Mortgage Lenders and Brokers in Bowersville, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bowersville, Georgia mortgage lenders include Pinnacle BankPinnacle Bank1081 Parkway Blvd, Athens, GA 30606A+5.0 ★Texas Ratio: 3.22%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust10865 Haynes Bridge Rd, Alpharetta, GA 30022A5.0 ★Texas Ratio: 7.72%, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Oconee State BankOconee State Bank1 Press Pl, Athens, GA 30601B4.5 ★Texas Ratio: 21.44%, Pinnacle BankPinnacle Bank2102 E Oglethorpe Blvd, Albany, GA 31705A+5.0 ★Texas Ratio: 3.04%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, and Southstate Bank, National AssociationSouthstate Bank, National Association11760 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bowersville, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bowersville are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bowersville, Georgia
Market share is the lender's share of all home loans closed in Bowersville, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 6 | 7.1% | 100% | $128,333 | View |
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10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 2 +3 HELOCs |
2.4% | 60% | $135,000 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $235,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional | 1 | 1.2% | 100% | $445,000 | |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 1.2% | 100% | $215,000 | View |
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1 Press Pl, Athens, GA 30601 B4.5 ★Texas Ratio: 21.44% |
Conventional | 1 | 1.2% | 100% | $135,000 | View |
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2102 E Oglethorpe Blvd, Albany, GA 31705 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 1.2% | 100% | $355,000 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
FHA | 1 | 1.2% | 100% | $285,000 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 1.2% | 100% | $485,000 | View |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
AgGeorgia Farm Credit
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Conventional | 1 | 1.2% | 100% | $165,000 | |
BoxCar Mortgage, LLC
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FHA | 1 | 1.2% | 100% | $195,000 | |
Rocket Mortgage
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Conventional, FHA | 7 | 8.2% | 80% | $235,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 6 | 7.1% | 100% | $290,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, USDA | 5 | 5.9% | 100% | $125,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 4 | 4.7% | 83.3% | $402,500 | |
21St Mortgage
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Conventional | 4 | 4.7% | 100% | $122,500 | |
Guaranteed Rate, Inc.
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FHA, USDA | 3 | 3.5% | 75% | $261,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 3.5% | 100% | $298,333 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 3.5% | 100% | $235,000 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 2 | 2.4% | 100% | $215,000 | |
Everett Financial, Inc.
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Conventional, FHA | 2 | 2.4% | 100% | $120,000 | |
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A5.0 ★Texas Ratio: 7.12% |
Conventional, FHA | 2 | 2.4% | 100% | $245,000 | View |
Mortgage Research Center
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VA | 2 | 2.4% | 100% | $375,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA | 2 | 2.4% | 66.7% | $365,000 | View |
Geneva Financial LLC
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Conventional, FHA | 2 | 2.4% | 100% | $200,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.2% | 50% | $235,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1.2% | 100% | $115,000 | |
Newrez LLC
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FHA | 1 | 1.2% | 100% | $155,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 1.2% | 100% | $575,000 | |
Acrisure Mortgage, LLC
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VA | 1 | 1.2% | 100% | $345,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 1.2% | 100% | $255,000 | View |
Triad Financial Services, Inc.
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Conventional | 1 | 1.2% | 33.3% | $145,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 1.2% | 50% | $205,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 1.2% | 25% | $155,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1.2% | 100% | $115,000 | View |
Nations Lending Corporation
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VA | 1 | 1.2% | 100% | $445,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 1.2% | 100% | $135,000 | |
New Story Lending LLC
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Conventional | 1 | 1.2% | 100% | $515,000 | |
Sente Mortgage, Inc.
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FHA | 1 | 1.2% | 100% | $225,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 1.2% | 100% | $435,000 | View |
The Loan Store, Inc
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FHA | 1 | 1.2% | 100% | $255,000 | |
VyStar Credit Union
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Conventional | 1 | 1.2% | 100% | $695,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1.2% | 100% | $295,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.2% | 33.3% | $85,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 1.2% | 40% | $205,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 1.2% | 100% | $115,000 |
Bowersville Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bowersville, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Bowersville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bowersville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bowersville, GA
Use these to narrow the list above. Each category shows how many Bowersville, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Bowersville, GA
Independent mortgage companies closed 71.8 percent of home loans in Bowersville, Georgia in 2025, banks 25.9 percent and credit unions 2.4 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Pinnacle Bank the largest bank and Credit Human Federal Credit Un the largest credit union. Among lenders headquartered in Georgia, Pinnacle Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bowersville, GA
By home loans closed in 2025, Pinnacle Bank was the largest mortgage lender in Bowersville, Georgia with 6 loans, about 7.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Bowersville, Georgia in 2025, led by Fairway Independent Mort Corp with 3. 6 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 2 credit unions closed home loans in Bowersville, Georgia in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bowersville, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bowersville, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bowersville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
