Mortgage Lenders and Brokers in Okeechobee, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Okeechobee, Florida mortgage lenders include Southstate Bank, National AssociationSouthstate Bank, National Association2100 S Parrott Ave, Okeechobee, FL 34974A+5.0 ★Texas Ratio: 2.27%, PNC Bank N.A.PNC Bank N.A.2801 Us Highway 441 S, Okeechobee, FL 34974A+5.0 ★Texas Ratio: 4.24%, Regions BankRegions Bank305 Ne Park St, Okeechobee, FL 34972A+5.0 ★Texas Ratio: 4.37%, Bank of America NABank of America NA205 N Parrott Ave, Okeechobee, FL 34972A+5.0 ★Texas Ratio: 4.14%, Seacoast National BankSeacoast National Bank1835 Us Highway 441 Se, Okeechobee, FL 34974A+5.0 ★Texas Ratio: 2.72%, Truist BankTruist Bank815 S Parrott Ave, Okeechobee, FL 34974A+5.0 ★Texas Ratio: 2.87%, Midflorida Credit UnionMidflorida Credit Union3261 US Highway 441 S, Okeechobee, FL 34974A+5.0 ★Texas Ratio: 3.18%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, and Publix Employees Federal Credit UnionPublix Employees Federal Credit Union482 E Altamonte Dr Ste 1010, Altamonte Springs, FL 32701 4604A+5.0 ★Texas Ratio: 2.50%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Okeechobee, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Okeechobee are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Okeechobee, Florida
Market share is the lender's share of all home loans closed in Okeechobee, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 1 office in Okeechobee 2100 S Parrott Ave, Okeechobee, FL 34974 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, HELOC | 9 +8 HELOCs |
3.7% | 100% | $305,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Okeechobee 2801 Us Highway 441 S, Okeechobee, FL 34974 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +5 HELOCs |
0.8% | 100% | $175,000 | View |
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1 office in Okeechobee 305 Ne Park St, Okeechobee, FL 34972 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +3 HELOCs |
0% | 25% | View | |
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1 office in Okeechobee 205 N Parrott Ave, Okeechobee, FL 34972 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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★ 5 stars, 1 review 1 office in Okeechobee 1835 Us Highway 441 Se, Okeechobee, FL 34974 A+5.0 ★Texas Ratio: 2.72% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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★ 1 stars, 1 review 1 office in Okeechobee 815 S Parrott Ave, Okeechobee, FL 34974 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 3261 US Highway 441 S, Okeechobee, FL 34974 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 23 +2 HELOCs |
9.4% | 63.9% | $161,521 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 2 | 0.8% | 40% | $120,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 0.8% | 66.7% | $155,000 | View |
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482 E Altamonte Dr Ste 1010, Altamonte Springs, FL 32701 4604 A+5.0 ★Texas Ratio: 2.50% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Coastal Loans, LLC
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Conventional, FHA, VA | 25 | 10.2% | 89.3% | $271,000 | |
Metroplex Mortgage Services
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Conventional, FHA, VA, USDA | 8 | 3.3% | 100% | $242,500 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 0.8% | 66.7% | $205,000 | |
Acrisure Mortgage, LLC
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Conventional, FHA | 2 | 0.8% | 100% | $180,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.4% | 25% | $235,000 | |
Builders Choice Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $285,000 | |
LoanFlight Lending, LLC.
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FHA | 1 | 0.4% | 100% | $255,000 | |
The Mortgage Firm
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Conventional | 1 | 0.4% | 100% | $395,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 23 | 9.4% | 82.1% | $263,260 | |
Rocket Mortgage
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Conventional, FHA | 21 | 8.6% | 73.3% | $193,571 | |
loanDepot.com LLC
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Conventional, FHA | 17 | 7% | 85.7% | $166,176 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 8 | 3.3% | 100% | $260,000 | |
Geneva Financial LLC
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Conventional, FHA, VA | 8 | 3.3% | 100% | $257,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 6 | 2.5% | 100% | $235,000 | |
Leaderone Financial Corp.
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Conventional, FHA, VA | 5 | 2% | 100% | $263,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 1.6% | 66.7% | $255,000 | |
Click n' Close, Inc.
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Conventional, FHA | 3 | 1.2% | 60% | $205,000 | |
American Financing Corporation
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Conventional, FHA | 3 | 1.2% | 66.7% | $285,000 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 1.2% | 100% | $211,666 | |
Mortgage Research Center
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VA | 3 | 1.2% | 60% | $275,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 1.2% | 100% | $278,333 | |
Spring Eq, LLC
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Conventional | 3 | 1.2% | 60% | $65,000 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 0.8% | 100% | $195,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $305,000 | |
Everett Financial, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $265,000 | |
Norwich Commercial Group Inc
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Conventional, FHA | 2 | 0.8% | 100% | $130,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 0.8% | 100% | $270,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.8% | 40% | $205,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.8% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA | 2 | 0.8% | 100% | $320,000 | View |
DHI Mortgage Company, LTD.
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Conventional, FHA | 2 | 0.8% | 75% | $325,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, VA | 2 | 0.8% | 100% | $265,000 | View |
Village Capital & Investment
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VA | 2 | 0.8% | 66.7% | $325,000 | |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.4% | 100% | $215,000 | |
Fundloans Capital
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Goodleap, LLC
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FHA | 1 | 0.4% | 100% | $265,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.4% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 8.10% |
FHA | 1 | 0.4% | 25% | $175,000 | View |
Sage Home Loans Corporation
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FHA | 1 | 0.4% | 100% | $265,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Kind Lending, LLC
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FHA | 1 | 0.4% | 100% | $295,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.4% | 100% | $275,000 | |
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F1.0 ★Texas Ratio: 85.21% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
Resicentral LLC
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Conventional | 1 | 0.4% | 100% | $455,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Guild Mortgage Company
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FHA | 1 | 0.4% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
FHA | 1 | 0.4% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
Nfm, Inc
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Bay Capital Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $145,000 | |
Bayer Hfcu
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Conventional | 1 | 0.4% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.4% | 100% | $15,000 | View |
Citadel Servicing Corporation
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $265,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.4% | 50% | $185,000 | |
The Loan Store, Inc
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FHA | 1 | 0.4% | 100% | $305,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.4% | 100% | $235,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.4% | 50% | $285,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
USDA | 1 | 0.4% | 100% | $255,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.4% | 100% | $255,000 | |
21St Mortgage
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Conventional | 1 | 0.4% | 20% | $325,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.4% | 25% | $65,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
VA | 1 | 0.4% | 50% | $365,000 | View |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Okeechobee Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Okeechobee, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Okeechobee? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Okeechobee in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Okeechobee, FL
Use these to narrow the list above. Each category shows how many Okeechobee, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Okeechobee, FL
Independent mortgage companies closed 82 percent of home loans in Okeechobee, Florida in 2025, banks 7.4 percent and credit unions 10.7 percent. Triad Financial Services, Inc. was the largest mortgage company, Southstate Bank, National Association the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Southstate Bank, National Association led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Okeechobee, FL
By home loans closed in 2025, Southstate Bank, National Association was the largest mortgage lender in Okeechobee, Florida with 9 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
40 lenders closed FHA loans in Okeechobee, Florida in 2025, led by Coastal Loans, LLC with 16. 10 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 4 credit unions closed home loans in Okeechobee, Florida in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Okeechobee, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Okeechobee, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Okeechobee. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
