Mortgage Lenders and Brokers in Silver Springs, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Silver Springs, Florida mortgage lenders include Regions BankRegions Bank451 S Highway 314a, Silver Springs, FL 34488A+5.0 ★Texas Ratio: 4.37%, Gte Federal Credit UnionGte Federal Credit Union7375 University Pkwy, Bradenton, FL 34202 2300A5.0 ★Texas Ratio: 7.65%, Campus USA Credit UnionCampus USA Credit Union14759 NW 157th Ln, Alachua, FL 32615A+5.0 ★Texas Ratio: 2.45%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, Tropical Financial Credit UnionTropical Financial Credit Union8947 W Atlantic Blvd, Coral Springs, FL 33071A5.0 ★Texas Ratio: 6.93%, and Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Silver Springs, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Silver Springs are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Silver Springs, Florida
Market share is the lender's share of all home loans closed in Silver Springs, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Silver Springs 451 S Highway 314a, Silver Springs, FL 34488 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +4 HELOCs |
0.9% | 66.7% | $290,000 | View |
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7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional, FHA | 3 | 1.3% | 100% | $88,333 | View |
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14759 NW 157th Ln, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.45% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 66.7% | $110,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.9% | 100% | $240,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 2 | 0.9% | 22.2% | $150,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 100% | $165,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $235,000 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 1 | 0.4% | 20% | $35,000 | View |
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8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93% |
Conventional | 1 | 0.4% | 50% | $25,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.4% | 100% | $295,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
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10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 91 | 40.1% | 79.8% | $231,703 | |
Freedom Mortgage Corporation
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VA | 2 | 0.9% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
Alkan Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Obsidian Financial Services
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Mortgage Financial Group Inc
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FHA | 1 | 0.4% | 100% | $215,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 17 | 7.5% | 89.5% | $275,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 11 | 4.8% | 68.8% | $159,545 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
3.5% | 100% | $310,000 | |
Mortgage Research Center
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VA | 6 | 2.6% | 75% | $323,333 | |
Success Mortgage Partners, Inc
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Conventional, FHA, VA | 5 | 2.2% | 100% | $323,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 5 | 2.2% | 75% | $197,000 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 1.8% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, VA | 3 | 1.3% | 60% | $171,666 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 2 | 0.9% | 100% | $95,000 | View |
NOVA Financial & Investment Corporation
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Conventional | 2 | 0.9% | 100% | $520,000 | |
Pennymac Loan Services LLC
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FHA | 2 | 0.9% | 40% | $265,000 | |
Amerisave Mortgage Company
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FHA, VA | 2 | 0.9% | 50% | $150,000 | |
Bayshore Mortgage Funding
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FHA | 2 | 0.9% | 100% | $240,000 | |
Sun West Mortgage Company, Inc
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FHA, VA | 2 | 0.9% | 100% | $305,000 | |
Nextmortgage, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $310,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.9% | 100% | $115,000 | |
Encompass Lending Group, L.P.
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Conventional, FHA | 2 | 0.9% | 100% | $130,000 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 2 | 0.9% | 100% | $110,000 | |
Stockton Mortgage Corporation
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Conventional, FHA | 2 | 0.9% | 100% | $200,000 | |
Zillow Home Loans, LLC
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Conventional, VA | 2 | 0.9% | 100% | $370,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.9% | 100% | $100,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.4% | 100% | $255,000 | |
Primelending
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Conventional | 1 | 0.4% | 100% | $285,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.4% | 100% | $245,000 | |
Goodleap, LLC
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FHA | 1 | 0.4% | 100% | $355,000 | |
Affordable Mortgage Advisors
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VA | 1 | 0.4% | 100% | $425,000 | |
Brighton Bank
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Conventional | 1 | 0.4% | 100% | $165,000 | |
loanDepot.com LLC
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FHA | 1 | 0.4% | 25% | $125,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.4% | 33.3% | $265,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA | 1 | 0.4% | 100% | $295,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.4% | 100% | $415,000 | View |
Service Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $65,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $275,000 | |
Credence Funding Corporation
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VA | 1 | 0.4% | 100% | $395,000 | |
Wolfe Financial Inc
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FHA | 1 | 0.4% | 100% | $245,000 | |
Member First Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $155,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
Pentagon Federal Credit Union
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VA | 1 | 0.4% | 100% | $355,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Fairway Independent Mort Corp
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VA | 1 | 0.4% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.4% | 100% | $365,000 | |
21St Mortgage
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Conventional | 1 | 0.4% | 33.3% | $215,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.4% | 100% | $385,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.4% | 100% | $95,000 | |
Coastal Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Silver Springs Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Silver Springs, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Silver Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Silver Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Silver Springs, FL
Use these to narrow the list above. Each category shows how many Silver Springs, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Silver Springs, FL
Independent mortgage companies closed 86.3 percent of home loans in Silver Springs, Florida in 2025, banks 7.5 percent and credit unions 6.2 percent. Triad Financial Services, Inc. was the largest mortgage company, Regions Bank the largest bank and Gte Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Gte Federal Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Silver Springs, FL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Silver Springs, Florida with 2 loans, about 0.9 percent of the market. The largest lender headquartered in Florida was Gte Federal Credit Union with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Silver Springs, Florida, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 79.8 percent, against a 77.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Silver Springs, Florida in 2025, led by Lennar Mortgage, LLC with 43. 19 lenders closed VA loans, led by Lennar Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 11 credit unions closed home loans in Silver Springs, Florida in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Silver Springs, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Silver Springs, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Silver Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
