Mortgage Lenders and Brokers in Vero Lake Estates, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Vero Lake Estates, Florida mortgage lenders include Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Flagstar Bank NAFlagstar Bank NA20423 State Road 7, Boca Raton, FL 33498D3.3 ★Texas Ratio: 35.11%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Florida Credit UnionFlorida Credit Union10303 SE US Highway 441, Belleview, FL 34420A+5.0 ★Texas Ratio: 4.76%, and Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Vero Lake Estates, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Vero Lake Estates are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Vero Lake Estates, Florida
Market share is the lender's share of all home loans closed in Vero Lake Estates, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 9 +8 HELOCs |
3% | 55% | $198,333 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 6 | 2% | 100% | $215,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 5 +2 HELOCs |
1.6% | 41.7% | $179,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1% | 100% | $195,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.7% | 66.7% | $180,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional, VA | 2 | 0.7% | 100% | $225,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $75,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
FHA | 1 | 0.3% | 100% | $535,000 | View |
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10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
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600 SE 3rd Ave, Fort Lauderdale, FL 33301 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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8300 NW 53rd St, Doral, FL 33166 7710 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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660 West Ave, Cocoa, FL 32927 4971 A+5.0 ★Texas Ratio: 1.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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790 Park of Commerce Blvd, Boca Raton, FL 33487 A+5.0 ★Texas Ratio: 5.06% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Freedom Mortgage Corporation
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VA | 3 | 1% | 100% | $355,000 | |
Alkan Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $305,000 | |
Americas Mortgage Professionals, LLC
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VA | 1 | 0.3% | 100% | $305,000 | |
Obsidian Financial Services
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FHA | 1 | 0.3% | 100% | $345,000 | |
DYBN Financial Corporation dba Morgan Financial
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Conventional | 1 | 0.3% | 100% | $345,000 | |
The Mortgage Firm
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Conventional | 1 | 0.3% | 100% | $235,000 | |
RMC Home Mortgage, LLC
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Conventional, FHA, VA | 40 | 13.1% | 97.6% | $307,000 | |
Inspire Home Loans Inc.
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Conventional, FHA, VA, USDA | 31 | 10.2% | 80.5% | $295,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 29 +2 HELOCs |
9.5% | 82.9% | $319,482 | |
loanDepot.com LLC
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Conventional, FHA, VA | 28 | 9.2% | 56% | $323,928 | |
Rocket Mortgage
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Conventional, FHA, VA | 20 | 6.6% | 84% | $230,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
2.3% | 100% | $335,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, VA | 6 | 2% | 85.7% | $256,666 | View |
Mortgage Research Center
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VA | 6 | 2% | 54.5% | $385,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA, VA, USDA | 5 | 1.6% | 100% | $325,000 | View |
Contour Mortgage Corporation
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Conventional, FHA | 4 | 1.3% | 100% | $197,500 | |
Movement Mortgage, LLC
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Conventional, FHA | 4 | 1.3% | 100% | $252,500 | |
Guild Mortgage Company
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Conventional, FHA, VA | 4 | 1.3% | 100% | $305,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 1.3% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA | 4 | 1.3% | 100% | $257,500 | View |
Pennymac Loan Services LLC
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FHA, VA | 3 | 1% | 60% | $278,333 | |
Bayshore Mortgage Funding
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FHA, VA | 3 | 1% | 100% | $371,666 | |
Planet Home Lending, LLC
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FHA, VA | 3 | 1% | 100% | $321,666 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 1% | 37.5% | $135,000 | |
Towne Mortgage Company
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Conventional, FHA | 3 | 1% | 100% | $255,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1% | 75% | $188,333 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 3 | 1% | 100% | $301,666 | |
Champions Funding, LLC
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Conventional | 3 | 1% | 75% | $215,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.7% | 100% | $240,000 | |
American Financial Resources LLC
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FHA | 2 | 0.7% | 66.7% | $355,000 | |
Royal United Mortgage LLC
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Conventional, FHA | 2 | 0.7% | 100% | $155,000 | |
Primelending
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Conventional, FHA | 2 | 0.7% | 100% | $150,000 | |
Kind Lending, LLC
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FHA, VA | 2 | 0.7% | 100% | $235,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.7% | 40% | $50,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 33.3% | $55,000 | |
EMM Loans LLC
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FHA | 1 | 0.3% | 100% | $305,000 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.3% | 100% | $395,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.3% | 100% | $355,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.08% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
Infinity Equity Group, Inc.
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Conventional | 1 | 0.3% | 100% | $215,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.3% | 100% | $85,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
Oaktree Funding Corp
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,065,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.18% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
Mortgage 1 Incorporated
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VA | 1 | 0.3% | 100% | $245,000 | |
Police and Fire Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $415,000 | |
Capital Partners Mortgage Services, LLC
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FHA | 1 | 0.3% | 100% | $315,000 | |
Click n' Close, Inc.
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USDA | 1 | 0.3% | 100% | $355,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Point Mortgage Corp
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.3% | 100% | $205,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $325,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $245,000 | |
T2 Financial LLC
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FHA | 1 | 0.3% | 100% | $325,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.3% | 100% | $665,000 | |
Acopia, LLC
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Bay Capital Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
Keystone Funding, Inc
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.3% | 100% | $315,000 | |
Right Start Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 33.3% | $115,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Vero Lake Estates Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Vero Lake Estates, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Vero Lake Estates? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Vero Lake Estates in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Vero Lake Estates, FL
Use these to narrow the list above. Each category shows how many Vero Lake Estates, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Vero Lake Estates, FL
Independent mortgage companies closed 82.6 percent of home loans in Vero Lake Estates, Florida in 2025, banks 10.2 percent and credit unions 7.2 percent. Freedom Mortgage Corporation was the largest mortgage company, Southstate Bank, National Association the largest bank and Space Coast Credit Union the largest credit union. Among lenders headquartered in Florida, Space Coast Credit Union led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Vero Lake Estates, FL
By home loans closed in 2025, Space Coast Credit Union was the largest mortgage lender in Vero Lake Estates, Florida with 9 loans, about 3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in Vero Lake Estates, Florida in 2025, led by RMC Home Mortgage, LLC with 28. 23 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 10 credit unions closed home loans in Vero Lake Estates, Florida in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Vero Lake Estates, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Vero Lake Estates, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Vero Lake Estates. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
