Mortgage Lenders and Brokers in Umatilla, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Umatilla, Florida mortgage lenders include United Southern BankUnited Southern Bank750 N Central Ave, Umatilla, FL 32784A+5.0 ★Texas Ratio: 3.19%, Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, The First National Bank of Mount DoraThe First National Bank of Mount Dora27700 Us Highway 27, Leesburg, FL 34748A+5.0 ★Texas Ratio: 1.53%, Renasant BankRenasant Bank16404 Nw 17th Drive, Alachua, FL 32615A+5.0 ★Texas Ratio: 4.72%, and Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Umatilla, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Umatilla are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Umatilla, Florida
Market share is the lender's share of all home loans closed in Umatilla, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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750 N Central Ave, Umatilla, FL 32784 A+5.0 ★Texas Ratio: 3.19% |
Conventional | 8 | 2.9% | 100% | $406,250 | View |
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891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional, Jumbo | 3 | 1.1% | 100% | $438,333 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 2 +5 HELOCs |
0.7% | 100% | $260,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $135,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 66.7% | $85,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 2 | 0.7% | 100% | $285,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $565,000 | View |
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27700 Us Highway 27, Leesburg, FL 34748 A+5.0 ★Texas Ratio: 1.53% |
Conventional, Jumbo | 1 | 0.4% | 100% | $885,000 | View |
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16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72% |
VA | 1 | 0.4% | 100% | $195,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 0.4% | 100% | $35,000 | View |
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2143 E Semoran Blvd, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.25% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
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300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.4% | 50% | $275,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.4% | 100% | $755,000 | View |
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847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Financial Group Inc
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Conventional, FHA, VA, USDA | 9 | 3.2% | 100% | $282,777 | |
The Mortgage Firm
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Conventional, FHA, VA | 8 | 2.9% | 88.9% | $318,750 | |
New Day Financial, LLC.
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VA | 3 | 1.1% | 50% | $305,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 0.7% | 100% | $270,000 | |
Acrisure Mortgage, LLC
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Conventional | 2 | 0.7% | 100% | $355,000 | |
PHH Mortgage Corporation
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VA | 2 | 0.7% | 100% | $495,000 | |
Mortgage Lenders Investment Tr
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Conventional | 2 | 0.7% | 100% | $240,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 50% | $235,000 | |
American Bancshares Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $375,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 56 | 20% | 83.8% | $298,392 | |
Rocket Mortgage
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Conventional, FHA, VA | 28 | 10% | 80.6% | $242,857 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 18 | 6.4% | 81.8% | $321,111 | |
Homeamerican Mortgage Corporation
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Conventional, FHA | 17 | 6.1% | 94.4% | $305,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
2.9% | 100% | $328,750 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 6 | 2.1% | 100% | $230,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA, USDA | 5 | 1.8% | 77.8% | $315,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA | 5 | 1.8% | 71.4% | $267,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 1.8% | 100% | $139,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 1.8% | 100% | $213,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 5 | 1.8% | 71.4% | $327,000 | |
21St Mortgage
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Conventional | 4 | 1.4% | 22.2% | $230,000 | |
loanDepot.com LLC
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FHA, VA | 3 | 1.1% | 60% | $288,333 | |
Mortgage Research Center
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VA | 3 | 1.1% | 60% | $338,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.7% | 66.7% | $175,000 | |
American Financial Resources LLC
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FHA, VA | 2 | 0.7% | 100% | $305,000 | |
Resicentral LLC
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Conventional, VA | 2 | 0.7% | 100% | $330,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA, VA | 2 | 0.7% | 100% | $400,000 | View |
Sun West Mortgage Company, Inc
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FHA | 2 | 0.7% | 100% | $210,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.7% | 100% | $320,000 | |
Waterstone Mortgage Corporation
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Conventional | 2 | 0.7% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 2 | 0.7% | 100% | $255,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.7% | 66.7% | $150,000 | View |
Ark-La-Tex Financial Services LLC
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FHA, VA | 2 | 0.7% | 100% | $395,000 | |
EMM Loans LLC
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Members 1St FCU
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Conventional | 1 | 0.4% | 100% | $495,000 | |
Premier Mortgage Resources, LLC
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VA | 1 | 0.4% | 100% | $305,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.4% | 100% | $455,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.4% | 50% | $435,000 | |
ALCOVA Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $365,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.4% | 100% | $285,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.4% | 100% | $135,000 | |
Network Funding, L.P.
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Conventional | 1 | 0.4% | 50% | $175,000 | |
Capital Partners Mortgage Services, LLC
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FHA | 1 | 0.4% | 100% | $205,000 | |
Nextmortgage, LLC
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VA | 1 | 0.4% | 100% | $385,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.4% | 100% | $415,000 | |
My Mortgage, Inc
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FHA | 1 | 0.4% | 100% | $255,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.4% | 100% | $275,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Lake Michigan Credit Union
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $635,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 33.3% | $325,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 1 | 0.4% | 100% | $935,000 | View |
Zillow Home Loans, LLC
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VA | 1 | 0.4% | 100% | $645,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.4% | 50% | $215,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $215,000 | |
The Loan Store, Inc
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FHA | 1 | 0.4% | 100% | $295,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.4% | 100% | $305,000 | |
Summit Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
VA | 1 | 0.4% | 100% | $255,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.4% | 100% | $355,000 | |
Village Capital & Investment
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FHA | 1 | 0.4% | 100% | $335,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.4% | 100% | $295,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.4% | 100% | $285,000 | |
Coastal Community Bank
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
PFN Lending Group, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a |
Umatilla Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Umatilla, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Umatilla? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Umatilla in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Umatilla, FL
Use these to narrow the list above. Each category shows how many Umatilla, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Umatilla, FL
Independent mortgage companies closed 86.1 percent of home loans in Umatilla, Florida in 2025, banks 10 percent and credit unions 3.9 percent. Mortgage Financial Group Inc was the largest mortgage company, United Southern Bank the largest bank and Fairwinds Credit Union the largest credit union. Among lenders headquartered in Florida, United Southern Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Umatilla, FL
By home loans closed in 2025, United Southern Bank was the largest mortgage lender in Umatilla, Florida with 8 loans, about 2.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Umatilla, Florida, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 83.8 percent, against a 82.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Umatilla, Florida in 2025, led by DHI Mortgage Company, LTD. with 45. 28 lenders closed VA loans, led by New Day Financial, LLC., and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 9 credit unions closed home loans in Umatilla, Florida in 2025, alongside 61 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Umatilla, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Umatilla, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Umatilla. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
