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Mortgage Lenders and Brokers in Buford, Georgia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Buford, Georgia mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3789 Buford Dr, Buford, GA 30519A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank4920 Lanier Islands Pkwy, Buford, GA 30518A+5.0 ★Texas Ratio: 2.87%, Renasant BankRenasant Bank2255 Buford Hwy, Buford, GA 30518A+5.0 ★Texas Ratio: 4.72%, Peoples Bank & TrustPeoples Bank & Trust1899 Buford Hwy, Buford, GA 30518, Bank of America NABank of America NA1900 Mall Of Georgia Blvd, Buford, GA 30519A+5.0 ★Texas Ratio: 4.14%, Regions BankRegions Bank3330 Hamilton Mill Rd, Buford, GA 30519A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA3275 Buford Dr, Buford, GA 30519A+5.0 ★Texas Ratio: 5.36%, United Community BankUnited Community Bank4356 S Lee St, Buford, GA 30518A+5.0 ★Texas Ratio: 2.97%, Pinnacle BankPinnacle Bank4465 Nelson Brogdon Blvd, Buford, GA 30518A+5.0 ★Texas Ratio: 3.04%, and Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Buford, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Buford are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Buford, Georgia

Market share is the lender's share of all home loans closed in Buford, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Buford 3789 Buford Dr, Buford, GA 30519 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, Jumbo, HELOC	18 +3 HELOCs	1.6%	85.7%	$475,555	View
Truist Bank ★ 1 stars, 1 review 2 offices in Buford 4920 Lanier Islands Pkwy, Buford, GA 30518 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	14 +18 HELOCs	1.2%	73.7%	$673,571	View
Renasant Bank 1 office in Buford 2255 Buford Hwy, Buford, GA 30518 A+5.0 ★Texas Ratio: 4.72%	Conventional, HELOC	11 +2 HELOCs	0.9%	100%	$265,909	View
Peoples Bank & Trust 1899 Buford Hwy, Buford, GA 30518	Conventional, Jumbo	11	0.9%	100%	$446,818
Bank of America NA 2 offices in Buford 1900 Mall Of Georgia Blvd, Buford, GA 30519 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	8 +26 HELOCs	0.7%	88.9%	$311,250	View
Regions Bank 1 office in Buford 3330 Hamilton Mill Rd, Buford, GA 30519 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	8 +2 HELOCs	0.7%	55.6%	$317,500	View
Wells Fargo Bank NA 1 office in Buford 3275 Buford Dr, Buford, GA 30519 A+5.0 ★Texas Ratio: 5.36%	Conventional	4	0.3%	44.4%	$277,500	View
United Community Bank 1 office in Buford 4356 S Lee St, Buford, GA 30518 A+5.0 ★Texas Ratio: 2.97%	HELOC	0 +13 HELOCs	0%	0%		View
Pinnacle Bank 1 office in Buford 4465 Nelson Brogdon Blvd, Buford, GA 30518 A+5.0 ★Texas Ratio: 3.04%	HELOC	0 +1 HELOCs	0%	n/a		View
Ameris Bank ★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, HELOC	45 +4 HELOCs	3.9%	93.8%	$329,222	View
Delta Community Credit Union 3300 Hamilton Mill Rd, Buford, GA 30519 4080 A+5.0 ★Texas Ratio: 1.24%	Conventional, HELOC	13 +4 HELOCs	1.1%	72.2%	$337,307	View
BankSouth Mortgage Company LLC 3290 Northside Pkwy Nw, Atlanta, GA 30327	Conventional, FHA	8	0.7%	100%	$470,000
Southeast Mortgage of Georgia, Inc. 5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06%	Conventional, FHA, VA	8	0.7%	80%	$392,500	View
Capital City Home Loans, LLC 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	Conventional, FHA	7	0.6%	100%	$532,142	View
Pinnacle Bank 1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22%	Conventional	7	0.6%	100%	$253,571	View
First Ciitizens Bank and Trust 2715 Hamilton Mill Rd, Buford, GA 30519 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	6 +1 HELOCs	0.5%	100%	$508,333	View
Georgia'S Own Credit Union 3360 Buford Dr, Buford, GA 30519 A5.0 ★Texas Ratio: 7.35%	Conventional, HELOC	5 +12 HELOCs	0.4%	75%	$305,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo, HELOC	5 +1 HELOCs	0.4%	100%	$741,000	View
Loyal Trust Bank 11675 Medlock Bridge Rd, Johns Creek, GA 30097 A+5.0 ★Texas Ratio: 5.99%	Conventional	4	0.3%	100%	$350,000	View
Oconee State Bank 1 Press Pl, Athens, GA 30601 B4.5 ★Texas Ratio: 21.44%	Conventional	4	0.3%	100%	$365,000	View
Cdc Federal Credit Union 2301 Parklake Dr NE, Atlanta, GA 30345 2912 A+5.0 ★Texas Ratio: 2.99%	Conventional, HELOC	3 +3 HELOCs	0.3%	100%	$138,333	View
Fifth Third Bank, National Association 2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	3 +1 HELOCs	0.3%	100%	$441,666	View
Peach State Bank and Trust 1502 Friendship Rd, Braselton, GA 30517	Conventional, Jumbo	3	0.3%	100%	$915,000
Peach State Federal Credit Union 155 Hawthorne Park, Athens, GA 30606 A+5.0 ★Texas Ratio: 2.27%	Conventional, HELOC	2 +3 HELOCs	0.2%	66.7%	$480,000	View
First Horizon Bank ★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$570,000	View
BankSouth 3290 Northside Pkwy Nw, Atlanta, GA 30327 A+5.0 ★Texas Ratio: 4.19%	Conventional	2	0.2%	100%	$380,000	View
Bank of Hope 3764 Old Norcross Rd, Duluth, GA 30096 A+5.0 ★Texas Ratio: 4.07%	Conventional	2	0.2%	100%	$500,000	View
East West Bank 2727 Paces Ferry Rd Se, Atlanta, GA 30339 A+5.0 ★Texas Ratio: 2.84%	Conventional	2	0.2%	50%	$330,000	View
Georgia United Credit Union 190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53%	Conventional, HELOC	1 +9 HELOCs	0.1%	50%	$335,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +9 HELOCs	0.1%	100%	$365,000	View
Atlanta Postal Credit Union 3916 Tradeport Blvd, Atlanta, GA 30354	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$395,000
Bny Mellon, N.A. 3050 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	1	0.1%	100%	$875,000	View
PromiseOne Bank 5938 Buford Hwy Ne, Doraville, GA 30340 A5.0 ★Texas Ratio: 8.01%	Conventional	1	0.1%	100%	$505,000	View
Firstbank 400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51%	Conventional	1	0.1%	100%	$395,000	View
First National Bank of Griffin 1475 W Mcintosh Rd, Griffin, GA 30223	Conventional	1	0.1%	100%	$295,000
LGE Community Credit Union 3891 Cobb Pkwy NW, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.70%	Conventional	1	0.1%	100%	$355,000	View
Woori America Bank 3360 Satellite Blvd, Duluth, GA 30096 A5.0 ★Texas Ratio: 11.01%	Conventional	1	0.1%	100%	$425,000	View
Metro City Bank 5593 Buford Hwy Ne, Doraville, GA 30340 A+5.0 ★Texas Ratio: 3.17%	Conventional	1	0.1%	100%	$345,000	View
Synovus Bank 4465 Nelson Brogdon Blvd, Buford, GA 30518	HELOC	0 +6 HELOCs	0%	n/a
United Bank Va 2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15%	HELOC	0 +2 HELOCs	0%	n/a		View
Capital City Bank 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	HELOC	0 +2 HELOCs	0%	n/a		View
Credit Union of Georgia 140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49%	HELOC	0 +1 HELOCs	0%	0%		View
First Option Mortgage, LLC	Conventional	10	0.9%	100%	$337,000
Amerisave Mortgage Company	Conventional, FHA, HELOC	8 +2 HELOCs	0.7%	40%	$112,500
Acu	Conventional, HELOC	6 +2 HELOCs	0.5%	100%	$285,000
First Intercontinental Bank	Conventional	5	0.4%	100%	$453,000
Mortgage Assurance Inc	Conventional, FHA	4	0.3%	100%	$440,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	3 +1 HELOCs	0.3%	33.3%	$361,666	View
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	2	0.2%	100%	$745,000	View
Loanunited.Com, LLC	FHA, VA	2	0.2%	100%	$445,000
Credit Union Financial Services, LLC	Conventional	2	0.2%	100%	$290,000
United Premier Funding LLC	Conventional	2	0.2%	100%	$470,000
BoxCar Mortgage, LLC	Conventional	2	0.2%	100%	$665,000
Milend, Inc	Conventional, FHA	2	0.2%	50%	$335,000
Orangepath Financial Inc	Conventional	1	0.1%	100%	$205,000
Angel Oak Mortgage Solutions LLC	HELOC	0 +1 HELOCs	0%	0%
Rocket Mortgage	Conventional, FHA, VA, Jumbo	124	10.7%	85.9%	$319,596
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	92 +5 HELOCs	7.9%	83.3%	$437,608
DHI Mortgage Company, LTD.	Conventional, FHA, VA	51	4.4%	81%	$355,196
Lennar Mortgage, LLC	Conventional, FHA, VA	37	3.2%	84.4%	$335,000
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	35	3%	72.9%	$380,714
CrossCountry Mortgage, LLC	Conventional, FHA, Jumbo, HELOC	32 +2 HELOCs	2.8%	100%	$438,437
Taylor Morrison Home Funding, Inc.	Conventional, VA, Jumbo	26	2.2%	96.3%	$576,923
The Loan Store, Inc	Conventional, HELOC	20 +2 HELOCs	1.7%	100%	$415,500
Guild Mortgage Company	Conventional, FHA, VA	19	1.6%	100%	$454,473
loanDepot.com LLC	Conventional, FHA, HELOC	18 +2 HELOCs	1.6%	65.5%	$245,555
Everett Financial, Inc.	Conventional, FHA, VA, Jumbo	17	1.5%	94.4%	$419,705
Fairway Independent Mort Corp	Conventional, FHA, Jumbo	14	1.2%	100%	$545,000
Freedom Mortgage Corporation	Conventional, FHA	12	1%	76.5%	$374,166
Newrez LLC	Conventional, FHA, VA	11	0.9%	64.7%	$429,545
Kind Lending, LLC	Conventional, FHA, Jumbo	11	0.9%	78.6%	$462,272
AmeriHome Mortgage Company, LLC	Conventional, FHA	11	0.9%	84.6%	$383,181
AmWest Funding Corp	Conventional, Jumbo	11	0.9%	100%	$645,000
Nationstar Mortgage	Conventional, FHA	11	0.9%	73.3%	$211,363
Nmsi, Inc.	Conventional	10	0.9%	100%	$457,000
Onward Home Mortgage, LLC	Conventional, FHA, VA, Jumbo	9	0.8%	100%	$617,222
Provident Funding Associates	Conventional	9	0.8%	100%	$383,888
Mutual of Omaha Mortgage	Conventional, FHA	9	0.8%	90%	$415,000
New American Funding, LLC.	Conventional, FHA, VA, Jumbo	9	0.8%	69.2%	$293,888
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	8 +18 HELOCs	0.7%	47.1%	$255,000
Lakeview Loan Servicing, LLC	Conventional, VA	8	0.7%	50%	$182,500
Paramount Residential Mortgage	Conventional, FHA, Jumbo	8	0.7%	100%	$406,250
Better Mortgage Corporation	Conventional, FHA, HELOC	7 +4 HELOCs	0.6%	77.8%	$267,857
Discover Bank	Conventional	7	0.6%	46.7%	$96,428
New Wave Lending Group Inc	Conventional	7	0.6%	100%	$493,571
Zillow Home Loans, LLC	Conventional, FHA, VA	7	0.6%	100%	$379,285
Guaranteed Rate Affinity, LLC	Conventional, FHA, HELOC	6 +1 HELOCs	0.5%	85.7%	$456,666
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	6	0.5%	85.7%	$513,333	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	5	0.4%	100%	$389,000	View
Guaranteed Rate, Inc.	Conventional, FHA	5	0.4%	71.4%	$321,000
General Mortgage Capital Corporation	Conventional	5	0.4%	100%	$377,000
Guaranty Mortgage Services, LLC	Conventional, Jumbo	5	0.4%	100%	$567,000
Carrington Mortgage Services LLC	Conventional, FHA	5	0.4%	50%	$227,000
Panorama Mortgage Group, LLC	Conventional, FHA	4	0.3%	100%	$242,500
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA	4	0.3%	100%	$505,000	View
Flexpoint, Inc.	Conventional, Jumbo	4	0.3%	100%	$452,500
Union Home Mortgage Corp.	Conventional	4	0.3%	80%	$397,500
First Colony Mortgage Corporat	Conventional, VA	4	0.3%	100%	$422,500
Homeowners Financial Group, LLC	Conventional, FHA	4	0.3%	80%	$397,500
Mortgage Research Center	VA	4	0.3%	28.6%	$637,500
Acopia, LLC	Conventional, FHA	4	0.3%	83.3%	$450,000
Prosperity Home Mortgage, LLC	Conventional, VA	4	0.3%	100%	$350,000
Lower, LLC	Conventional, VA	4	0.3%	80%	$500,000
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA	4	0.3%	36.4%	$440,000
Plaza Home Mortgage, Inc	Conventional, FHA	4	0.3%	66.7%	$215,000
American Neighborhood Mortgage Acceptance Company	Conventional	4	0.3%	100%	$317,500
Spring Eq, LLC	Conventional, HELOC	3 +3 HELOCs	0.3%	25%	$145,000
All Credit Considered Mortgage, Inc.	Conventional	3	0.3%	100%	$235,000
Deephaven Mortgage LLC	Conventional	3	0.3%	100%	$351,666
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	3	0.3%	80%	$831,666	View
Nfm, Inc	Conventional	3	0.3%	100%	$398,333
Planet Home Lending, LLC	Conventional, FHA	3	0.3%	100%	$465,000
T2 Financial LLC	Conventional, FHA, VA	3	0.3%	83.3%	$465,000
American Pacific Mortgage Corporation	Conventional	3	0.3%	60%	$348,333
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	3	0.3%	100%	$415,000	View
Emet Lending Group, Inc.	Conventional	3	0.3%	100%	$318,333
Stockton Mortgage Corporation	Conventional	3	0.3%	75%	$428,333
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.3%	60%	$71,666	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, VA	3	0.3%	100%	$471,666	View
Movement Mortgage, LLC	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$135,000
Bank of England A5.0 ★Texas Ratio: 6.45%	Conventional, FHA	2	0.2%	100%	$455,000	View
Premier Mortgage Resources, LLC	Conventional	2	0.2%	100%	$295,000
American Financial Resources LLC	Conventional, FHA	2	0.2%	100%	$390,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	2	0.2%	66.7%	$800,000	View
Canopy Mortgage, LLC	Conventional, VA	2	0.2%	100%	$365,000
AAA Capital Investment, Inc	Conventional	2	0.2%	100%	$365,000
Triad Financial Services, Inc.	Conventional	2	0.2%	33.3%	$60,000
PHH Mortgage Corporation	Conventional, VA	2	0.2%	100%	$465,000
Fidelity Lending Solutions Inc	Conventional	2	0.2%	100%	$375,000
Sanctuary Home Mortgage, LLC	Conventional	2	0.2%	100%	$440,000
Cmg Mortgage Inc	Conventional, FHA	2	0.2%	100%	$370,000
Success Mortgage Partners, Inc	Conventional, FHA	2	0.2%	100%	$475,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	2	0.2%	100%	$510,000
Sun West Mortgage Company, Inc	FHA	2	0.2%	100%	$475,000
Stg Mortgage Inc	Conventional	2	0.2%	100%	$395,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	2	0.2%	100%	$360,000	View
Atlantic Bay Mortgage Group	Conventional	2	0.2%	100%	$660,000
UNMB Home Loans Inc	Conventional	2	0.2%	100%	$700,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	2	0.2%	100%	$390,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	2	0.2%	100%	$495,000	View
Digital Federal Credit Union	Conventional	2	0.2%	100%	$215,000
Iserve Residential Lending	FHA	2	0.2%	100%	$325,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	2	0.2%	100%	$310,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	2	0.2%	100%	$240,000	View
21St Mortgage	Conventional	2	0.2%	16.7%	$85,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +10 HELOCs	0.1%	100%	$205,000	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +4 HELOCs	0.1%	33.3%	$65,000	View
Pentagon Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$475,000
Cadence Bank	Conventional	1	0.1%	100%	$255,000
Arc Home LLC	Conventional	1	0.1%	100%	$675,000
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional, Jumbo	1	0.1%	100%	$1,365,000	View
Ruoff Mortgage Company	Conventional, Jumbo	1	0.1%	100%	$1,445,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$385,000	View
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$385,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	FHA	1	0.1%	100%	$265,000	View
Alameda Mortgage Corporation	Conventional	1	0.1%	100%	$585,000
Liberty Federal Credit Union	Conventional	1	0.1%	100%	$395,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$145,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$455,000	View
Goodleap, LLC	Conventional	1	0.1%	50%	$225,000
Gold Star Mortgage Financial Group, Corporation	FHA	1	0.1%	100%	$395,000
SWBC Mortgage Corporation	Conventional	1	0.1%	100%	$785,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$305,000
Brighton Bank	Conventional	1	0.1%	100%	$665,000
Nbkc Bank	Conventional	1	0.1%	100%	$635,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$625,000
Liberty Bank	Conventional	1	0.1%	100%	$475,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$615,000	View
Princeton Mortgage Corporation	FHA	1	0.1%	100%	$405,000
Bridgeway Lending Partners, LLC	Conventional	1	0.1%	100%	$565,000
AdvantageFirst Lending Inc	FHA	1	0.1%	50%	$375,000
American Financial Network, Inc.	FHA	1	0.1%	100%	$355,000
Data Mortgage, Inc	FHA	1	0.1%	100%	$415,000
Assurance Financial Group, L.L.C.	Conventional	1	0.1%	100%	$355,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$805,000	View
Nqm Funding, LLC	Conventional, Jumbo	1	0.1%	100%	$1,445,000
Apci Federal Credit Union	Conventional	1	0.1%	100%	$35,000
Ally Bank A5.0 ★Texas Ratio: 8.00%	Conventional	1	0.1%	100%	$575,000	View
Click n' Close, Inc.	FHA	1	0.1%	100%	$365,000
East Coast Capital Corp.	Conventional	1	0.1%	100%	$275,000
American Financing Corporation	Conventional	1	0.1%	50%	$185,000
Bay Equity LLC	Conventional	1	0.1%	100%	$805,000
First Heritage Mortgage, LLC	Conventional	1	0.1%	100%	$245,000
Calcon Mutual Mortgage LLC	Conventional	1	0.1%	100%	$215,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$385,000
Ukrainian National F.C.U.	Conventional	1	0.1%	100%	$405,000
Intelliloan, Inc.	FHA	1	0.1%	100%	$365,000
Franklin Loan Corporation	FHA	1	0.1%	100%	$565,000
Community First Credit Union of FLorida	Conventional	1	0.1%	100%	$305,000
Gardner Financial Services	Conventional	1	0.1%	100%	$255,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$565,000	View
Member First Mortgage, LLC A+5.0 ★Texas Ratio: 1.12%	FHA	1	0.1%	100%	$275,000	View
Towne Mortgage Company	VA	1	0.1%	100%	$565,000
Prc Mortgage, LLC	Conventional	1	0.1%	100%	$585,000
Geo-Corp, Inc.	FHA	1	0.1%	100%	$455,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$465,000
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$345,000
Innovations Financial Credit Union	Conventional	1	0.1%	100%	$105,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$575,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	100%	$795,000	View
Geneva Financial LLC	Conventional	1	0.1%	100%	$265,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	1	0.1%	100%	$1,875,000	View
Ascend Federal Credit Union	Conventional	1	0.1%	100%	$325,000
VyStar Credit Union	Conventional	1	0.1%	100%	$125,000
Reliance First Capital, LLC	FHA	1	0.1%	100%	$305,000
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$435,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	1	0.1%	100%	$1,155,000	View
Tomo Mortgage LLC	Conventional	1	0.1%	50%	$405,000
Champions Funding, LLC	Conventional	1	0.1%	20%	$325,000
Tammac Holdings Corporation	Conventional	1	0.1%	60%	$65,000
Cake Mortgage Corp.	Conventional	1	0.1%	100%	$385,000
Village Capital & Investment	VA	1	0.1%	100%	$585,000
Figure Lending LLC	HELOC	0 +11 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Bank Ozk	HELOC	0 +3 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +3 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Farmers Insurance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Kinecta Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Eastman Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Ithink Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Buford Mortgage Rate Trends

Daily average mortgage rates for Georgia compared with the national average, updated every evening.

30-Year Fixed GA Avg

7.447%

▲ 0.116 vs 7 days ago

15-Year Fixed GA Avg

7.042%

▲ 0.088 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Buford, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Buford? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Buford in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Buford, GA

Use these to narrow the list above. Each category shows how many Buford, GA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 132 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 65 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 26 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 62 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 32 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 32 lenders. Loans above the conforming limit for higher priced homes Local lenders based in GA 35 lenders headquartered in Georgia, the closest thing to a mortgage lender near you

Who Lends in Buford, GA

Independent mortgage companies closed 74.7 percent of home loans in Buford, Georgia in 2025, banks 20.8 percent and credit unions 4.5 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Renasant Bank led with 11 loans.

74.7%

Mortgage companies

20.8%

Banks

4.5%

Credit unions

14%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

All Georgia lenders 951 lenders Atlanta 389 lenders Savannah 272 lenders Augusta-Richmond County consolidated government 200 lenders Columbus 191 lenders Warner Robins 205 lenders South Fulton 212 lenders Macon-Bibb County 224 lenders Woodstock 221 lenders Marietta 234 lenders Roswell 225 lenders McDonough 187 lenders Smyrna 220 lenders

Frequently Asked Questions About Mortgage Lenders in Buford, GA

Who is the largest mortgage lender in Buford, GA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Buford, Georgia with 18 loans, about 1.6 percent of the market. The largest lender headquartered in Georgia was Renasant Bank with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Buford, GA have the highest approval rates?

Among lenders with meaningful volume in Buford, Georgia, Rocket Mortgage approved the highest share of completed applications in 2025 at 85.9 percent, against a 79.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Buford, GA mortgage lenders offer FHA, VA and USDA loans?

62 lenders closed FHA loans in Buford, Georgia in 2025, led by DHI Mortgage Company, LTD. with 17. 32 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Buford, GA lender list?

Yes. 65 banks and 26 credit unions closed home loans in Buford, Georgia in 2025, alongside 132 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Buford, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Buford, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Buford, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Buford. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.