Mortgage Lenders and Brokers in Nassau Village-Ratliff, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Nassau Village-Ratliff, Florida mortgage lenders include VyStar Credit UnionVyStar Credit Union16201 NW US Highway 441, Alachua, FL 32615 6399A5.0 ★Texas Ratio: 9.56%, First Federal BankFirst Federal Bank300 N Waukesha St, Bonifay, FL 32425A+5.0 ★Texas Ratio: 1.10%, Southeastern BankSoutheastern Bank542238 Us Highway 1, Callahan, FL 32011A+5.0 ★Texas Ratio: 2.15%, Radifi Federal Credit UnionRadifi Federal Credit Union801 Atlantic Blvd, Atlantic Beach, FL 32233, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, and Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Nassau Village-Ratliff, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Nassau Village-Ratliff are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Nassau Village-Ratliff, Florida
Market share is the lender's share of all home loans closed in Nassau Village-Ratliff, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional, FHA, HELOC | 15 +6 HELOCs |
8.4% | 75% | $102,333 | View |
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300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
Conventional, VA | 6 | 3.4% | 100% | $385,000 | View |
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542238 Us Highway 1, Callahan, FL 32011 A+5.0 ★Texas Ratio: 2.15% |
Conventional, Jumbo | 6 | 3.4% | 100% | $530,000 | View |
Radifi Federal Credit Union
801 Atlantic Blvd, Atlantic Beach, FL 32233 |
Conventional | 4 | 2.2% | 100% | $142,500 | |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.1% | 100% | $165,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA | 2 | 1.1% | 100% | $445,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.1% | 66.7% | $270,000 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 1 | 0.6% | 28.6% | $205,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 0.6% | 100% | $515,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
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8300 NW 53rd St, Doral, FL 33166 7710 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 1 | 0.6% | 50% | $425,000 | View |
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A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 7 +4 HELOCs |
3.9% | 70% | $122,142 | View |
Freedom Mortgage Corporation
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FHA, VA | 5 | 2.8% | 100% | $301,000 | |
New Day Financial, LLC.
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VA | 3 | 1.7% | 80% | $485,000 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 2 | 1.1% | 50% | $505,000 | |
Coastline Home Mortgage
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Conventional | 1 | 0.6% | 100% | $135,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 15 | 8.4% | 78.9% | $241,666 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 13 | 7.3% | 81.2% | $338,846 | |
American Pacific Mortgage Corporation
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FHA | 8 | 4.5% | 100% | $347,500 | |
Mortgage Research Center
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Conventional, VA | 6 | 3.4% | 66.7% | $310,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 6 | 3.4% | 85.7% | $356,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 2.8% | 100% | $171,000 | |
Everett Financial, Inc.
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Conventional, FHA, VA | 4 | 2.2% | 100% | $262,500 | |
21St Mortgage
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Conventional | 4 | 2.2% | 55.6% | $207,500 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 1.7% | 100% | $218,333 | |
Union Home Mortgage Corp.
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FHA, VA | 3 | 1.7% | 100% | $298,333 | |
Planet Home Lending, LLC
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FHA, VA | 3 | 1.7% | 100% | $318,333 | |
Loanpeople, LLC
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Conventional, VA | 3 | 1.7% | 100% | $351,666 | |
Nationstar Mortgage
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Conventional | 3 | 1.7% | 100% | $98,333 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 1.1% | 100% | $230,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1.1% | 40% | $130,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 2 | 1.1% | 100% | $360,000 | View |
Towne Mortgage Company
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Conventional | 2 | 1.1% | 100% | $240,000 | |
Nations Direct Mortgage, LLC
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Conventional, VA | 2 | 1.1% | 100% | $390,000 | |
New American Funding, LLC.
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FHA, VA | 2 | 1.1% | 50% | $305,000 | |
EMM Loans LLC
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FHA | 1 | 0.6% | 100% | $495,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.6% | 100% | $215,000 | |
Affordable Mortgage Advisors
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FHA | 1 | 0.6% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 8.10% |
VA | 1 | 0.6% | 100% | $305,000 | View |
MortgageOne, Inc
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VA | 1 | 0.6% | 100% | $515,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 0.6% | 100% | $275,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.6% | 33.3% | $85,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.6% | 100% | $505,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.6% | 100% | $265,000 | View |
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A+5.0 ★Texas Ratio: 2.55% |
USDA | 1 | 0.6% | 100% | $265,000 | View |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.6% | 100% | $225,000 | |
Nfm, Inc
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FHA | 1 | 0.6% | 100% | $265,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.6% | 100% | $595,000 | |
Stg Mortgage Inc
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VA | 1 | 0.6% | 100% | $425,000 | |
State Financial Network LLC
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Conventional | 1 | 0.6% | 100% | $435,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.6% | 100% | $475,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.6% | 100% | $275,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.6% | 50% | $295,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $285,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.6% | 100% | $235,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.6% | 100% | $375,000 | |
First Port City Bank
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Conventional | 1 | 0.6% | 100% | $165,000 | |
Right Start Mortgage, Inc
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FHA | 1 | 0.6% | 100% | $375,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 0.6% | 100% | $205,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.6% | 100% | $235,000 | |
Paramount Residential Mortgage
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VA | 1 | 0.6% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
VA | 1 | 0.6% | 100% | $655,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.6% | 100% | $385,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.6% | 100% | $105,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.6% | 100% | $175,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.6% | 100% | $405,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.6% | 100% | $265,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% |
Nassau Village-Ratliff Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Nassau Village-Ratliff, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Nassau Village-Ratliff? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Nassau Village-Ratliff in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Nassau Village-Ratliff, FL
Use these to narrow the list above. Each category shows how many Nassau Village-Ratliff, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Nassau Village-Ratliff, FL
Independent mortgage companies closed 67 percent of home loans in Nassau Village-Ratliff, Florida in 2025, banks 12.8 percent and credit unions 20.1 percent. Triad Financial Services, Inc. was the largest mortgage company, First Federal Bank the largest bank and VyStar Credit Union the largest credit union. Among lenders headquartered in Florida, VyStar Credit Union led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Nassau Village-Ratliff, FL
By home loans closed in 2025, VyStar Credit Union was the largest mortgage lender in Nassau Village-Ratliff, Florida with 15 loans, about 8.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Nassau Village-Ratliff, Florida in 2025, led by American Pacific Mortgage Corporation with 8. 25 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 8 credit unions closed home loans in Nassau Village-Ratliff, Florida in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Nassau Village-Ratliff, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Nassau Village-Ratliff, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Nassau Village-Ratliff. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
