Mortgage Lenders and Brokers in Opa-locka, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Opa-locka, Florida mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Dade County Federal Credit UnionDade County Federal Credit Union20295 S Dixie Hwy, Cutler Bay, FL 33189 1207A+5.0 ★Texas Ratio: 1.61%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Educational Federal Credit UnionEducational Federal Credit Union16460 SW 304th St, Homestead, FL 33033 3260A+5.0 ★Texas Ratio: 2.35%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, Amerant Bank, N.A.Amerant Bank, N.A.3001 Aventura Blvd, Aventura, FL 33180B+4.7 ★Texas Ratio: 18.65%, Gte Federal Credit UnionGte Federal Credit Union7375 University Pkwy, Bradenton, FL 34202 2300A5.0 ★Texas Ratio: 7.65%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Opa-locka, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Opa-locka are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Opa-locka, Florida
Market share is the lender's share of all home loans closed in Opa-locka, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Opa-locka 1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.9% | 100% | $155,000 | View |
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20295 S Dixie Hwy, Cutler Bay, FL 33189 1207 A+5.0 ★Texas Ratio: 1.61% |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 100% | $355,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $215,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $435,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.9% | 50% | $25,000 | View |
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16460 SW 304th St, Homestead, FL 33033 3260 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 1 | 0.9% | 50% | $225,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.9% | 100% | $65,000 | View |
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3001 Aventura Blvd, Aventura, FL 33180 B+4.7 ★Texas Ratio: 18.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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FHA | 3 | 2.8% | 80% | $388,333 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 1.9% | 100% | $245,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.9% | 30% | $55,000 | |
DG Pinnacle Funding, LLC
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Conventional | 1 | 0.9% | 100% | $575,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 31 | 28.7% | 76.7% | $408,548 | |
Rocket Mortgage
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Conventional, FHA | 7 | 6.5% | 58.3% | $413,571 | |
My Mortgage, Inc
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Conventional, FHA | 7 | 6.5% | 100% | $450,714 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 2.8% | 37.5% | $211,666 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 2.8% | 75% | $341,666 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 2 | 1.9% | 22.2% | $300,000 | View |
CrossCountry Mortgage, LLC
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FHA | 2 | 1.9% | 100% | $330,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 1.9% | 100% | $255,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 1.9% | 66.7% | $420,000 | |
HomeXpress Mortgage Corp.
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Conventional, FHA | 2 | 1.9% | 50% | $360,000 | |
First Colony Mortgage Corporat
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Conventional, FHA | 2 | 1.9% | 100% | $190,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 1.9% | 100% | $240,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 1.9% | 100% | $250,000 | |
New American Funding, LLC.
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FHA | 2 | 1.9% | 100% | $215,000 | |
The Loan Store, Inc
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Conventional, FHA | 2 | 1.9% | 66.7% | $415,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 2 | 1.9% | 100% | $455,000 | |
Right Start Mortgage, Inc
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FHA | 2 | 1.9% | 100% | $370,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 2 | 1.9% | 42.9% | $245,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 1.9% | 100% | $180,000 | View |
Everett Financial, Inc.
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FHA | 1 | 0.9% | 100% | $325,000 | |
Kind Lending, LLC
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FHA | 1 | 0.9% | 100% | $365,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.9% | 100% | $375,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.9% | 20% | $365,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.9% | 50% | $305,000 | View |
Point Mortgage Corp
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FHA | 1 | 0.9% | 100% | $495,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.9% | 100% | $515,000 | |
Premier Lending Inc.
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FHA | 1 | 0.9% | 100% | $485,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.9% | 100% | $365,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.9% | 100% | $155,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.9% | 100% | $545,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.9% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.9% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.9% | 100% | $85,000 | View |
Reliance First Capital, LLC
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FHA | 1 | 0.9% | 100% | $245,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +4 HELOCs |
0% | 0% | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Opa-locka Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Opa-locka, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Opa-locka? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Opa-locka in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Opa-locka, FL
Use these to narrow the list above. Each category shows how many Opa-locka, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Opa-locka, FL
Independent mortgage companies closed 89.8 percent of home loans in Opa-locka, Florida in 2025, banks 6.5 percent and credit unions 3.7 percent. Freedom Mortgage Corporation was the largest mortgage company, Wells Fargo Bank NA the largest bank and Dade County Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Dade County Federal Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Opa-locka, FL
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Opa-locka, Florida with 1 loans, about 0.9 percent of the market. The largest lender headquartered in Florida was Dade County Federal Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Opa-locka, Florida in 2025, led by United Wholesale Mortgage with 17. 1 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 5 credit unions closed home loans in Opa-locka, Florida in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Opa-locka, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Opa-locka, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Opa-locka. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
