Mortgage Lenders and Brokers in Baxley, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Baxley, Georgia mortgage lenders include Renasant BankRenasant Bank198 E Parker St, Baxley, GA 31513A+5.0 ★Texas Ratio: 4.72%, Truist BankTruist Bank105 W Parker St, Baxley, GA 31513A+5.0 ★Texas Ratio: 2.87%, Interstate Credit UnionInterstate Credit Union665 W Parker St, Baxley, GA 31513A+5.0 ★Texas Ratio: 2.66%, Pineland BankPineland Bank72 E Parker St, Baxley, GA 31513A+5.0 ★Texas Ratio: 0.73%, Georgia'S Own Credit UnionGeorgia'S Own Credit Union2101 Rosebrier Ave, Albany, GA 31705A5.0 ★Texas Ratio: 7.35%, First Southern BankFirst Southern Bank221 Ware St, Blackshear, GA 31516A+5.0 ★Texas Ratio: 0.08%, Georgia United Credit UnionGeorgia United Credit Union190 Gaines School Rd, Athens, GA 30605 3118A+5.0 ★Texas Ratio: 5.53%, FirstbankFirstbank400 17th St Nw, Atlanta, GA 30363A5.0 ★Texas Ratio: 7.51%, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, and First Horizon BankFirst Horizon Bank2970 Peachtree Rd Nw, Atlanta, GA 30305A+5.0 ★Texas Ratio: 5.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Baxley, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Baxley are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Baxley, Georgia
Market share is the lender's share of all home loans closed in Baxley, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Baxley 198 E Parker St, Baxley, GA 31513 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, HELOC | 3 +2 HELOCs |
2.9% | 75% | $288,333 | View |
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★ 1 stars, 1 review 1 office in Baxley 105 W Parker St, Baxley, GA 31513 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +4 HELOCs |
1% | 100% | $65,000 | View |
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665 W Parker St, Baxley, GA 31513 A+5.0 ★Texas Ratio: 2.66% |
Conventional | 8 | 7.7% | 66.7% | $76,250 | View |
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★ 5 stars, 1 review 72 E Parker St, Baxley, GA 31513 A+5.0 ★Texas Ratio: 0.73% |
Conventional, Jumbo | 8 | 7.7% | 100% | $230,000 | View |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional | 1 | 1% | 100% | $95,000 | View |
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221 Ware St, Blackshear, GA 31516 A+5.0 ★Texas Ratio: 0.08% |
Conventional | 1 | 1% | 100% | $105,000 | View |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
Conventional | 1 | 1% | 100% | $85,000 | View |
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400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 1% | 25% | $115,000 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 1% | 100% | $65,000 | View |
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★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Amerisave Mortgage Company
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Conventional | 1 | 1% | 25% | $95,000 | |
First Choice Mortgage, Inc.
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Conventional | 1 | 1% | 100% | $255,000 | |
Rocket Mortgage
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Conventional, FHA | 12 | 11.5% | 66.7% | $205,000 | |
21St Mortgage
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Conventional | 9 | 8.7% | 30.3% | $113,888 | |
Towne Mortgage Company
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Conventional, FHA, USDA | 6 | 5.8% | 100% | $190,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 4.8% | 83.3% | $183,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 4 | 3.8% | 100% | $120,000 | |
Mortgage Research Center
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VA | 4 | 3.8% | 80% | $225,000 | |
CrossCountry Mortgage, LLC
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FHA, VA | 3 | 2.9% | 100% | $298,333 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 2.9% | 100% | $125,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
1.9% | 66.7% | $155,000 | |
Freedom Mortgage Corporation
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VA | 2 | 1.9% | 100% | $230,000 | |
Guild Mortgage Company
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FHA | 2 | 1.9% | 100% | $180,000 | |
Acopia, LLC
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Conventional, USDA | 2 | 1.9% | 100% | $95,000 | |
New American Funding, LLC.
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FHA | 2 | 1.9% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1% | 100% | $255,000 | View |
Cornerstone First Mortgage, LLC
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FHA | 1 | 1% | 100% | $135,000 | |
American Financial Resources LLC
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USDA | 1 | 1% | 100% | $175,000 | |
Sage Home Loans Corporation
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FHA | 1 | 1% | 100% | $325,000 | |
MortgageOne, Inc
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VA | 1 | 1% | 100% | $345,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 1% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 1.15% |
Conventional | 1 | 1% | 100% | $145,000 | View |
loanDepot.com LLC
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VA | 1 | 1% | 25% | $325,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 1% | 100% | $215,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 1% | 100% | $135,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 1% | 100% | $215,000 | |
Homeowners Financial Group, LLC
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FHA | 1 | 1% | 100% | $215,000 | |
Planet Home Lending, LLC
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FHA | 1 | 1% | 100% | $145,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 1% | 100% | $135,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1% | 100% | $75,000 | |
Veritas Funding, LLC
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FHA | 1 | 1% | 100% | $235,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 1% | 100% | $135,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1% | 100% | $175,000 | |
Paramount Residential Mortgage
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FHA | 1 | 1% | 100% | $215,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1% | 40% | $115,000 | |
Spring Eq, LLC
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Conventional | 1 | 1% | 100% | $85,000 | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View |
Baxley Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Baxley, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Baxley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Baxley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Baxley, GA
Use these to narrow the list above. Each category shows how many Baxley, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Baxley, GA
Independent mortgage companies closed 72.1 percent of home loans in Baxley, Georgia in 2025, banks 15.4 percent and credit unions 12.5 percent. Amerisave Mortgage Company was the largest mortgage company, Renasant Bank the largest bank and Interstate Credit Union the largest credit union. Among lenders headquartered in Georgia, Renasant Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Baxley, GA
By home loans closed in 2025, Renasant Bank was the largest mortgage lender in Baxley, Georgia with 3 loans, about 2.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Baxley, Georgia in 2025, led by Rocket Mortgage with 4. 8 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 5 credit unions closed home loans in Baxley, Georgia in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Baxley, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Baxley, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Baxley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
