Mortgage Lenders and Brokers in Gonzalez, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Gonzalez, Florida mortgage lenders include Gulf Winds Credit UnionGulf Winds Credit Union11 Preston Cir, Crawfordville, FL 32327A+5.0 ★Texas Ratio: 2.87%, PenAir Credit UnionPenAir Credit Union1345 Industrial Dr, Crestview, FL 32539 8984A+5.0 ★Texas Ratio: 2.97%, Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Members First Credit Union of FloridaMembers First Credit Union of Florida5005 Highway 90, Pace, FL 32571A+5.0 ★Texas Ratio: 1.18%, Harvesters Federal Credit UnionHarvesters Federal Credit Union480 S Highway 29, Cantonment, FL 32533 6406A5.0 ★Texas Ratio: 6.36%, Centennial BankCentennial Bank22 Avenue E, Apalachicola, FL 32320A+5.0 ★Texas Ratio: 3.14%, Citizens Bank, NACitizens Bank, NA2222 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.44%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, and Hancock Whitney BankHancock Whitney Bank5817 Manatee Ave W, Bradenton, FL 34209A+5.0 ★Texas Ratio: 3.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gonzalez, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gonzalez are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Gonzalez, Florida
Market share is the lender's share of all home loans closed in Gonzalez, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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11 Preston Cir, Crawfordville, FL 32327 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 14 +7 HELOCs |
1.8% | 82.4% | $147,142 | View |
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1345 Industrial Dr, Crestview, FL 32539 8984 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 9 +5 HELOCs |
1.2% | 64.3% | $205,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA | 8 | 1% | 100% | $357,500 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 7 +6 HELOCs |
0.9% | 64.3% | $346,428 | View |
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5005 Highway 90, Pace, FL 32571 A+5.0 ★Texas Ratio: 1.18% |
Conventional | 3 | 0.4% | 100% | $178,333 | |
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480 S Highway 29, Cantonment, FL 32533 6406 A5.0 ★Texas Ratio: 6.36% |
Conventional | 3 | 0.4% | 60% | $208,333 | View |
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22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14% |
Conventional, USDA | 3 | 0.4% | 100% | $428,333 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $165,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $175,000 | View |
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★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
FHA, HELOC | 1 +1 HELOCs |
0.1% | 50% | $275,000 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.1% | 100% | $545,000 | View |
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350 E Las Olas Blvd Ste 1400, Fort Lauderdale, FL 33301 A+5.0 ★Texas Ratio: 0.37% |
Conventional | 1 | 0.1% | 100% | $705,000 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 1 | 0.1% | 80% | $165,000 | View |
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16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.1% | 100% | $395,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
FHA | 1 | 0.1% | 100% | $265,000 | View |
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300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lennar Mortgage, LLC
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Conventional, FHA, VA, USDA | 28 | 3.7% | 84.8% | $285,714 | |
The Mortgage Firm
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Conventional, FHA, VA, USDA | 25 | 3.3% | 100% | $299,800 | |
Acrisure Mortgage, LLC
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Conventional, FHA, VA, USDA | 16 | 2.1% | 100% | $296,250 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 0.7% | 58.8% | $345,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.3% | 40% | $165,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.1% | 100% | $335,000 | |
New Day Financial, LLC.
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VA | 1 | 0.1% | 22.2% | $355,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 139 | 18.2% | 83.1% | $323,561 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 90 +31 HELOCs |
11.8% | 89.1% | $266,222 | |
Rocket Mortgage
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Conventional, FHA, VA | 50 | 6.5% | 80% | $270,800 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 35 +1 HELOCs |
4.6% | 89.7% | $331,285 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 25 | 3.3% | 100% | $194,200 | |
Mortgage Research Center
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VA | 25 | 3.3% | 67.6% | $333,800 | |
DSLD Mortgage LLC
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Conventional, FHA, VA | 24 | 3.1% | 100% | $380,416 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA, VA | 21 | 2.7% | 100% | $305,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 15 | 2% | 78.9% | $248,333 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 15 | 2% | 88.2% | $297,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 12 | 1.6% | 100% | $202,500 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 9 | 1.2% | 100% | $279,444 | |
Equity Prime Mortgage LLC
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Conventional, FHA, VA | 8 | 1% | 88.9% | $343,750 | |
Nationstar Mortgage
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Conventional, VA | 8 | 1% | 88.9% | $186,250 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 8 | 1% | 100% | $202,500 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 8 | 1% | 100% | $285,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 6 | 0.8% | 100% | $251,666 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 5 | 0.7% | 83.3% | $329,000 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 5 | 0.7% | 83.3% | $279,000 | |
Southeast Mortgage of Georgia, Inc.
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Conventional, VA | 5 | 0.7% | 100% | $307,000 | |
Gardner Financial Services
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Conventional, FHA | 5 | 0.7% | 100% | $383,000 | |
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A5.0 ★Texas Ratio: 12.33% |
FHA, VA, USDA | 4 | 0.5% | 100% | $337,500 | View |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 0.5% | 66.7% | $80,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA, VA, USDA | 4 | 0.5% | 100% | $212,500 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA | 4 | 0.5% | 57.1% | $140,000 | View |
Village Capital & Investment
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VA | 4 | 0.5% | 85.7% | $352,500 | |
Cadence Bank
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Conventional, Jumbo, HELOC | 3 +2 HELOCs |
0.4% | 100% | $615,000 | |
Synovus Bank
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Conventional, HELOC | 3 +1 HELOCs |
0.4% | 100% | $335,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 3 | 0.4% | 100% | $448,333 | |
Towne Mortgage Company
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FHA, VA | 3 | 0.4% | 100% | $325,000 | |
Mortgage Solutions of Colorado
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FHA, VA | 3 | 0.4% | 100% | $388,333 | |
21St Mortgage
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Conventional | 3 | 0.4% | 33.3% | $125,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +3 HELOCs |
0.3% | 22.2% | $50,000 | |
Everett Financial, Inc.
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Conventional | 2 | 0.3% | 100% | $165,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $270,000 | |
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A5.0 ★Texas Ratio: 8.47% |
VA | 2 | 0.3% | 100% | $535,000 | View |
Das Acquisition Company, LLC
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Conventional | 2 | 0.3% | 100% | $320,000 | |
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A+5.0 ★Texas Ratio: 3.45% |
FHA | 2 | 0.3% | 100% | $275,000 | View |
American Financing Corporation
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FHA, VA | 2 | 0.3% | 50% | $345,000 | |
First Colony Mortgage Corporat
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Conventional, VA | 2 | 0.3% | 100% | $440,000 | |
Calcon Mutual Mortgage LLC
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Conventional, FHA | 2 | 0.3% | 100% | $105,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.3% | 100% | $285,000 | View |
Summit Funding.Inc
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Conventional, FHA | 2 | 0.3% | 100% | $115,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 0.3% | 100% | $245,000 | |
Paramount Residential Mortgage
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Conventional, VA | 2 | 0.3% | 100% | $385,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA, VA | 2 | 0.3% | 100% | $410,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +2 HELOCs |
0.1% | 100% | $235,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $375,000 | View |
Cazle Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $75,000 | |
Primelending
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Conventional | 1 | 0.1% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.1% | 100% | $335,000 | View |
SWBC Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $245,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 50% | $265,000 | |
MortgageOne, Inc
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FHA | 1 | 0.1% | 100% | $365,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.1% | 100% | $305,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $175,000 | |
Nbkc Bank
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Conventional | 1 | 0.1% | 100% | $345,000 | |
Orchard Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $295,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.1% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.1% | 100% | $365,000 | View |
Princeton Mortgage Corporation
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VA | 1 | 0.1% | 100% | $635,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.1% | 33.3% | $215,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.1% | 100% | $195,000 | |
Discover Bank
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Conventional | 1 | 0.1% | 12.5% | $105,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.1% | 100% | $305,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.1% | 100% | $245,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.1% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 3.88% |
Conventional | 1 | 0.1% | 50% | $435,000 | View |
Justice Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $235,000 | |
Cardinal Financial Company, Li
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VA | 1 | 0.1% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 1.35% |
Conventional | 1 | 0.1% | 50% | $475,000 | View |
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A+5.0 ★Texas Ratio: 0.22% |
VA | 1 | 0.1% | 100% | $695,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.1% | 100% | $425,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.1% | 100% | $255,000 | |
Nations Lending Corporation
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FHA | 1 | 0.1% | 50% | $175,000 | |
The Anderson Financial Group, Inc.
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Conventional | 1 | 0.1% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.1% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
Stockton Mortgage Corporation
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VA | 1 | 0.1% | 50% | $205,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.1% | 100% | $75,000 | |
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A5.0 ★Texas Ratio: 7.51% |
VA | 1 | 0.1% | 100% | $575,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.1% | 100% | $185,000 | |
New American Funding, LLC.
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FHA | 1 | 0.1% | 50% | $415,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.1% | 100% | $505,000 | |
Northrop Grumman Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $55,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 1 | 0.1% | 100% | $185,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.1% | 100% | $545,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 50% | $165,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.1% | 20% | $135,000 | |
The Mortgage Link, Inc.
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FHA | 1 | 0.1% | 100% | $385,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 5.53% |
FHA | 1 | 0.1% | 100% | $245,000 | View |
Coastal Community Bank
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A-4.9 ★Texas Ratio: 16.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
All In Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | 100% |
Gonzalez Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Gonzalez, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Gonzalez? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gonzalez in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Gonzalez, FL
Use these to narrow the list above. Each category shows how many Gonzalez, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Gonzalez, FL
Independent mortgage companies closed 74 percent of home loans in Gonzalez, Florida in 2025, banks 9.9 percent and credit unions 16.1 percent. Triad Financial Services, Inc. was the largest mortgage company, Ameris Bank the largest bank and Gulf Winds Credit Union the largest credit union. Among lenders headquartered in Florida, Gulf Winds Credit Union led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Gonzalez, FL
By home loans closed in 2025, Gulf Winds Credit Union was the largest mortgage lender in Gonzalez, Florida with 14 loans, about 1.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Gonzalez, Florida, Navy Federal Credit Union approved the highest share of completed applications in 2025 at 89.1 percent, against a 83 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
47 lenders closed FHA loans in Gonzalez, Florida in 2025, led by DHI Mortgage Company, LTD. with 55. 55 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 11 credit unions closed home loans in Gonzalez, Florida in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gonzalez, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gonzalez, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gonzalez. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
