Mortgage Lenders and Brokers in Woodlawn Beach, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Woodlawn Beach, Florida mortgage lenders include Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, PenAir Credit UnionPenAir Credit Union1345 Industrial Dr, Crestview, FL 32539 8984A+5.0 ★Texas Ratio: 2.97%, Eglin Federal Credit UnionEglin Federal Credit Union1127 Industrial Dr, Crestview, FL 32539 8950A+5.0 ★Texas Ratio: 0.79%, Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Climate First BankClimate First Bank2755 E Orange Ave, Eustis, FL 32726A+5.0 ★Texas Ratio: 1.15%, City National Bank of FloridaCity National Bank of Florida2999 Ne 191st St, Aventura, FL 33180A5.0 ★Texas Ratio: 7.12%, Santa Rosa County Federal Credit UnionSanta Rosa County Federal Credit Union4934 Gulf Breeze Pkwy, Gulf Breeze, FL 32563 9251A+5.0 ★Texas Ratio: 3.29%, and Members First Credit Union of FloridaMembers First Credit Union of Florida5005 Highway 90, Pace, FL 32571A+5.0 ★Texas Ratio: 1.18%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Woodlawn Beach, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Woodlawn Beach are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Woodlawn Beach, Florida
Market share is the lender's share of all home loans closed in Woodlawn Beach, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +3 HELOCs |
1.6% | 60% | $271,666 | View |
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1345 Industrial Dr, Crestview, FL 32539 8984 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 2 +4 HELOCs |
1.1% | 100% | $515,000 | View |
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1127 Industrial Dr, Crestview, FL 32539 8950 A+5.0 ★Texas Ratio: 0.79% |
Conventional | 2 | 1.1% | 100% | $360,000 | |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
FHA, VA | 2 | 1.1% | 66.7% | $265,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
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2755 E Orange Ave, Eustis, FL 32726 A+5.0 ★Texas Ratio: 1.15% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,475,000 | View |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
Conventional, Jumbo | 1 | 0.5% | 100% | $995,000 | View |
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4934 Gulf Breeze Pkwy, Gulf Breeze, FL 32563 9251 A+5.0 ★Texas Ratio: 3.29% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
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5005 Highway 90, Pace, FL 32571 A+5.0 ★Texas Ratio: 1.18% |
Conventional | 1 | 0.5% | 100% | $75,000 | |
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11 Preston Cir, Crawfordville, FL 32327 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.5% | 50% | $395,000 | View |
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993 Us Highway 31 South, Defuniak Springs, FL 32435 A+5.0 ★Texas Ratio: 2.40% |
VA | 1 | 0.5% | 100% | $575,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.5% | 100% | $505,000 | View |
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22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.5% | 100% | $505,000 | View |
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16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 2.2% | 100% | $325,000 | |
New Day Financial, LLC.
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VA | 4 | 2.2% | 100% | $442,500 | |
The Mortgage Firm
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Conventional, VA | 3 | 1.6% | 100% | $335,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.5% | 60% | $335,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 19 | 10.4% | 90.5% | $345,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 17 | 9.3% | 95% | $446,176 | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 8.8% | 81.8% | $295,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 14 +4 HELOCs |
7.7% | 93.3% | $287,142 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA, VA, Jumbo | 13 | 7.1% | 100% | $437,307 | View |
Mortgage Research Center
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Conventional, VA | 9 | 4.9% | 81.8% | $451,666 | |
Guild Mortgage Company
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Conventional, FHA | 6 | 3.3% | 100% | $308,333 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 5 | 2.7% | 87.5% | $341,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 2.2% | 100% | $262,500 | |
Fairway Independent Mort Corp
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Conventional, VA | 4 | 2.2% | 100% | $445,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, VA | 3 | 1.6% | 100% | $251,666 | |
Cadence Bank
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Conventional | 2 | 1.1% | 100% | $460,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA | 2 | 1.1% | 100% | $340,000 | |
Primelending
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Conventional | 2 | 1.1% | 66.7% | $430,000 | |
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A5.0 ★Texas Ratio: 8.10% |
VA | 2 | 1.1% | 100% | $470,000 | View |
Mid-Continent Funding, Inc.
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Conventional, FHA | 2 | 1.1% | 100% | $170,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 1.1% | 66.7% | $540,000 | View |
Planet Home Lending, LLC
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VA | 2 | 1.1% | 100% | $540,000 | |
Waterstone Mortgage Corporation
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Conventional | 2 | 1.1% | 100% | $410,000 | |
CrossCountry Mortgage, LLC
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VA, HELOC | 1 +1 HELOCs |
0.5% | 50% | $515,000 | |
Originpoint, LLC
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VA | 1 | 0.5% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.5% | 100% | $425,000 | View |
Everett Financial, Inc.
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VA | 1 | 0.5% | 100% | $475,000 | |
Gvc Mortgage, Inc.
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FHA | 1 | 0.5% | 100% | $345,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.5% | 100% | $125,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.5% | 100% | $565,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.5% | 100% | $55,000 | |
MidSouth Bank
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Conventional | 1 | 0.5% | 100% | $505,000 | |
Preferred Lending Services, LLC
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Conventional | 1 | 0.5% | 100% | $805,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 33.3% | $75,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.5% | 100% | $305,000 | |
Bay Equity LLC
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Conventional | 1 | 0.5% | 100% | $265,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Provident Funding Associates
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Conventional | 1 | 0.5% | 100% | $285,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Bay Capital Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $515,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.5% | 50% | $115,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.5% | 100% | $505,000 | |
New American Funding, LLC.
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FHA | 1 | 0.5% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 50% | $95,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
Village Capital & Investment
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VA, Jumbo | 1 | 0.5% | 100% | $895,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.02% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Synovus Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a |
Woodlawn Beach Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Woodlawn Beach, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Woodlawn Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Woodlawn Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Woodlawn Beach, FL
Use these to narrow the list above. Each category shows how many Woodlawn Beach, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Woodlawn Beach, FL
Independent mortgage companies closed 67.6 percent of home loans in Woodlawn Beach, Florida in 2025, banks 20.9 percent and credit unions 11.5 percent. Freedom Mortgage Corporation was the largest mortgage company, Regions Bank the largest bank and PenAir Credit Union the largest credit union. Among lenders headquartered in Florida, PenAir Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Woodlawn Beach, FL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Woodlawn Beach, Florida with 3 loans, about 1.6 percent of the market. The largest lender headquartered in Florida was PenAir Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Woodlawn Beach, Florida in 2025, led by United Wholesale Mortgage with 3. 26 lenders closed VA loans, led by DHI Mortgage Company, LTD.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 6 credit unions closed home loans in Woodlawn Beach, Florida in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Woodlawn Beach, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Woodlawn Beach, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Woodlawn Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
