Mortgage Lenders and Brokers in Lake Lorraine, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake Lorraine, Florida mortgage lenders include Eglin Federal Credit UnionEglin Federal Credit Union1127 Industrial Dr, Crestview, FL 32539 8950A+5.0 ★Texas Ratio: 0.79%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, First Federal BankFirst Federal Bank300 N Waukesha St, Bonifay, FL 32425A+5.0 ★Texas Ratio: 1.10%, Community Bank of MississippiCommunity Bank of Mississippi345 E James Lee Blvd, Crestview, FL 32539A+5.0 ★Texas Ratio: 3.09%, Centennial BankCentennial Bank22 Avenue E, Apalachicola, FL 32320A+5.0 ★Texas Ratio: 3.14%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Huntington National BankHuntington National Bank8889 Pelican Bay Blvd, Naples, FL 34108A+5.0 ★Texas Ratio: 3.66%, and Servisfirst BankServisfirst Bank316 Racetrack Rd Ne, Fort Walton Beach, FL 32547A5.0 ★Texas Ratio: 8.75%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Lorraine, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Lorraine are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Lorraine, Florida
Market share is the lender's share of all home loans closed in Lake Lorraine, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1127 Industrial Dr, Crestview, FL 32539 8950 A+5.0 ★Texas Ratio: 0.79% |
Conventional | 6 | 3.7% | 75% | $200,000 | |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 4 +5 HELOCs |
2.5% | 100% | $222,500 | View |
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300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
VA, Jumbo | 2 | 1.2% | 100% | $825,000 | View |
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345 E James Lee Blvd, Crestview, FL 32539 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 2 | 1.2% | 100% | $285,000 | View |
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22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14% |
VA | 2 | 1.2% | 66.7% | $310,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $65,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $75,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
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8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.6% | 100% | $265,000 | View |
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316 Racetrack Rd Ne, Fort Walton Beach, FL 32547 A5.0 ★Texas Ratio: 8.75% |
VA | 1 | 0.6% | 100% | $445,000 | View |
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★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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2755 E Orange Ave, Eustis, FL 32726 A+5.0 ★Texas Ratio: 1.15% |
VA, Jumbo | 1 | 0.6% | 50% | $825,000 | View |
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16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.6% | 100% | $215,000 | View |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
FHA | 1 | 0.6% | 100% | $225,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 2.5% | 100% | $465,000 | |
New Day Financial, LLC.
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VA | 2 | 1.2% | 100% | $175,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.6% | 100% | $515,000 | |
Acrisure Mortgage, LLC
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VA, Jumbo | 1 | 0.6% | 100% | $825,000 | |
United Wholesale Mortgage
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Conventional, VA | 16 | 9.9% | 88.9% | $417,500 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 16 | 9.9% | 84.2% | $345,625 | |
Waterstone Mortgage Corporation
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Conventional, FHA, VA | 14 | 8.6% | 100% | $258,571 | |
Mortgage Research Center
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VA | 9 | 5.6% | 64.3% | $342,777 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional, VA | 9 | 5.6% | 100% | $423,888 | View |
Movement Mortgage, LLC
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Conventional, VA, HELOC | 7 +1 HELOCs |
4.3% | 100% | $509,285 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo | 7 | 4.3% | 100% | $522,142 | |
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A5.0 ★Texas Ratio: 6.45% |
Conventional, FHA, VA | 6 | 3.7% | 85.7% | $326,666 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 5 | 3.1% | 83.3% | $239,000 | |
New American Funding, LLC.
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Conventional, VA, HELOC | 3 +1 HELOCs |
1.9% | 100% | $361,666 | |
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A+5.0 ★Texas Ratio: 2.02% |
VA | 3 | 1.9% | 100% | $468,333 | View |
Zillow Home Loans, LLC
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VA | 3 | 1.9% | 100% | $318,333 | |
Primelending
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Conventional, VA, Jumbo | 2 | 1.2% | 66.7% | $825,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.6% | 100% | $535,000 | |
Cadence Bank
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Conventional | 1 | 0.6% | 100% | $525,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.6% | 100% | $495,000 | |
Primary Residential Mortgage, INC.
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VA | 1 | 0.6% | 100% | $695,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.6% | 100% | $585,000 | View |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 1 | 0.6% | 100% | $685,000 | View |
Nbkc Bank
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VA | 1 | 0.6% | 100% | $555,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.6% | 100% | $595,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.6% | 100% | $265,000 | |
Pennymac Loan Services LLC
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VA | 1 | 0.6% | 50% | $225,000 | |
Guild Mortgage Company
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VA | 1 | 0.6% | 100% | $455,000 | |
Assurance Financial Group, L.L.C.
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Conventional | 1 | 0.6% | 100% | $265,000 | |
AmWest Funding Corp
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VA | 1 | 0.6% | 100% | $375,000 | |
City 1st Mortgage Services, LC
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VA, Jumbo | 1 | 0.6% | 100% | $1,055,000 | |
First Colony Mortgage Corporat
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VA | 1 | 0.6% | 100% | $335,000 | |
Nfm, Inc
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Conventional | 1 | 0.6% | 100% | $165,000 | |
Premier Bank of the South
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Conventional | 1 | 0.6% | 100% | $395,000 | |
Cardinal Financial Company, Li
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VA | 1 | 0.6% | 100% | $745,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.6% | 100% | $755,000 | |
Provident Funding Associates
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Conventional | 1 | 0.6% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.6% | 100% | $255,000 | View |
The Loan Store, Inc
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Conventional | 1 | 0.6% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 0.6% | 100% | $555,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional | 1 | 0.6% | 100% | $305,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.6% | 100% | $195,000 | View |
Paramount Residential Mortgage
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VA | 1 | 0.6% | 100% | $425,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.6% | 100% | $115,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.6% | 100% | $295,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Synovus Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lake Lorraine Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Lorraine, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Lake Lorraine? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Lorraine in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Lorraine, FL
Use these to narrow the list above. Each category shows how many Lake Lorraine, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Lorraine, FL
Independent mortgage companies closed 57.4 percent of home loans in Lake Lorraine, Florida in 2025, banks 35.2 percent and credit unions 7.4 percent. Freedom Mortgage Corporation was the largest mortgage company, Regions Bank the largest bank and Eglin Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Eglin Federal Credit Union led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Lorraine, FL
By home loans closed in 2025, Eglin Federal Credit Union was the largest mortgage lender in Lake Lorraine, Florida with 6 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Lake Lorraine, Florida in 2025, led by Rocket Mortgage with 3. 35 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 3 credit unions closed home loans in Lake Lorraine, Florida in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Lorraine, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Lorraine, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Lorraine. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
