Mortgage Lenders and Brokers in East Milton, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
East Milton, Florida mortgage lenders include PenAir Credit UnionPenAir Credit Union1345 Industrial Dr, Crestview, FL 32539 8984A+5.0 ★Texas Ratio: 2.97%, Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Renasant BankRenasant Bank16404 Nw 17th Drive, Alachua, FL 32615A+5.0 ★Texas Ratio: 4.72%, Gulf Winds Credit UnionGulf Winds Credit Union11 Preston Cir, Crawfordville, FL 32327A+5.0 ★Texas Ratio: 2.87%, Hancock Whitney BankHancock Whitney Bank5817 Manatee Ave W, Bradenton, FL 34209A+5.0 ★Texas Ratio: 3.41%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Servisfirst BankServisfirst Bank316 Racetrack Rd Ne, Fort Walton Beach, FL 32547A5.0 ★Texas Ratio: 8.75%, and M&T BankM&T Bank850 Park Shore Drive, Naples, FL 34103A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in East Milton, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in East Milton are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in East Milton, Florida
Market share is the lender's share of all home loans closed in East Milton, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1345 Industrial Dr, Crestview, FL 32539 8984 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 8 +3 HELOCs |
1.5% | 80% | $195,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA | 3 | 0.5% | 100% | $331,666 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 22.2% | $235,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $190,000 | View |
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16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72% |
Conventional, VA | 2 | 0.4% | 100% | $360,000 | View |
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11 Preston Cir, Crawfordville, FL 32327 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 2 | 0.4% | 66.7% | $130,000 | View |
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★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $255,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
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316 Racetrack Rd Ne, Fort Walton Beach, FL 32547 A5.0 ★Texas Ratio: 8.75% |
VA | 1 | 0.2% | 100% | $395,000 | View |
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850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
FHA | 1 | 0.2% | 100% | $205,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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1452 Us Highway 331 S, Defuniak Springs, FL 32435 A+5.0 ★Texas Ratio: 0.34% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lennar Mortgage, LLC
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Conventional, FHA, VA, USDA | 65 | 11.8% | 86.7% | $265,000 | |
Coastal Loans, LLC
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Conventional, FHA, VA | 32 | 5.8% | 100% | $333,125 | |
The Mortgage Firm
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Conventional, FHA, VA | 9 | 1.6% | 90% | $336,111 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.1% | 63.6% | $291,666 | |
Acrisure Mortgage, LLC
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Conventional, VA | 3 | 0.5% | 100% | $325,000 | |
New Day Financial, LLC.
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VA | 2 | 0.4% | 80% | $350,000 | |
Home Office
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Conventional | 1 | 0.2% | 100% | $75,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 107 | 19.5% | 91.7% | $344,439 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA, VA | 45 | 8.2% | 100% | $323,666 | View |
Rocket Mortgage
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Conventional, FHA, VA | 38 | 6.9% | 83% | $255,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, HELOC | 27 +2 HELOCs |
4.9% | 77.8% | $329,814 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 17 | 3.1% | 100% | $341,470 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 13 +5 HELOCs |
2.4% | 60.9% | $170,384 | |
Mortgage Research Center
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VA | 11 | 2% | 61.1% | $337,727 | |
21St Mortgage
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Conventional | 10 | 1.8% | 40% | $131,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 9 | 1.6% | 50% | $145,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 8 | 1.5% | 100% | $228,750 | |
loanDepot.com LLC
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Conventional, FHA, VA, Jumbo | 6 | 1.1% | 66.7% | $355,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 6 | 1.1% | 100% | $236,666 | |
Guild Mortgage Company
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Conventional, FHA, USDA | 6 | 1.1% | 100% | $258,333 | |
Southwest Stage Funding LLC
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Conventional, FHA | 6 | 1.1% | 85.7% | $231,666 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 6 | 1.1% | 100% | $313,333 | |
Equity Prime Mortgage LLC
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FHA | 4 | 0.7% | 100% | $242,500 | |
Pennymac Loan Services LLC
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FHA, VA | 4 | 0.7% | 66.7% | $300,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA, VA, USDA | 4 | 0.7% | 100% | $190,000 | View |
New American Funding, LLC.
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.5% | 37.5% | $161,666 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 3 | 0.5% | 100% | $375,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 3 | 0.5% | 100% | $148,333 | |
Loanunited.Com, LLC
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VA | 3 | 0.5% | 100% | $365,000 | |
Union Home Mortgage Corp.
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VA | 3 | 0.5% | 100% | $321,666 | |
Nationstar Mortgage
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Conventional, VA | 3 | 0.5% | 100% | $145,000 | |
Mortgage Solutions of Colorado
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VA | 3 | 0.5% | 100% | $278,333 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 33.3% | $85,000 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 0.4% | 100% | $380,000 | |
Primelending
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FHA, VA | 2 | 0.4% | 100% | $285,000 | |
Canopy Mortgage, LLC
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FHA, VA | 2 | 0.4% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 2 | 0.4% | 66.7% | $310,000 | View |
Amerisave Mortgage Company
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FHA | 2 | 0.4% | 33.3% | $95,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.4% | 100% | $375,000 | View |
Michigan Mutual, Inc
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Conventional, FHA | 2 | 0.4% | 100% | $85,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.4% | 66.7% | $450,000 | View |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.4% | 66.7% | $95,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA | 2 | 0.4% | 100% | $110,000 | View |
Synovus Bank
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $285,000 | |
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A5.0 ★Texas Ratio: 6.45% |
VA | 1 | 0.2% | 100% | $405,000 | View |
Cadence Bank
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VA | 1 | 0.2% | 50% | $365,000 | |
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A5.0 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Premier Mortgage Resources, LLC
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VA | 1 | 0.2% | 100% | $325,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $115,000 | |
RANLife, Inc.
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FHA | 1 | 0.2% | 100% | $215,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.2% | 100% | $325,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $515,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Princeton Mortgage Corporation
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VA | 1 | 0.2% | 100% | $385,000 | |
Eustis Mortgage Corp
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FHA | 1 | 0.2% | 100% | $505,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $175,000 | |
East Coast Capital Corp.
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FHA | 1 | 0.2% | 100% | $255,000 | |
Citizens Equity First Credit U
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Conventional | 1 | 0.2% | 100% | $125,000 | |
First Heritage Mortgage, LLC
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VA | 1 | 0.2% | 100% | $305,000 | |
Capital Center LLC
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Premier Lending Inc.
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VA | 1 | 0.2% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $345,000 | View |
Pentagon Federal Credit Union
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VA | 1 | 0.2% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.2% | 50% | $435,000 | View |
Nations Direct Mortgage, LLC
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VA | 1 | 0.2% | 100% | $395,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.2% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
VA | 1 | 0.2% | 100% | $305,000 | View |
Gmfs, LLC
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FHA | 1 | 0.2% | 100% | $415,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
Paramount Residential Mortgage
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VA | 1 | 0.2% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.2% | 80% | $285,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.2% | 100% | $405,000 | View |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $205,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Communityamerica Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% |
East Milton Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in East Milton, Florida
Looking for mortgage lenders near me or mortgage brokers near me in East Milton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in East Milton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in East Milton, FL
Use these to narrow the list above. Each category shows how many East Milton, FL lenders fit and what that kind of lender is usually best for.
Who Lends in East Milton, FL
Independent mortgage companies closed 80.5 percent of home loans in East Milton, Florida in 2025, banks 14.6 percent and credit unions 4.9 percent. Lennar Mortgage, LLC was the largest mortgage company, Ameris Bank the largest bank and PenAir Credit Union the largest credit union. Among lenders headquartered in Florida, PenAir Credit Union led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in East Milton, FL
By home loans closed in 2025, PenAir Credit Union was the largest mortgage lender in East Milton, Florida with 8 loans, about 1.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in East Milton, Florida, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 91.7 percent, against a 82.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in East Milton, Florida in 2025, led by DHI Mortgage Company, LTD. with 31. 43 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 8 credit unions closed home loans in East Milton, Florida in 2025, alongside 61 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in East Milton, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in East Milton, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up East Milton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
