in Cohutta, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cohutta, Georgia mortgage lenders include FirstbankFirstbank400 17th St Nw, Atlanta, GA 30363A5.0 ★Texas Ratio: 7.51%, Georgia United Credit UnionGeorgia United Credit Union190 Gaines School Rd, Athens, GA 30605 3118A+5.0 ★Texas Ratio: 5.53%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, Millennium BankMillennium Bank100 Red Bud Rd Ne, Calhoun, GA 30701A5.0 ★Texas Ratio: 7.27%, Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Loanunited.Com, LLCLoanunited.Com, LLCDuluth, GA, Amerisave Mortgage CompanyAmerisave Mortgage CompanySandy Springs, GA, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cohutta, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cohutta are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cohutta, Georgia
Market share is the lender's share of all home loans closed in Cohutta, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, HELOC | 7 +4 HELOCs |
7.1% | 87.5% | $215,000 | View |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
Conventional, HELOC | 2 +3 HELOCs |
2% | 100% | $150,000 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +1 HELOCs |
2% | 40% | $130,000 | View |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 1% | 100% | $345,000 | View |
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100 Red Bud Rd Ne, Calhoun, GA 30701 A5.0 ★Texas Ratio: 7.27% |
Conventional | 1 | 1% | 33.3% | $205,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
FHA | 1 | 1% | 100% | $265,000 | |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Loanunited.Com, LLC
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VA | 1 | 1% | 100% | $445,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1% | 50% | $35,000 | |
Rocket Mortgage
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Conventional, FHA | 8 | 8.2% | 100% | $110,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 6 | 6.1% | 85.7% | $135,000 | |
Tennessee Valley Federal C U
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Conventional, HELOC | 5 +2 HELOCs |
5.1% | 83.3% | $165,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 5 | 5.1% | 100% | $319,000 | |
Mortgage Research Center
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FHA, VA | 5 | 5.1% | 100% | $327,000 | |
Primelending
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Conventional, FHA | 4 | 4.1% | 100% | $132,500 | |
Builtwell Bank
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Conventional | 4 | 4.1% | 100% | $225,000 | |
Pennymac Loan Services LLC
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FHA, VA | 4 | 4.1% | 100% | $330,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 3 +1 HELOCs |
3.1% | 100% | $238,333 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 3.1% | 100% | $261,666 | |
United Wholesale Mortgage
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Conventional | 2 | 2% | 66.7% | $225,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 2% | 66.7% | $175,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 2% | 100% | $350,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 2% | 100% | $270,000 | |
Tjc Mortgage Inc
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FHA, VA | 2 | 2% | 100% | $300,000 | |
Summit Funding.Inc
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Conventional, FHA | 2 | 2% | 100% | $530,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 2% | 100% | $45,000 | |
State Employees' Credit Union
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Conventional | 1 | 1% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 1% | 50% | $415,000 | View |
Newrez LLC
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Conventional | 1 | 1% | 100% | $55,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 1% | 100% | $205,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1% | 100% | $305,000 | |
Filo Mortgage, LLC
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VA | 1 | 1% | 100% | $395,000 | |
Cmg Mortgage Inc
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VA | 1 | 1% | 100% | $365,000 | |
Tyndall Federal Credit Union
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Conventional | 1 | 1% | 100% | $205,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 1% | 100% | $215,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1% | 100% | $335,000 | View |
Planet Home Lending, LLC
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VA | 1 | 1% | 100% | $215,000 | |
Provident Funding Associates
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Conventional | 1 | 1% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 1% | 100% | $275,000 | View |
Chattanooga Area Schools Federal Credit Union
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Conventional | 1 | 1% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 1.74% |
Conventional | 1 | 1% | 100% | $495,000 | View |
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A+5.0 ★Texas Ratio: 2.40% |
FHA | 1 | 1% | 100% | $285,000 | View |
Stockton Mortgage Corporation
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Conventional | 1 | 1% | 100% | $805,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1% | 25% | $205,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 1% | 100% | $635,000 | View |
Leaderone Financial Corp.
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VA | 1 | 1% | 100% | $225,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 1% | 100% | $335,000 | |
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Ozk
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% |
Cohutta Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cohutta, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Cohutta? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cohutta in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cohutta, GA
Use these to narrow the list above. Each category shows how many Cohutta, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Cohutta, GA
Independent mortgage companies closed 63.3 percent of home loans in Cohutta, Georgia in 2025, banks 26.5 percent and credit unions 10.2 percent. Loanunited.Com, LLC was the largest mortgage company, Firstbank the largest bank and Georgia United Credit Union the largest credit union. Among lenders headquartered in Georgia, Georgia United Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cohutta, GA
By home loans closed in 2025, Firstbank was the largest mortgage lender in Cohutta, Georgia with 7 loans, about 7.1 percent of the market. The largest lender headquartered in Georgia was Georgia United Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Cohutta, Georgia in 2025, led by Fairway Independent Mort Corp with 4. 10 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 6 credit unions closed home loans in Cohutta, Georgia in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cohutta, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cohutta, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cohutta. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
