Mortgage Lenders and Brokers in Cave Spring, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cave Spring, Georgia mortgage lenders include LGE Community Credit UnionLGE Community Credit Union3891 Cobb Pkwy NW, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.70%, United Community BankUnited Community Bank15 Cedartown St Sw, Cave Spring, GA 30124A+5.0 ★Texas Ratio: 2.97%, FirstbankFirstbank400 17th St Nw, Atlanta, GA 30363A5.0 ★Texas Ratio: 7.51%, Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, United Bank VaUnited Bank Va2775 Old Milton Parkway, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.15%, Capital City Home Loans, LLCCapital City Home Loans, LLC420 N Broad St, Cairo, GA 39828A+5.0 ★Texas Ratio: 2.55%, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, River City BankRiver City Bank206 Highway 515 E, Blairsville, GA 30512A+5.0 ★Texas Ratio: 0.00%, Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, and Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cave Spring, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cave Spring are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cave Spring, Georgia
Market share is the lender's share of all home loans closed in Cave Spring, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3891 Cobb Pkwy NW, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 4 | 4.8% | 100% | $460,000 | View |
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15 Cedartown St Sw, Cave Spring, GA 30124 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, HELOC | 3 +9 HELOCs |
3.6% | 60% | $225,000 | View |
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400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51% |
Conventional | 2 | 2.4% | 60% | $90,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $325,000 | |
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2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 1.2% | 100% | $95,000 | View |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 1.2% | 100% | $225,000 | View |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 1.2% | 100% | $155,000 | View |
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206 Highway 515 E, Blairsville, GA 30512 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.2% | 100% | $175,000 | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional | 1 | 1.2% | 100% | $155,000 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.2% | 100% | $125,000 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Direct Lenders, LLC.
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Conventional, FHA | 2 | 2.4% | 100% | $180,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 1.2% | 100% | $685,000 | |
Rocket Mortgage
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Conventional, VA | 12 | 14.5% | 81.2% | $234,166 | |
Newrez LLC
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Conventional, FHA, USDA | 5 | 6% | 100% | $217,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 4.8% | 100% | $222,500 | |
Union Home Mortgage Corp.
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Conventional, USDA | 4 | 4.8% | 100% | $315,000 | |
SWBC Mortgage Corporation
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Conventional, FHA | 3 | 3.6% | 100% | $175,000 | |
CrossCountry Mortgage, LLC
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FHA | 3 | 3.6% | 100% | $211,666 | |
Fairway Independent Mort Corp
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Conventional, FHA, Jumbo | 3 | 3.6% | 100% | $355,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 2 | 2.4% | 100% | $125,000 | |
Liberty Federal Credit Union
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Conventional | 2 | 2.4% | 100% | $590,000 | |
Pennymac Loan Services LLC
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FHA | 2 | 2.4% | 100% | $295,000 | |
American Pacific Mortgage Corporation
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Conventional, VA | 2 | 2.4% | 100% | $405,000 | |
Mortgage Research Center
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VA | 2 | 2.4% | 66.7% | $260,000 | |
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A+5.0 ★Texas Ratio: 1.12% |
Conventional | 2 | 2.4% | 66.7% | $90,000 | View |
United Wholesale Mortgage
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FHA | 1 | 1.2% | 33.3% | $135,000 | |
Everett Financial, Inc.
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Conventional | 1 | 1.2% | 50% | $175,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 1.2% | 100% | $185,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 1.2% | 37.5% | $205,000 | |
Builtwell Bank
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Conventional | 1 | 1.2% | 100% | $385,000 | |
NJ Lenders Corp
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Conventional | 1 | 1.2% | 100% | $405,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 1.2% | 100% | $355,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $335,000 | |
Nfm, Inc
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Conventional | 1 | 1.2% | 100% | $435,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.2% | 50% | $285,000 | View |
Land Home Financial Services,
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Conventional | 1 | 1.2% | 100% | $245,000 | |
Planet Home Lending, LLC
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VA | 1 | 1.2% | 100% | $335,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 1.2% | 100% | $265,000 | |
Summit Funding.Inc
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Conventional | 1 | 1.2% | 100% | $255,000 | |
New American Funding, LLC.
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FHA | 1 | 1.2% | 100% | $115,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 1.2% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.2% | 100% | $155,000 | |
21St Mortgage
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Conventional | 1 | 1.2% | 50% | $245,000 | |
Family Savings Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% |
Cave Spring Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cave Spring, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Cave Spring? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cave Spring in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cave Spring, GA
Use these to narrow the list above. Each category shows how many Cave Spring, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Cave Spring, GA
Independent mortgage companies closed 74.7 percent of home loans in Cave Spring, Georgia in 2025, banks 15.7 percent and credit unions 9.6 percent. Direct Lenders, LLC. was the largest mortgage company, United Community Bank the largest bank and LGE Community Credit Union the largest credit union. Among lenders headquartered in Georgia, LGE Community Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cave Spring, GA
By home loans closed in 2025, LGE Community Credit Union was the largest mortgage lender in Cave Spring, Georgia with 4 loans, about 4.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Cave Spring, Georgia in 2025, led by CrossCountry Mortgage, LLC with 3. 8 lenders closed VA loans, led by Rocket Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 6 credit unions closed home loans in Cave Spring, Georgia in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cave Spring, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cave Spring, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cave Spring. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
