Mortgage Lenders and Brokers in Scottsmoor, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Scottsmoor, Florida mortgage lenders include Launch Credit UnionLaunch Credit Union14640 Hanger Rd, Cape Canaveral, FL 32920A5.0 ★Texas Ratio: 7.61%, Community Credit Union of FloridaCommunity Credit Union of Florida660 West Ave, Cocoa, FL 32927 4971A+5.0 ★Texas Ratio: 1.43%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, Citizens Bank, NACitizens Bank, NA2222 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.44%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, VyStar Credit UnionVyStar Credit Union16201 NW US Highway 441, Alachua, FL 32615 6399A5.0 ★Texas Ratio: 9.56%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, The Mortgage FirmThe Mortgage FirmAltamonte Springs, FL, New Day Financial, LLC.New Day Financial, LLC.West Palm Beach, FL, and United Wholesale Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Scottsmoor, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Scottsmoor are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Scottsmoor, Florida
Market share is the lender's share of all home loans closed in Scottsmoor, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61% |
Conventional | 5 | 9.1% | 60% | $103,000 | View |
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660 West Ave, Cocoa, FL 32927 4971 A+5.0 ★Texas Ratio: 1.43% |
Conventional, HELOC | 3 +4 HELOCs |
5.5% | 75% | $221,666 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 2 +2 HELOCs |
3.6% | 100% | $290,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 1.8% | 100% | $325,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.8% | 100% | $205,000 | View |
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16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional | 1 | 1.8% | 50% | $55,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +4 HELOCs |
0% | 100% | View | |
The Mortgage Firm
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Conventional, FHA | 3 | 5.5% | 100% | $321,666 | |
New Day Financial, LLC.
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VA | 1 | 1.8% | 100% | $275,000 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 8 +1 HELOCs |
14.5% | 81.8% | $325,000 | |
Rocket Mortgage
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Conventional, VA | 4 | 7.3% | 66.7% | $307,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 5.5% | 100% | $445,000 | |
Guaranteed Rate Affinity, LLC
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VA | 2 | 3.6% | 100% | $580,000 | |
Pennymac Loan Services LLC
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VA, USDA | 2 | 3.6% | 100% | $475,000 | |
Mortgage Research Center
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VA | 2 | 3.6% | 100% | $650,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 2 | 3.6% | 100% | $390,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 2 | 3.6% | 100% | $450,000 | |
The Loan Store, Inc
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VA, HELOC | 1 +1 HELOCs |
1.8% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
VA | 1 | 1.8% | 100% | $325,000 | View |
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A5.0 ★Texas Ratio: 8.10% |
FHA | 1 | 1.8% | 50% | $205,000 | View |
Kind Lending, LLC
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FHA | 1 | 1.8% | 50% | $375,000 | |
Resicentral LLC
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Conventional | 1 | 1.8% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 1.8% | 100% | $445,000 | View |
Planet Home Lending, LLC
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VA, Jumbo | 1 | 1.8% | 100% | $855,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 1.8% | 100% | $105,000 | |
T2 Financial LLC
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Conventional | 1 | 1.8% | 100% | $485,000 | |
Direct Mortgage Loans, LLC
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FHA | 1 | 1.8% | 100% | $315,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1.8% | 50% | $535,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 1.8% | 100% | $505,000 | View |
Spring Eq, LLC
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Conventional | 1 | 1.8% | 100% | $55,000 |
Scottsmoor Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Scottsmoor, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Scottsmoor? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Scottsmoor in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Scottsmoor, FL
Use these to narrow the list above. Each category shows how many Scottsmoor, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Scottsmoor, FL
Independent mortgage companies closed 70.9 percent of home loans in Scottsmoor, Florida in 2025, banks 9.1 percent and credit unions 20 percent. The Mortgage Firm was the largest mortgage company, Citizens Bank, NA the largest bank and Launch Credit Union the largest credit union. Among lenders headquartered in Florida, Launch Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Scottsmoor, FL
By home loans closed in 2025, Launch Credit Union was the largest mortgage lender in Scottsmoor, Florida with 5 loans, about 9.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Scottsmoor, Florida in 2025, led by United Wholesale Mortgage with 2. 9 lenders closed VA loans, led by Guaranteed Rate Affinity, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 4 credit unions closed home loans in Scottsmoor, Florida in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Scottsmoor, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Scottsmoor, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Scottsmoor. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
